🗣️ Read my lips: No more ripoffs

Freebies abound ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/37bd296a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODg0NzY0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0OWYwNjEyYzg1OWUyZTE5ODAwMDkwNiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA3MDQmYWZmX3N1YjQ9MDkxMyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDcwNCZ1dG1fY29udGVudD0wOTEzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=noiB6fisq4KJCe6avTtgDo0QnqMWqhD_SnETaj7_wUA)   Happy Fourth, America. Today we’re all about putting the “FREE” in freedom by helping you score some sweet Amazon freebies ahead of Prime Day. And if you’re looking for financial independence, you’ve come to the right place. We’re declaring ourselves free from the tyranny of [companies that are overcharging us](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/3f361a6c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=UW3OXmbEkDjLMZF-8W3wWJcKik_uZYi0uzMrZMTSKBI).          649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/d878df57?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=uokvit0EKdqFc9Qq5yyrLXq_dHWni9iosN0skOOqvwc  [11 Ways to Score Free Stuff on Amazon](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/f22a38bb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=CzDqtF_tC-iPQ32QLzFpKxAfUhmosg0OZGKIqbVVsgw)  You don’t have to wait for Prime Day to find deals. We love an Amazon shopping spree, but we love it more when you don’t have to spend a dime. There are a ton of ways to get hooked up with free goodies (including free gift cards!), and we’re laying them all out for you.          [How to Earn Up to $60/Hour as a Test Subject](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/6436420f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=CcAc7QCsYsUyLgZEYitBJzf_NPRK9mnDk1CI4QxYWHU)  Well, this certainly sounds better than any of those tests we all took in school. Food tester or toy tester, anyone? These one-off gigs don’t require any last-minute cram sessions, plus you’ll walk away with a sweet paycheck.     [7 Things You Shouldn’t Spend Money on Anymore](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/af0fd460?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=udMvBXNzRsLXPJrcG---ElARNiPkoP9RgwNQkOAMPW8)  Nothing truly stays the same forever, and that includes our spending habits. We’re taking a look at things we used to spend a lot of money on and why we gave them up. Plus, we’ll show you the surprising [things we spend](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/e55af490?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=p1Gm1d1dVVdFCcBVENx4eFMVzeVcdM-7VCZ8yrQ1AWA)[more](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/e55af490?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=p1Gm1d1dVVdFCcBVENx4eFMVzeVcdM-7VCZ8yrQ1AWA)[on now — and why you should, too](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/e55af490?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=p1Gm1d1dVVdFCcBVENx4eFMVzeVcdM-7VCZ8yrQ1AWA).          649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/7d43884d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=uqw6UN08EyhJqRjfcR6Dlxul-3iyo6ijzoezaPzqZY4  [See the Stuff You Should Be Flipping for Money](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/41c21df4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=P7Usj9APkGo9c3_cUuW9pRPgUvEPRf5Lt3icMsQFRWo)  If you’ve spent an afternoon watching HGTV thinking, “Hey, I could do that,” this one’s for you. Here are nine tried-and-true items that are worth flipping.          [7 Things to Do if Your Credit Score Is Under 700](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/0fc5f577?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=FwPDV5TX5tJAm34fR4q5c7_z6Ph21r2rV2CETt3Kq1I)  Trying to raise your credit score can make you feel like you’re on a never-ending journey aboard the struggle bus. We’re here to help you reach your destination. We’ve got some shortcuts to help you [boost your credit score a whole lot faster](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/ac3bfcaf?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=k9kcZ4NF1G8fs419TNrmnLaZm4GN05oLUlXVcc0rIpM).     [What Happens to Your Debt When You Die?](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/51e96440?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=tIgCfbtWrSkxcCd16Gj-pPAf5Js1QUHMiitSvmYmFQ4)  As if coping with death isn’t hard enough, the fact is your debt doesn’t die just because you do. Here’s what actually happens to different types of debt, who’s responsible for it and what happens when your estate doesn’t have any assets.     [Watch Out! These Companies Are Ripping You Off](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/98425843?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=sp6whZ9OQv3dreDgTUwMynITqCt4XJeUSEzwfJ_L7e8)  Ever feel like you’re being scammed when you pay your bills? Psst… it’s because you probably are. So many companies charge you way more than they should, but [we’ll show you how to make them stop — for good](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/3f361a6c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=UW3OXmbEkDjLMZF-8W3wWJcKik_uZYi0uzMrZMTSKBI).     [Here’s How *Anyone* Can Build Generational Wealth](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/b0d1a88b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=4vXtOYGSwNKuonmHUsaYDpGX1gXdGwywZwZM2Ji8QZ4)  OK, it may sound like something exclusive to the super rich, but generational wealth is something any of us can build — even if you’re not a Vanderbilt. Here’s how to make a plan to [build wealth for your family](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/e14d1f8f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=-4jsWqUZeRgJtrBgV-qBbGARiCR8YhhhyU7O8_jE6CM).          [Was this email forwarded to you? Subscribe Now. It's free!](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/b5d81d84?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODg0NzY0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0OWYwNjEyYzg1OWUyZTE5ODAwMDkxNSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDcwNCZhZmZfc3ViND0wOTEzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwNzA0JnV0bV9jb250ZW50PTA5MTMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=N9Cu0UoY32U6goKE0BSQvMykTdTPfZ3Wtti119R6IPQ)     © 2023 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S.  [Mailing Preferences](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/931781d4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=W3PzWuK2tWWiZEQRxxjY_gix4H5BrsvysV2mjeZgE0U)  | [Unsubscribe](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/caa81550?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=2ISXQ0I1VipJB5pYxUq78Vy1QXKbtEq-tkDIuA9H8sI)  | [Privacy Policy](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/dba648c6?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODg0NzY0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0OWYwNjEyYzg1OWUyZTE5ODAwMDkxOCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3ByaXZhY3lcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA3MDQmYWZmX3N1YjQ9MDkxMyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDcwNCZ1dG1fY29udGVudD0wOTEzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=53NhXclPRMEHtDDknA97WrAcF6PQ2IMd4uapr7ga124)    [Facebook](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/b63740b5?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODg0NzY0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0OWYwNjEyYzg1OWUyZTE5ODAwMDkxOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LmZhY2Vib29rLmNvbVwvdGhlcGVubnlob2FyZGVyXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNzA0JmFmZl9zdWI0PTA5MTMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA3MDQmdXRtX2NvbnRlbnQ9MDkxMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=raCM0Jc5-dBku1JBoXEyneIYBRq2kDEdsEiSv0G7jWQ)  [Twitter](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/9bdce8a0?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODg0NzY0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0OWYwNjEyYzg1OWUyZTE5ODAwMDkxYSIsImxpbmtVcmwiOiJodHRwczpcL1wvdHdpdHRlci5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDcwNCZhZmZfc3ViND0wOTEzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwNzA0JnV0bV9jb250ZW50PTA5MTMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=-JF-uXotGUwZWrTstogq-MMry-1E5iuke3AXm92yn2c)  [Pinterest](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/cbdb0263?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODg0NzY0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0OWYwNjEyYzg1OWUyZTE5ODAwMDkxYiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnBpbnRlcmVzdC5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDcwNCZhZmZfc3ViND0wOTEzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwNzA0JnV0bV9jb250ZW50PTA5MTMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=cOy-MUVhghe6jrqBGjsHpcWjXWaUKL8nBfKmCRsuFMg)  [instagram](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/a90cafae?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODg0NzY0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0OWYwNjEyYzg1OWUyZTE5ODAwMDkxYyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3Lmluc3RhZ3JhbS5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDcwNCZhZmZfc3ViND0wOTEzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwNzA0JnV0bV9jb250ZW50PTA5MTMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=u6XIAifzPDMIMVCuG-C39T3OR-lWEtNeyZGJTvphtYA)  [YouTube](649efffe9508c6e011036787:ot:631faf77229f6550ab06f0cf:1/c95aff6b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODg0NzY0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0OWYwNjEyYzg1OWUyZTE5ODAwMDkxZCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnlvdXR1YmUuY29tXC9jXC90aGVwZW5ueWhvYXJkZXI_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNzA0JmFmZl9zdWI0PTA5MTMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA3MDQmdXRtX2NvbnRlbnQ9MDkxMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=uwEqmRlzPueOPE6QCXC-UvReutVpgswYdKwqcIaWKog)                                Â