12 things everyone needs to know about Social Security

Plus, where to score free food for National Hot Dog Day. ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/281e2618?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODk3NzI5MzIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0YjZlZjkzZDAzY2JhOTY1YjBmMTQzMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA3MTkmYWZmX3N1YjQ9MDkyMiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDcxOSZ1dG1fY29udGVudD0wOTIyJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=ce3TYdfgGyF3qpLvqHyTpDrp2mcQCAD27nyIo5Fwwk8)   64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/d234bdca?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=DqyfJ7wEvXizfmkhl2HWB7cGb60SGO4sJRBc9GHZsgI     “The Bachelor” is getting a senior spinoff in a new series called “The Golden Bachelor,” which purports to help a 71-year-old grandfather find love later in life. Given the show’s matchmaking track record, we’re not holding our breath that this “Golden” guy will find true love. We’d be more comfortable throwing our support behind actual gold — so we are. Today, we’re teaming up with a company that’ll help you [sell your unwanted gold jewelry for the most money possible](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/d447f5e4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=3WeVx405yJcOpiPwMkZ8CBYyO0RohC-KGYnAnUkFtLo).     64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/38262b40?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=UzSf9Qn1MOh-nvPqZgUD4PXLAxohEJE2FT8DiwnJerM  [4 Times When You Owe Taxes on a Life Insurance Payout](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/dd9b74c5?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=yEu5MLACcyP058XTDzQekafv8w1Ka_t_P4Rn6rY3dwA)  You usually don’t have to worry about taxes when it comes to life insurance. But there’s always an exception to every rule. Here are four scenarios when the payout will be subject to taxes before the beneficiary can collect.          64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/d234bdca?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=DqyfJ7wEvXizfmkhl2HWB7cGb60SGO4sJRBc9GHZsgI     [Sell Your Gold and Unwanted Gold Jewelry for the Highest Payout — Guaranteed](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/08c4662f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=200H6SFD7IMhCOA4o5c74Bs_G8X_qFYwqm-8iiL_9ww)  Lots of us have some old jewelry lying around that we don’t plan to wear. Maybe you’ve considered selling it, but it hardly seems worth it when local jewelers will only give you half of what it’s worth. Don’t even get us started on pawn shops. But [Gold to Cash](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/fa9077e0?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=tHNQEWxyfyD_cw41Yb8t2_G2VXijP29yofRGHzzoPOY), an online gold buyer with 11 years of experience, offers a seamless process to appraise and buy your precious metals — for up to 95% of its value. They’ll send you a free appraisal kit, which includes prepaid and insured FedEx packaging. Gold to Cash’s experts will appraise your gold and provide an offer the same day they receive your package. Plus, they’ll pay you as soon as you accept the offer. If you decide not to accept the offer, they'll send your valuables back at no cost to you. To get started, [request your free appraisal kit](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/fa9077e0?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODk3NzI5MzIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0YjZlZjkzZDAzY2JhOTY1YjBmMTQzOSIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MjQ0JmFmZl9pZD04NiZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA3MTkmYWZmX3N1YjQ9MDkyMiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDcxOSZ1dG1fY29udGVudD0wOTIyJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=tHNQEWxyfyD_cw41Yb8t2_G2VXijP29yofRGHzzoPOY). “Excellent customer service. A fair price was given for my gold jewelry. Quick payment options to choose from. It has been a five-star experience from start to finish!” — Sylvia W., The Penny Hoarder reader     [Request Your Free Kit](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/645d0b69?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=RLyYTLagbh8Kl2ODlECPVK5UxHE8quN7rQsNotsjciU)          [How to Score Free or Cheap Food for National Hot Dog Day](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/cbb69656?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODk3NzI5MzIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0YjZlZjkzZDAzY2JhOTY1YjBmMTQzYiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL25hdGlvbmFsLWhvdC1kb2ctZGF5XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNzE5JmFmZl9zdWI0PTA5MjImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA3MTkmdXRtX2NvbnRlbnQ9MDkyMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=HZqXhAhs83ygiZ8GCEzIL5MaDZCV-foDi8Nt795rQbM)  There really is a holiday for everything. But if it means we get to continue eating for free, keep ‘em coming! We tracked down 10 places that are relishing today’s holiday by giving away free or cheap hot dogs. The only question is: Ketchup or nah?     [How Much Would You Really Take Home if You Won Powerball?](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/edbfd2a4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=xhcpZMwNvZFilUGanv0rM4vhVI1nfyHCGMnqe2AwRPk)  Powerball has ballooned to $1 billion, the third-largest in the game’s history. It’s a sweet prize pool no matter how you look at it, but we got curious: How much would you actually take home if you won? Here’s how it breaks down.     [Drinking Beer and 21 Other Strange Ways to Make Money](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/5b014382?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=VFyKsXM09QyZdTOE-DGEiK78akWeD_Oxl-qiItNwOvs)  Normal is fine, but after a while it can become, well, boring. The jobs on our list keep things interesting so you can [focus on all the money you’ll be making](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/d4db715d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=EAnjVwEJJv8zpb19iD4Y192HZ8qI1WXRB05rcFVuEGA) rather than lamenting another day of mundane tasks.          64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/950b91ee?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODk3NzI5MzIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0YjZlZjkzZDAzY2JhOTY1YjBmMTQzZiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGF0aC50aGVwZW5ueWhvYXJkZXIuY29tXC9hcnRpY2xlc1wvaG93LWRvZXMtc29jaWFsLXNlY3VyaXR5LXdvcms_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNzE5JmFmZl9zdWI0PTA5MjImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA3MTkmdXRtX2NvbnRlbnQ9MDkyMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=gQkpO4Virr8Byq0Ly5JZzNu8uCJnt2xxKPXzX6tMY-o  [12 Things Everyone Needs to Know About Social Security](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/a2d31937?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODk3NzI5MzIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0YjZlZjkzZDAzY2JhOTY1YjBmMTQ0MCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGF0aC50aGVwZW5ueWhvYXJkZXIuY29tXC9hcnRpY2xlc1wvaG93LWRvZXMtc29jaWFsLXNlY3VyaXR5LXdvcms_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNzE5JmFmZl9zdWI0PTA5MjImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA3MTkmdXRtX2NvbnRlbnQ9MDkyMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=kidBc9Y-SnWSiDfP_6g0y5ASE_wuBA6rHJ13QBHS3ns)  Think you know everything about Social Security? Think again. It’s a complicated benefit, so we’re breaking down the most important details you need to know to make the most of it.          [8 Ways to Get Ahead Despite the Outrageous Cost of Living](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/50aec420?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODk3NzI5MzIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0YjZlZjkzZDAzY2JhOTY1YjBmMTQ0MSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvY29zdC1vZi1saXZpbmctcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNzE5JmFmZl9zdWI0PTA5MjImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA3MTkmdXRtX2NvbnRlbnQ9MDkyMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=UrKmCnjUnxfv1_yCVVh5M1wVuwRhy5T-35KBBWvpOO4)  As the world gets more expensive, meeting your money goals becomes an even bigger challenge. It can be disheartening, but we’re here to show you how you can still get ahead — if you [make these moves](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/2753750b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODk3NzI5MzIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0YjZlZjkzZDAzY2JhOTY1YjBmMTQ0MiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvY29zdC1vZi1saXZpbmctcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNzE5JmFmZl9zdWI0PTA5MjImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA3MTkmdXRtX2NvbnRlbnQ9MDkyMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=Hd-EdtYLlz62et11P--RgFLznpeemIXOJR94axtokBI).     [Want a Lower Credit Card Rate? Just Ask for It](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/9753b02a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Fx5S-6SCnPxEQQT7TqgHzNdrXYxOOsJNJw23awpvQ4Q)  It might sound wacky, but asking is really the best way to get what you want — even if the thing you want is a lower credit card interest rate. We’ll show you the simple approach that gets the best results.     [5 Ways to Score Free Gift Cards by Next Weekend](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/74eb3987?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=27w53B_05pn-0OHj3keRo_etl_WQtKaTeDWlERCqxDE)  We love a gift card. They work just like real money, but they’re technically not, so you don’t feel bad using ‘em on a splurge (or two). Here’s how to [snag a whole bunch of gift cards](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/174ad4bd?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=4h35KOJ2uphwXJGqa_Cd75VeApLuMWuexavvLiaT1Oc) to fund your next weekend outing.     [The Lazy Guide to Making Money for Doing Almost Nothing](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/5c8f0a67?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODk3NzI5MzIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0YjZlZjkzZDAzY2JhOTY1YjBmMTQ0NiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvbGF6eS13YXlzLXRvLW1ha2UtbW9uZXktcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNzE5JmFmZl9zdWI0PTA5MjImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA3MTkmdXRtX2NvbnRlbnQ9MDkyMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=7CHNhdrWh7B5ARk1AczCUaMwxA7Q2jeA1jcZTllr9YU)  Kings and queens of the snooze button, rejoice! No need to rise early for the jobs on our list. These low-effort tasks let you rake in [extra dough without missing a second of sleep](64b6e8c7d7b255d67c06154c:ot:631faf77229f6550ab06f0cf:1/498f13bf?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODk3NzI5MzIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0YjZlZjkzZDAzY2JhOTY1YjBmMTQ0NyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvbGF6eS13YXlzLXRvLW1ha2UtbW9uZXktcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNzE5JmFmZl9zdWI0PTA5MjImYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA3MTkmdXRtX2NvbnRlbnQ9MDkyMiZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=baxsXOVC_qhH0bshLmzXb9RLtUEy8-yV6CFZ1YhNrCU) — or trying too hard.          [Was this email forwarded to you? Subscribe Now. 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