💳 Can *not* using your credit card hurt you?

Plus, how to score a dozen free Krispy Kreme donuts. ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/fe49c072?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODQ5MzQ1MzgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NmQyNDM2ZWNiOTlhNjgzZTA5NzdlNyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA1MjQmYWZmX3N1YjQ9MDkyMiZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDUyNCZ1dG1fY29udGVudD0wOTIyJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=4ThrfogQBOKBHadMeVB2c7iG7SJfhTIGVucahvSGKYc)   646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/7e58dd8f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=M53XrSld6IschSyKpjXSydOk8LjPjUV2DfXM7eH8URQ     Did you know gold is so pliable, just one ounce of it can be stretched into a single strand 50 miles long without breaking? Of course, it would also be way too thin to see, so what would the point in that be? The precious metal is worth a whole lot more to most of us in the form of necklaces, rings and other jewelry — which means you can make money selling it. If you’re looking to offload your own collection, [we found a company that buys gold jewelry for up to 95% of its value](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/95498600?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=GnN9B0daG5z9-REl0-Tc69E5s1PRgOtLQfE1o1tdekY).     646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/d1d28054?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=ef7a304Cjdj6qNFoYhN4VpSg8m-5VmDCJ8kO6bM0OBY  [6 Hacks to Help You Travel More for Cheap](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/7d47bef6?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=CzepDwJ70VTubRPAawSBZKOpu2KPxUzsEzL3cUNZRS8)  Exploring the world around you is exciting, but dang, it sure costs a lot. Wait! Don’t abandon your globetrotting dreams. Instead, try one of these hacks that can turn you into a jet-set pro without spending all of your money.          646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/7e58dd8f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=M53XrSld6IschSyKpjXSydOk8LjPjUV2DfXM7eH8URQ     [Sell Your Gold and Unwanted Gold Jewelry for the Highest Payout — Guaranteed](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/61f8e3f1?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=4vtgCcGDYP69IseIQvCQY0SX9tG_HwSZlQyzwBrHUcY)  Lots of us have some old jewelry lying around that we don’t plan to wear. Maybe you’ve considered selling it, but it hardly seems worth it when local jewelers will only give you half of what it’s worth. Don’t even get us started on pawn shops. But [Gold to Cash](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/b3ff96c8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Nq-VZKQXeT_Iobnl10FYj4Re5hXHA97U3QEirvBf5Zw), an online gold buyer with 11 years of experience, offers a seamless process to appraise and buy your precious metals — for up to 95% of its value. They’ll send you a free appraisal kit, which includes prepaid and insured FedEx packaging. Gold to Cash’s experts will appraise your gold and provide an offer the same day they receive your package. Plus, they’ll pay you as soon as you accept the offer. If you decide not to accept the offer, they'll send your valuables back at no cost to you. To get started, [request your free appraisal kit](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/360c25bb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=NxHpCfHetl3cRnWOtUGVCWeI43d_O6jlVRGNAfFDByE).     [Request Your Free Kit](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/4c6b04ca?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=nDdNNpehnO794322ZAbJCKInzwVZJnafIieYI8XmMa4)          [11 Places to Find Free Air for Your Tires](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/a26b1aae?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=x5blhqTiD0VoGFWDndv0V7EWFSA7_RE4bfeYKDuVL-w)  We hate paying for things we don’t have to. In fact, we refuse to do it. So when that low tire pressure light pops on or (worse) you hear the dreaded thump-thump-thump of an underinflated tire, skip the spots that charge upwards of $2.50 for air. Instead, remember these spots that let you fill up for free.     [6 Things to Do if You Have Less Than $4K in Savings](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/880ccd2c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=EzGFMy9IWso5iHSHyLL5Qry94jwSXtOGKga2tf9Fje8)  Saving money is hard. There are bills to pay and groceries to buy — not to mention, you gotta budget for some fun. If all of that is getting in the way of your ability to build a healthy savings, [make these moves](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/fb0ab91f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=7M7pzxbRp_N_YSa8Mk06zQaopgWSpkAHMPbNzAblKPM), and you’ll start seeing some real progress.          646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/dd6c6bde?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=JXOGQc0S7oGR84p_HhOI0rGUghXy9pOIUbH8Vs1dOM4  [3 Ways *Not* Using Your Credit Card Can Still Hurt You](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/12a4c77f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=8II6WIH2hAnKAx8M_8z6cLnP5Kh1ImOlPTr4lAAqrJI)  Forgetting you even have a credit card is the easiest way to avoid spiraling into debt. But never using it can come with its own set of financial setbacks. Here’s how to avoid those pitfalls.          [How to Build Generational Wealth — Even if You Aren’t Rich](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/44841bd5?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=dIxo6UREzhpCBi_-M6aLECTBXVFPrle-lrpL-b93XPY)  Rich people are obsessed with leaving a legacy, a way to be remembered while taking care of the most important people in their lives. But they don’t have exclusive rights to the practice, and [there are ways regular people like us can do the same — here’s how](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/55d266f4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=ZuGEP0UvSdrWKqZuzB4iREWf39HeCuot4VQdvPbbaAY).     [Free Food Alert: Krispy Kreme Is Giving Away a Dozen Donuts](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/06953872?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODQ5MzQ1MzgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NmQyNDM2ZWNiOTlhNjgzZTA5NzdmNyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2tyaXNweS1rcmVtZS1mcmVlLWRvbnV0c1wvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDUyNCZhZmZfc3ViND0wOTIyJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwNTI0JnV0bV9jb250ZW50PTA5MjImY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=hAIUbpUQaC2RhZqEyGh3L7jnr4ZsU2PtcpsOYdqkeAA)  There’s just one catch: You’ve got to be a part of this year's graduating class (high school or college). If that’s not you, this is a good opportunity to spoil the graduate in your life with a sweet treat — for free!     [Got 10 Minutes? We’ll Show You How to Earn $741 — Fast](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/f432517e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=hwYJC0MTa6KXbwtP3Q3HMp2Q6oYE8ilml7o_9FomPn0)  Look, we’re not saying these seven moves will catapult you into the 1%, but they’re easy, take almost no time and in the end, [you’ll wind up with a sizable chunk of change in your pocket](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/6218f9e7?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=07q2atr8WYktM7xGOwEUDp6SoV2Yo8TTjjEkDHm9YDo).     [23 Unusual Ways to Make Money — Like Watching the News](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/0910ed44?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODQ5MzQ1MzgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NmQyNDM2ZWNiOTlhNjgzZTA5NzdmYSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvcG9vcC1iZWVyLXdlaXJkLXBydFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDUyNCZhZmZfc3ViND0wOTIyJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwNTI0JnV0bV9jb250ZW50PTA5MjImY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=LsH457HZqwQZzuZ9QjyM4Uu3tGPksw3uPoygZMY9wPU)  Earning money outside of your “real” job is way more enticing when you get to have fun. The gigs on our list may sound strange, but [they keep things interesting](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/608f327d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=xQFck9FuZ3DnFpzNcsReaKHGZSkQ-geEazqEL1AYPX8)[and](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/608f327d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=xQFck9FuZ3DnFpzNcsReaKHGZSkQ-geEazqEL1AYPX8)[you get paid](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/608f327d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=xQFck9FuZ3DnFpzNcsReaKHGZSkQ-geEazqEL1AYPX8). What more could you want?          [Was this email forwarded to you? Subscribe Now. It's free!](646d1d4428d16bbb86041973:ot:631faf77229f6550ab06f0cf:1/8a763288?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODQ5MzQ1MzgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NmQyNDM2ZWNiOTlhNjgzZTA5NzdmYyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDUyNCZhZmZfc3ViND0wOTIyJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwNTI0JnV0bV9jb250ZW50PTA5MjImY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=nxvE-8-_kPzWN58trq0BHrcjYvTf87LEEBgbm1048lM)     © 2023 The Penny Hoarder. All rights reserved. 490 1st Ave S. 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