ð´ Your next nap could be a moneymaker. Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â
Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â Í â Â [Daily](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/83a93921?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDlhYSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=BLvl8uPfXjfm-hRVW4Gmgeidtddr7c80nzzPBTaLsxs) Â 63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/35e68e58?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDlhYiIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MTIzJmFmZl9pZD04NiZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=ict9ZRUoKP_xcf5DtYgkg5e1p4HfXvyRFTpYYDvN93g
  Â
We all know that a good nightâs sleep can have major health benefits. But a new study revealed that it can add up to five years to your life. Well, itâs not for us to dispute science. So, with that in mind, we came up with a ton of low-effort money-making opportunities that wonât take away from your recommended eight hours. Sweet dreams! Â
  Â
63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/2ee7850b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDlhYyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2J1ZGdldGluZ1wvbm8tc3BlbmQtY2hhbGxlbmdlLXBlcnNvbmFsXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjI3JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=scwv-wY_IeSBE0vaPKUezOhjAUZHP6UWMbicYdBHOp0 Â [I Saved $1,500 in 4 Weeks. Hereâs How I Did It](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/75f8ade5?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDlhZCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2J1ZGdldGluZ1wvbm8tc3BlbmQtY2hhbGxlbmdlLXBlcnNvbmFsXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjI3JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=VDs32krsEUA4BvFr9TBPyr7UaUqwK-dA8o6aZpTfjsM)
Â
The Penny Hoarder Staff Writer Kaz Weida wanted to get her personal finances in order, so she came up with a plan. She set out to break her bad spending habits by challenging herself to forgo any unnecessary purchases for a month. Hereâs [how she managed to save $1,500](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/eac528f4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDlhZSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2J1ZGdldGluZ1wvbm8tc3BlbmQtY2hhbGxlbmdlLXBlcnNvbmFsXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjI3JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=9A3IH5gWOILwNCh_w0l67lHtVsHPaBp2IOJBrF-HukE) in that time and the surprising things she learned. Â
 Â
 Â
   63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/35e68e58?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDlhYiIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MTIzJmFmZl9pZD04NiZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=ict9ZRUoKP_xcf5DtYgkg5e1p4HfXvyRFTpYYDvN93g
   [How You Could Make Over $100K Freelance Writing â Even if You're Not a Writer](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/33de6b85?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDlhZiIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MTIzJmFmZl9pZD04NiZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=MDTs3DJ-HSiThugKwPKYw2GZwQG4zZnXyLRY63prgRI)
Â
The nine-to-five drudgery. You deal with it, because, well, money. But what if itâs possible to make six figures â with no boss, and on whatever schedule you wanted? You can, as a writer. And [American Writers & Artists Institute (AWAI)](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/c42bfba2?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliMCIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MTIzJmFmZl9pZD04NiZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=W7uc21y9B8HWFpTPMGaewn1OvoI07FESUdg09GyACW0) wants to help. It's offering a free guide to the most lucrative and in-demand writing opportunities for new writers. And the best part is, you donât even need any writing skills to get started. This report reveals how you can get a leg up in the copywriting industry â so getting it for free is kind of a big deal. [Get instant access to th](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/c42bfba2?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliMCIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MTIzJmFmZl9pZD04NiZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=W7uc21y9B8HWFpTPMGaewn1OvoI07FESUdg09GyACW0)[e nine ways to make real money as a writer when you download AWAIâs free report, now.](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/61362abf?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliMSIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MTIzJmFmZl9pZD04NiZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=RJgkLFN8yxzqDkm7DgFtCqixtAHOTKxlbeQoYCzHG1A) Â
   [Get Your Free Guide](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/a312a68e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliMiIsImxpbmtVcmwiOiJodHRwczpcL1wvdC50aGVwZW5ueWhvYXJkZXIuY29tXC9hZmZfYz9vZmZlcl9pZD03MTIzJmFmZl9pZD04NiZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=ULDXb3gv_FXydCU_JNI42fQooLBzFsIeB65ahtambsU) Â
 Â
 Â
    [14 Savvy Ways to Fight High Prices](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/c9733721?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2ZpZ2h0LXByaWNlLWluZmxhdGlvblwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyNyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjI3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=SfWZ616uycoVPy92JDnq8t_kbsXEvXK30mTtyRVKWBY)
Â
Millennials are feeling inflationâs pinch harder than other generations, but letâs be clear: Weâre all feeling it to some degree. Something has to change, and one thing we can all control is how we shop. Â
   [6 of the Easiest Ways to Make Passive Income](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/0a5f17d9?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliNCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvZWFzaWVzdC1wYXNzaXZlLWluY29tZS1wcnRcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=4Z6ydLsRfWtyJ5lSHvHmva3RTvfurAHBUlDYohpr4hQ)
Â
Yes, there is a little bit of work involved here, but we promise: Itâs minimal. But some of these opportunities are the âset it and forget itâ type, so you could keep earning while youâre cozied up in bed at night. Â
 Â
 Â
    63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/2dddfff4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliNSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3NpZGUtZ2lnc1wvYmVjb21lLWEtc2Nvb3Rlci1qdWljZXJcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=PI4n8UKoDpyP4oJrzYxwt-_4VSOmeUyHgf1ztqfn9J4
 [This Unusual Gig Lets You Make Money While Sleeping](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/aec7e38e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliNiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3NpZGUtZ2lnc1wvYmVjb21lLWEtc2Nvb3Rlci1qdWljZXJcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=HWXpdsxqvaUro32WPv9kXKyXuZ7Hd1NETtq6SwPHsRQ)
Â
Shared electric scooters are showing up everywhere, but uh, whoâs responsible for charging them? It could be you. Time it right, and [you can earn easy money](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/c2c4ad64?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliNyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3NpZGUtZ2lnc1wvYmVjb21lLWEtc2Nvb3Rlci1qdWljZXJcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=nhVd4K93hAUXI79Jy3irBg3in8dJTPj4YkQc4uTSjsI) by charging while you snooze. Â
 Â
 Â
    [The Lazy Personâs Guide to Making More Money](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/faa8d56d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliOCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvbGF6eS13YXlzLXRvLW1ha2UtbW9uZXktcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjI3JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=C_dbnctWWBmzknEYeKokup7Ontzy7npO6omhOpUVRx8)
Â
Love to hit that snooze button? Hate following a rigid schedule? Not all of us were built to be nonstop go-getters, so if youâre hard up for cash and motivation, this oneâs for you. Â
   [Help! What Happens if I Canât Pay My Taxes This Year?](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/5746e1ed?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3RheGVzXC93aGF0LWlmLWktY2FudC1wYXktbXktdGF4ZXNcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=Amf3i6jXliQztNbRixKXyrid5g53UcuwEHqVy_K2kHU)
Â
Nearly half of Americans owed money last year, and [with many credits and deductions gone](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/e270fd4f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliYSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3RheGVzXC9zbWFsbGVyLXRheC1yZWZ1bmRcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=ahk2FPWBRM1LmrFN1EEzNdxebGFCiL6NnpFlNWc7C-I), that number could grow this year. So what are your options if youâre one of them? First of all, donât panic. Then, try one of these eight solutions. Â
   [Do This if You Have More Than $1K in Your Checking Account](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/ab17bb91?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliYiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvMTAwMC1jaGVja2luZy1hY2NvdW50LW1ha2UtNC1tb3Zlcy1wcnRcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=tOxKEqW8Pftp4o52Jnz3YSWJ2jwYnkyCyGqYIc3wBBE)
Â
The thing about having money sitting around is, well, thatâs all itâs doing. There are moves you can make so your cash grows a lot faster. Start with these five. Â
   [Earn Up to $856/Month for Taking Surveys and Playing Games](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/569e850a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliYyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvcGFpZC1zdXJ2ZXlzLWFuZC1nYW1lcy1wcnQtMlwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyNyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjI3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=9qYtdttOgJgekEe-E98sv3xDk5Oe_IpdeQkTXXeQQc0)
Â
Thatâs a lot of money, considering you can do all the work without ever getting out from under your cushy comforter. Plus, getting paid to play games and share opinions? Sign us up! Â
 Â
 Â
   Â
[Was this email forwarded to you? Subscribe Now.](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/5e530a8b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliZCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyNyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjI3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=YSapZa1JSYldO0_BOlF6PDbW5qx0ULAYAp_FwiV3HWE) Â
Â
 Â
© 2023 The Penny Hoarder. All rights reserved.
490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S.
Â
[Mailing Preferences](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/a4112eb3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDliZSIsImxpbmtVcmwiOiJodHRwczpcL1wvc3Vic2NyaXB0aW9ucy50aGVwZW5ueWhvYXJkZXIuY29tXC9wcmVmZXJlbmNlcz9jaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmJm1jaWQ9MTY3NDo2M2Y5MTBiM2FhODg4ZjI2NzkwNDFhNTc6b3Q6NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmOjEmYWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjI3JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=g0Gspc0BNvvGUD-PMvLwonhxpUnOYyu94u2Cl3dIEEk) Â |Â [Unsubscribe](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/20f4cd1e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=u3LCIKepz0QKZQ9TjCC6Q75Te8SXoOy114H-KeOFIhs) Â |Â [Privacy Policy](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/b7395f5c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDljMCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3ByaXZhY3lcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=Ac348jartauObZUT1i3VpwYJEJ0JHhblZiQDlEyFsns) Â
  [Facebook](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/cd268889?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDljMSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LmZhY2Vib29rLmNvbVwvdGhlcGVubnlob2FyZGVyXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjI3JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=7VW7lVyPgNE9q3QBXbrMb2AlpfwL5fz7-YA9ah7jqZ0)  [Twitter](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/d592d4de?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDljMiIsImxpbmtVcmwiOiJodHRwczpcL1wvdHdpdHRlci5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyNyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjI3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=xwD5Y420VEBZajX3rUnB3NEKJZI6nLtJuy9ZTB6OwiA)  [Pinterest](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/403d7af8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDljMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnBpbnRlcmVzdC5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyNyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjI3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=Oi7dj9ozwTlQg_oL9ptxNuPFZU0RGQxiUVD8MbQGVQc)  [instagram](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/b1093d5a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDljNCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3Lmluc3RhZ3JhbS5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyNyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjI3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=mxmH5WYJ47shBlSrJMulc31QgQTQeK5AqZ26OwvZbHc)  [YouTube](63f910b3aa888f2679041a57:ot:631faf77229f6550ab06f0cf:1/383dbfb8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Nzc1MDgxMTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZjkxNTI5MzY0ODk4ZGE4ZTA2ZDljNSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnlvdXR1YmUuY29tXC9jXC90aGVwZW5ueWhvYXJkZXI_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjI3JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=gHSjTY6Xu7tv2DrtqOKQtybbK8X8vx59nyAqjj4Y1uY) Â
                              Â