16 unexpected things you can get for cheap or free

Help give your bottom line the boost it deserves. ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/3aa8dc0d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODM2Mzc0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NTk2MGFkZDc1ZTczOTJhNzA2Yzc2OCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA1MDkmYWZmX3N1YjQ9MDkwMyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDUwOSZ1dG1fY29udGVudD0wOTAzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=avYQQvGb0zs8WtStJhQq-_K1vVahA7DCoB3y_HQgn2Y)   64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/801c5ee1?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=k_SowQZ5FZInxsCyqi76QxdkMgmYs_xWqx4wqBcGB6c     Ever notice how rich people seem to have an endless amount of resources at their disposal? And that helps them get even richer than they were before. But you don’t have to be wealthy to get a leg up in the world. In fact, we’re hooking you up with some of our favorite resources, including one company that provides [expert financial advice for a price most people can afford](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/86741bd9?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=pMp8MGHwJgexQCsHu-Az9v8fTkr_muYZpXSBIWAZeXU).     64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/c812bacb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODM2Mzc0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NTk2MGFkZDc1ZTczOTJhNzA2Yzc2YiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2NoZWFwLW1hc3NhZ2VzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNTA5JmFmZl9zdWI0PTA5MDMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA1MDkmdXRtX2NvbnRlbnQ9MDkwMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=SAx0DoIjNCvhgRGOUjsvFKR_50yB38bh7Ep6e0CSHSA  [7 Insider Ways to Get Cheap (or Free) Massages](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/8f635717?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODM2Mzc0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NTk2MGFkZDc1ZTczOTJhNzA2Yzc2YyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2NoZWFwLW1hc3NhZ2VzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwNTA5JmFmZl9zdWI0PTA5MDMmYWZmX3VuaXF1ZTE9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzA1MDkmdXRtX2NvbnRlbnQ9MDkwMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=boepzTAJZGi7js-p-jx8GsaEfMHJ7_gNkti5aw7IPvM)  A good massage can leave you feeling like a new person, but how often can you really afford to enjoy one… y’know, without resorting to one of those mall kiosks? We linked up with an industry pro to learn where to score the lowest prices without sacrificing quality.          64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/801c5ee1?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODM2Mzc0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NTk2MGFkZDc1ZTczOTJhNzA2Yzc2OSIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MTg4JmFmZl9pZD04NiZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA1MDkmYWZmX3N1YjQ9MDkwMyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDUwOSZ1dG1fY29udGVudD0wOTAzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=k_SowQZ5FZInxsCyqi76QxdkMgmYs_xWqx4wqBcGB6c     [Get Your Own Personal Financial Advisor (Even if You're Not Ultra Wealthy)](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/a961dd98?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODM2Mzc0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NTk2MGFkZDc1ZTczOTJhNzA2Yzc2ZCIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MTg4JmFmZl9pZD04NiZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzA1MDkmYWZmX3N1YjQ9MDkwMyZhZmZfdW5pcXVlMT02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDUwOSZ1dG1fY29udGVudD0wOTAzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=dGJ602U55dGkLLMt_DHP3CzuMUW1eSA6CJ-b7pkiUjM)  One of the biggest advantages the ultra rich have over us? Someone else (read: an expert) manages their money. Sure, we can take care of ourselves. But when it comes to buying a home, combining complicated finances with your partner, or all that in-depth retirement and tax stuff — having a real, human financial advisor ensures you’re making the best decisions with your money. With a company called [Advisor](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/94fad0c4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=CBBvu4T6rjq93qwxd7qbo_HTN1_Wtf36A5K7SkrxuKQ), you’ll never have to make another financial decision alone. You’ll be paired with your own personal financial advisor who gets to know you and your finances. And unlike traditional financial advisors, every client pays the same flat annual fee, no matter their portfolio size — that means you’ll get the same level of attention as everyone else. Plus, they’re a fiduciary, meaning Advisor’s financial experts are legally required to act in your best financial interest. Ready to get paired with a financial advisor that will plan, save, and invest for you? [Just answer a few questions here to set up your free consultation.](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/cfc4e231?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=yc3S15nWKK-QaLLoM8N4JlZLk_UQdN_Y9Sy9xOObCxs)     [Get Started](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/212a9b61?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=I-jP_NtYoJqwAMpiecTtKnaFGlzreW0QF3zOG4hX6HI)          [8 Best Affordable Running (or Walking) Shoes](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/ac9f878d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=f1VwVka3fekWTiQ1-RZXrrikKYPDlFfWjN4P1xF5gWY)  Whether you’re a competitive racer or just like to hit the pavement for leisurely jogs, foot health is important. These shoes will keep your feet (and, by extension, the rest of your body) feeling fresh without breaking the bank. Pro tip: These sneaks work wonders even if you’re a casual walker.     [This Quick Challenge Can Make You Richer Than Ever](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/f85f6a41?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=P4AIqYHvaX9T9p1BxEL7aMsUuq1bUXDcWzOtGqfb5jA)  If your savings account has seen better days, we have a challenge that can turn things around — and it’ll only take a few days. [Make these moves](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/55bf9756?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=AuxrViCRSVFr0G6sB3bzp3vZk5_e05TBFO7VtRIdi6E), and watch as your savings begins to grow.          64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/1c0f561f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=Pjfg3JtKThU9yfCEcPUr4dwhVostb3wJ3cpta_8-l3k  [16 Surprising Things You Can Get for Free](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/d60edb19?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=ro20DJxu9_jbCdJJM7DNcrpoz0CqPvrw2Xw07_z9Ti4)  There’s a place in your community that can hook you up with tons of free services, like fitness classes and pest control. It’s your county extension office — here’s how to take advantage.          [9 Steps That’ll Let You Manage Your Money Like a Millionaire](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/0f70968a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=z4Exb7LME1QYsuQY22Teqgvhw63pdQrmFEVBzTuadxA)  Look, not everyone can become a millionaire. But that doesn’t mean you can’t act like you have a seven-figure bank account. [Start by making these winning money-making moves.](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/3d7c90de?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=bRS0DpNFeRZGeDxxpPs0JAEUnpcLTPTXHjwwj1J2YUU)     [Should We Refinance Our Home to Buy Our Dream Retirement?](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/d49f4a42?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=_5Z6naQXUIfnwtjXyczwEQXk_uQdII_7sEKAfHYFAGs)  Dear Penny — My husband and I have $300K in investments and a condo we paid cash for. We want to travel and have the best health care money can buy. Should we withdraw from our investments or refinance the condo?     [8 Ways to Grow Your Money — Without Playing the Stocks](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/b04b2d12?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=OT0flDfoqIZBsEN-xtDBdqRMS9qTO8Zi2Ta_CS95jCc)  The stock market is a perfectly viable way to make money, but only if you’re OK with taking on a lot of risk. [These](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/6b19e262?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=W2YnyXqBfpJ89rtdLF0P2Z2mEordXe3nzyuObZPuaZ0)[opportunities can yield massive returns](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/6b19e262?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=W2YnyXqBfpJ89rtdLF0P2Z2mEordXe3nzyuObZPuaZ0) without putting nearly as much on the line.     [Saying No to These 5 Things Could Save You $3,310](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/4a1b0454?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODM2Mzc0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NTk2MGFkZDc1ZTczOTJhNzA2Yzc3YiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvc2F5LW5vLTNrLXBydFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDUwOSZhZmZfc3ViND0wOTAzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwNTA5JnV0bV9jb250ZW50PTA5MDMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=VVAc8tI7HpR5hNqXd7Y2c5FCUwSeocHKYbv1mJSWqUI)  Being agreeable is nice, but you know what’s even better? Saying no — especially when it comes to money matters. There’s plenty of power behind one simple word, and [it could save you a](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/7cf27bd3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODM2Mzc0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NTk2MGFkZDc1ZTczOTJhNzA2Yzc3YyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvc2F5LW5vLTNrLXBydFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDUwOSZhZmZfc3ViND0wOTAzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwNTA5JnV0bV9jb250ZW50PTA5MDMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=FtsiLI7sooHflfIg6gs4S0W80Hrwfbh3VOzcV9pGav0)[lot](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/7cf27bd3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=FtsiLI7sooHflfIg6gs4S0W80Hrwfbh3VOzcV9pGav0)[of money](64595c1c682d20e88d068fb3:ot:631faf77229f6550ab06f0cf:1/7cf27bd3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2ODM2Mzc0MzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjY0NTk2MGFkZDc1ZTczOTJhNzA2Yzc3YyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvc2F5LW5vLTNrLXBydFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDUwOSZhZmZfc3ViND0wOTAzJmFmZl91bmlxdWUxPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwNTA5JnV0bV9jb250ZW50PTA5MDMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=FtsiLI7sooHflfIg6gs4S0W80Hrwfbh3VOzcV9pGav0).          [Was this email forwarded to you? Subscribe Now. 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