The surprising way people are protecting their retirement savings

Plus a harrowing tale of penny stocks gone awry ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/58df0b1b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODQyMjA4NjMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NjI5NGVmY2MxNGM4YjQxMjA3ZjAzOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA1MTYmYWZmX3N1YjQ9MDMwNyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDUxNiZ1dG1fY29udGVudD0wMzA3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=rmhWtLvM053yo_YCKQ2RSboZ1oE7UU3n4EcCsK8vQOY)   646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/5affee7e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Ko-buCvoNEsdR4HJF8vmCxK8qZpa4DOjTIkMALlOM5A     While money may seem to come (and go) from our pockets a little too quickly, currency has been around for a long time. Mesopotamians created the first form of money about 5,000 years ago — the Mesopotamian shekel. Go ahead and say that three times fast. While the shekel was traditionally made from silver, today, gold remains one of the most coveted forms of currency. [See why people are still using it today — to protect their retirement savings](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/5ecb6129?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Mq0OO62_AZzpVyIeBdVMi104tdwKK0Q0lM-gOmhrX6k).     646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/a7ad7f85?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Pb4LOwE57ExUA8uT35IhyFDGblJlyIcyHhq9ZhBgyHo  [Start a Home Cleaning Business — Dirt Cheap](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/ff2265b6?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODQyMjA4NjMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NjI5NGVmY2MxNGM4YjQxMjA3ZjAzZCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3NpZGUtZ2lnc1wvaG93LXRvLXN0YXJ0LWEtaG9tZS1jbGVhbmluZy1idXNpbmVzc1wvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDUxNiZhZmZfc3ViND0wMzA3JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwNTE2JnV0bV9jb250ZW50PTAzMDcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=1dnv7H2mFKlthR7XHhbGILQ03u40JaRYroTZYz0bRmU)  If you’re not afraid of scrubbing someone else’s dirt, roll up your sleeves, because we’ve got pro tips on starting a home cleaning business for cheap. See what supplies you’ll need to get started and how to keep a spotless reputation that’ll build your client base.          646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/5affee7e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Ko-buCvoNEsdR4HJF8vmCxK8qZpa4DOjTIkMALlOM5A     [Saving for Retirement? This is One of the Best Ways to Protect and Diversify Your Savings](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/e2b2a48e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=20YOPmlFhyZMx1gEkUZGYILVQd2KsAcsmsTcAx16u-w)  Recessions come and go. But if they come at the wrong time, that could mean pushing back your retirement date — if your retirement savings aren’t diversified. You never want all your eggs in one basket. That’s why so many people use a company called [Goldco](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/fe80b2da?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=M7FKg72yvnBZUbkye5_2jbwgg4tNGA1QQ8DGyXWvNts) to convert some of their retirement portfolio into gold and silver — assets that have historically been a safe bet over time. Goldco’s precious metals IRAs are similar to other individual retirement accounts, except they contain gold and silver instead of stocks and bonds. If you have $50,000 or more you’re looking to protect, [consult with Goldco](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/cd075dc5?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=qlIf27jD-WBAlQCDs_CInkwU6Up-7Xp1lcD2TX87bUc) to find out how you can use gold as a safe harbor for your retirement account.     [Get Your Free Kit](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/10772ea5?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODQyMjA4NjMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NjI5NGVmY2MxNGM4YjQxMjA3ZjA0MSIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MTk0JmFmZl9pZD04NiZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA1MTYmYWZmX3N1YjQ9MDMwNyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDUxNiZ1dG1fY29udGVudD0wMzA3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=m1M_ertUYdEtKydnQTI_3up57hdUTgpziBHMKzrQdJo)          [How Spring Cleaning Can Actually Be Good for Your Wallet](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/435f3181?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODQyMjA4NjMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NjI5YTk2NDNkMDg4YTMzMjBkOTMwNCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL2hvdy10by1kZWNsdXR0ZXIteW91ci1ob21lXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNTE2JmFmZl9zdWI0PTAzMDcmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA1MTYmdXRtX2NvbnRlbnQ9MDMwNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=eMzC9s3iApFOz6eDvyBD9b2bGMlzrXBhBHk2kZdTLUs)  Let’s face it: Stuff piles up. Clearing the deck can do more than create extra space in your home. See how decluttering gives you a fresh start that could jump-start other changes you’ve been meaning to make.     [This Challenge Is Ideal for People With $5K or More in Debt](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/136e4732?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODQyMjA4NjMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NjI5YTk2NDNkMDg4YTMzMjBkOTMwNSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvMjEtZGF5LWRlYnQtY2hhbGxlbmdlLTItcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNTE2JmFmZl9zdWI0PTAzMDcmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA1MTYmdXRtX2NvbnRlbnQ9MDMwNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=mIISBy8ycJGBptbXpgZVK14yAPzXA6pmmHaHAN1XSDk)  Ever heard the saying about eating an elephant? One mouthful at a time. If your credit card debt shows signs that you’ve bitten off more than you can chew, [this challenge is perfect for you](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/e9d87a7e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODQyMjA4NjMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NjI5YTk2NDNkMDg4YTMzMjBkOTMwNiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvMjEtZGF5LWRlYnQtY2hhbGxlbmdlLTItcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNTE2JmFmZl9zdWI0PTAzMDcmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA1MTYmdXRtX2NvbnRlbnQ9MDMwNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=VNtpiRcaxhgRWiWRqCW60-C-NotrOn4OCUHRyVKE4Pg).          646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/9e95fb28?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=0eudgZ__AgtXO3QrUNhyEQ4P84R3xOQizDbT3O3OaaE  [11 Brilliant Ways to Find the Cheapest Meat for Your Meals](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/b460dcab?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=pg4xUu3TNeBUAyDWcbB1kEofjTZXJCFGs5h3TYUV1nU)  Bringing home the bacon is tougher than ever. Because finding affordable meat has become a challenge, we’ve come up with 11 ways to save on your favorite cuts.          [6 Companies That’ll Give You Money This Month](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/eff5d409?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=PbSw6B8-uOiQ5aSMoD-UpYzr5gnto9G_cqNUKS_sedo)  Nobody likes to ask for help when they come up short. Instead, hit up these companies. Just one of these moves could [put $610 back in your wallet](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/6489476b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=DGEK9uXEsT3xR4I6WK8OevkTasrMWqeZB1uFuCRqrWY).     [Can We Recover the $300K My Husband Lost on Penny Stocks?](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/80ce2a2f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODQyMjA4NjMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NjI5YTk2NDNkMDg4YTMzMjBkOTMwYiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2ludmVzdGluZ1wvaHVzYmFuZC1sb3N0LTMwMGstb24tcGVubnktc3RvY2tzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNTE2JmFmZl9zdWI0PTAzMDcmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA1MTYmdXRtX2NvbnRlbnQ9MDMwNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=H6V0l46_ZMRK6G9SlUdR9weJ1Mo8WllKDcQn4i9gnzc)  Dear Penny: I have three kids in college, and I just found out my husband lost 80% of our retirement money ($300,000) on penny stock investments. I’m 54 years old. I only make myself about $20,000 a year. What should I do?     [These Habits Make People Miss Out on a Bunch of Money](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/e038b3c6?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=71tuoLnGqtz-w_Fi0lyKI0u4-5s3zqjIGDGKqvpfdmE)  Even the savviest of penny pinchers have discovered these bad financial habits are costing them. No, seriously. [You could be leaving $225 a month on the table](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/76946196?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=7Nil9h6JKRbkV-ftHU384DX8Cq0Mc-kCd5wvSU54wUk).     [Easy Ways to Make Extra Money if Your Rent Is Too Expensive](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/445a3682?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=5aonAlDWjumw12y7BYbgtDIUCHGO6NbFyQaKXlUHqzI)  Rents are through the roof lately, and finding extra space in your budget is tricky. Even if you can't save on your lease, lean into these strategies to [slash bills and earn extra cash](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/db028a87?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=c7RYer2W1iFZlN1FvQNumUObDa7bdzrdXRgh7BWUlNA).          [Was this email forwarded to you? Subscribe Now. It's free!](646285057ca0390bf60e9e58:ot:631faf77229f6550ab06f0cf:1/563766eb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODQyMjA4NjMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NjI5NGVmY2MxNGM4YjQxMjA3ZjA0ZSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDUxNiZhZmZfc3ViND0wMzA3JmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwNTE2JnV0bV9jb250ZW50PTAzMDcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=9tx6dHm_noRaFLlWDJRUQceUe0P5fboZHKZdfvR_nB4)     © 2023 The Penny Hoarder. All rights reserved. 490 1st Ave S. 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