6 low-risk investment options for retirees

Help give your bottom line the boost it deserves. ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/610a5d9f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODM4MTE5ODksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NWMwY2MxY2I1NTM2MDBjMDA0YTU3NCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA1MTEmYWZmX3N1YjQ9MDkzMyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDUxMSZ1dG1fY29udGVudD0wOTMzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=Dhd2kL6NEaaXCBP90Qh6wayKIEFea0kuWzYZtJACDT0)   645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/5f147f07?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=0ZfPDgYnYgkwojMb7OUm50o8WSj20fhTS-E_4U9cEGc     OK folks, things just got real. Real weird. We’re finally getting that long-anticipated sequel to 1988’s oddball classic “Beetlejuice,” and no, this isn’t yet another internet rumor. Already slated to return are Michael Keaton and Winona Ryder, and call us crazy, but we really hope that stunning Victorian home makes the cut, too. It helped inspire our love of real estate, after all. And while we’ve long given up any hope of owning that house, our real estate dream is still going strong… in other markets. In fact, we’re excited to work with these folks, who could help you [own a slice of a top city’s residential real estate market for just $100](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/811b3492?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=es1lCjYKjuJ-guoueikFMwESUem52LNEM4KgiCliBH4).     645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/e227d50b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=73AK1wdngpC_tWb8u3ChRRSPlES4qKuM9qUlReElx2c  [10 Money-Saving Tips for Single Parents](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/db4a3f4d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=7WoLDAjiLMdBySl88eALDfCSxn24G4K_82IAVJskqX0)  As rewarding an experience as raising a child is, it’s also an incredibly expensive one — and it’s especially challenging when you’re doing it on your own. Here’s how to manage your money like a pro to help you stress less.          645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/5f147f07?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=0ZfPDgYnYgkwojMb7OUm50o8WSj20fhTS-E_4U9cEGc     [Own Real Estate In the Fastest-Growing U.S. Cities — You Only Need $100](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/1960437b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=tViDO_yjrjSTlXa3IA3FPqUYJKibOuZ6KF8GByNLksk)  “I’m so glad I didn’t end up buying that house in Austin, Texas 10 years ago,” said no one ever. For most of us, it might be too late to own a house in our favorite city. But a company called [Nada](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/207bd5b3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Bd8_C36xN5y8jtKFlXYdY6FFzZzCXW5rrqzad0qWThk) makes it possible for anyone to own a slice of a top city’s residential market. Gain access to a new type of diversified real estate portfolio with Cityfunds. You only need $100 to get started. When you invest in a Cityfund with Nada, you’ll start earning quarterly dividends from multiple homes in a booming city like Austin, Dallas, Miami or Tampa. From launch in August 2022 through the first quarter of 2023, the average appreciation rate of Cityfund’s investments was 11.4% — the S&P REIT index performed -13.04% over the same period. It takes less than 5 minutes to invest in your city of choice. [Start investing today.](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/150f6cb3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=pJqWE-TnGSwKBRlsNxc5duFqWYt9bIW4bxCGgC4uFi8)     [Start Investing](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/fd222dea?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=DG6INyDWujnOuv8pXpCHTjGcTucBfLzdoIJo0Xx5gK8)          [Is the Debt Ceiling Jeopardizing Your Social Security?](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/988a07cf?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=IsUQPh_OnXBJn_Tybv-UzqnwlT6-LlxjXTIi8-SLp74)  If it’s not one thing, it’s another. D.C. lawmakers are battling over how to address the debt ceiling — aka how much money the feds can borrow. If they can’t come to an agreement, this is how it could affect Social Security.     [6 Things to Do With Your Money Once You're Earning $50K](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/41d6114c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=2xZLUGZOWKJ1Hp-08YspYaRb6QZsu7jWIF7sCJwREpQ)  It wasn’t long ago that paying your bills was more… strategic. You had to choose the most important ones to pay first (and on time). But those days are behind you. Now, instead of deciding which bills to pay, you earn enough to [make bolder moves that help your money grow](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/e1044dc8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=wZo_mzSiF9SQ2Fd-12oDgpe92IOyRD-yJTGfNMU15xQ)[faster](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/e1044dc8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=wZo_mzSiF9SQ2Fd-12oDgpe92IOyRD-yJTGfNMU15xQ).          645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/f98a4e0f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODM4MTE5ODksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NWMwY2MxY2I1NTM2MDBjMDA0YTU4MCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3JldGlyZW1lbnRcL2ludmVzdGluZy1pbi1yZXRpcmVtZW50XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNTExJmFmZl9zdWI0PTA5MzMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA1MTEmdXRtX2NvbnRlbnQ9MDkzMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=0gD7v0LBVDANZRJsSzPDRM0W4S6EKdSy4lRfyJhDu8Q  [6 Low-Risk Investments That Are Ideal for Retirees](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/adb32ff7?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODM4MTE5ODksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NWMwY2MxY2I1NTM2MDBjMDA0YTU4MSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3JldGlyZW1lbnRcL2ludmVzdGluZy1pbi1yZXRpcmVtZW50XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNTExJmFmZl9zdWI0PTA5MzMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA1MTEmdXRtX2NvbnRlbnQ9MDkzMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=WS8v81Re-kCFXVMpnyGuXXVxeLQ4W8S1TOR-2JPLuew)  Investing has always come with its risks, but in retirement you generally need to exert more caution. That’s not to say you can’t still invest. Here are six safer options to consider.          [9 Money-Savvy Moves to Make if You Have $1K](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/941dd9a3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=p9NqWPya2hZJrZQ-MouoazE0kh8qXP-tOKdLPwoCxh8)  It feels good to have a little extra dough in the bank, doesn’t it? It means you’re on the right track. But you aren’t doing yourself any favors if you just let all that money sit in some checking account. [Here are nine things you should be doing instead.](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/e4cc652d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODM4MTE5ODksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NWMwY2MxY2I1NTM2MDBjMDA0YTU4MyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvMTAwMC1jaGVja2luZy1hY2NvdW50LW1ha2UtNC1tb3Zlcy1wcnRcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA1MTEmYWZmX3N1YjQ9MDkzMyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDUxMSZ1dG1fY29udGVudD0wOTMzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=TrfA57LwYcHN7vuJEsqw1e3a4-wgzM_K5xofbfaCYo8)     [Do I Have to Get Mother’s Day Gifts for My 2 Selfish Daughters?](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/0ccde9d3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODM4MTE5ODksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NWMwY2MxY2I1NTM2MDBjMDA0YTU4NCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2J1ZGdldGluZ1wvbW90aGVycy1kYXktZ2lmdHMtZm9yLXNlbGZpc2gtZGF1Z2h0ZXJzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNTExJmFmZl9zdWI0PTA5MzMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA1MTEmdXRtX2NvbnRlbnQ9MDkzMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=2MrfWGvQL9aeWvPZgRNmUm8GFaGNJMol50_MRVx8eMI)  Dear Penny — I have two daughters with kids. Last year, one got me nothing for Mother’s Day. The other invited me to get our nails done, but I had to pay for myself. Do I have to buy them presents this year?     [Warning: You’ll Make Less Money if You Don’t Do This](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/2a2623ef?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=8d1UzoQ3DltPOiAgaziuvQILZmzNQmgPK42XfDkxOUE)  We’re all guilty of procrastination. But sometimes putting things off can do some serious damage to your bottom line. [Start doing](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/7abcf040?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=rqhPEs-YodE9MgaBheqQgzfKf2iAsMP0WhundYyXZgk)[these](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/7abcf040?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=rqhPEs-YodE9MgaBheqQgzfKf2iAsMP0WhundYyXZgk)[five things](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/7abcf040?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=rqhPEs-YodE9MgaBheqQgzfKf2iAsMP0WhundYyXZgk), and soon enough you’ll be rolling in the dough.     [Earn $2,192 Extra This Year — Without Getting a Second Job](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/88ba6076?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=wbVTgt9-LlixIOiLTnHnlx9VvAu95ZnQhVx2ifFweNs)  Sick of always being strapped for cash? Before rushing out to snag a second job (that you don’t have the time or energy for), [give one of these money-making opportunities a shot](645c01db2f657207d1025c06:ot:631faf77229f6550ab06f0cf:1/1ed00988?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=83KSoFwQfRhrp7tUWJ_TrIHdtfcY0fFa8IHoGCGpxZU).          [Was this email forwarded to you? Subscribe Now. 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