A penny saved, $668 earned

The penny challenge is an easy way to save. ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/0cad139f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1MCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyMCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=DR4Qohq3Cnhtu3QoqhTlr5tqljMzIzIk1TecAvX4Wro)   It’s Presidents Day, which means businesses everywhere will drop prices so you’re tempted to buy whatever they’re selling. (Especially mattresses… why is it always mattresses?) But we’re still here, working hard to help you save more and reach your money goals — including one challenge featuring our fave president. Any guesses which one that is?     63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/c4df4d00?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1MSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3F1aWNrLW1vbmV5XC93YXlzLXRvLW1ha2UtZXh0cmEtbW9uZXktb25saW5lXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjIwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjAmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=G9TtAo1IK1QQED1n9_Eqwjn46YfaF5v2t4C0zYSUbcQ  [31 Legit Ways to Make Money Online](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/6fc8f591?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1MiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3F1aWNrLW1vbmV5XC93YXlzLXRvLW1ha2UtZXh0cmEtbW9uZXktb25saW5lXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjIwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjAmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=J3gXLELRLx7ocTdptUDjEFs-H-QXrdzp1VqeMAdPtUM)  What did we ever do before the internet? Today, there are myriad money-making opportunities at your fingertips — if you know where to look. We sifted through the scams and shady businesses to find [31](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/a0df7fe4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1MyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3F1aWNrLW1vbmV5XC93YXlzLXRvLW1ha2UtZXh0cmEtbW9uZXktb25saW5lXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjIwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjAmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=M-wS2DydKfdbVjXsf3l5IvOHQWdhDgLinc63VPOsEOE)[real](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/a0df7fe4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1MyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3F1aWNrLW1vbmV5XC93YXlzLXRvLW1ha2UtZXh0cmEtbW9uZXktb25saW5lXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjIwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjAmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=M-wS2DydKfdbVjXsf3l5IvOHQWdhDgLinc63VPOsEOE)[money-making opportunities](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/a0df7fe4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1MyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3F1aWNrLW1vbmV5XC93YXlzLXRvLW1ha2UtZXh0cmEtbW9uZXktb25saW5lXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjIwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjAmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=M-wS2DydKfdbVjXsf3l5IvOHQWdhDgLinc63VPOsEOE) you can tackle anywhere there’s Wi-Fi.     [Are Rent-to-Own Homes Actually Worth It?](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/976cdc4a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1NCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2hvbWUtYnV5aW5nXC9ob3ctZG8tcmVudC10by1vd24taG9tZXMtd29ya1wvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=5NedV7oQfWnRZeB5JCejLFcLpffMkAjtBlTk-j_ysDI)  Spoiler alert: Probably not. Don’t just take our word for it. We’re laying out all the facts and figures to show you why this tempting, too-good-to-be-true path to homeownership will most likely cost you way more than the traditional route.     [These Companies Keep Ripping You Off. How to Fight Back](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/a7722b3f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1NSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvY29tcGFuaWVzLXJpcHBlZC15b3Utb2ZmLXBydFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=AAgvaOMCajMbvG9Ou-7XGpzxTVo5BZlv-RxuB7-ZlIM)  Big businesses don’t like to play by the rules. They don’t care if you’re struggling to make ends meet — as long as it doesn’t interfere with their profits. Not cool. Here’s how to take control.          63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/8d12b5e2?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1NiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL3Blbm55LWNoYWxsZW5nZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=boKHib6gV7fj9uJmJ9TXyg8sj05VIj_Bm19RuzeB4CE  [Our Penny Challenge Will Help You Save $668 This Year](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/2ca93b49?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1NyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL3Blbm55LWNoYWxsZW5nZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=zBi48vFHk_0qUXaPm0zh6jRxW_Jm8nlBQtynpglpLvM)  It’s no secret we’re fans of Honest Abe (peep our logo), so in honor of today’s holiday, we’re sharing our fave money challenge. Best part? [It only takes one penny](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/91e698ae?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1OCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL3Blbm55LWNoYWxsZW5nZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=JQv5wveKof37vOMvYNKhj-ufCQfCpjCptpkQfHRP3fg) to start!          [When Money’s Tight, These 7 Resources Help Nearly Everyone](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/702fd7e0?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1OSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvd2hlbi1tb25leS1pcy10aWdodC1wcnRcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyMCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=H9bfkwSChiCmD9v-pFigfALmnNKslwKiNohOS6yZXMM)  No, it’s not just you. Money is seriously tight these days. The good news? These resources will help just about everybody.     [My In-Laws’ Hoarded Junk Is Suffocating Me. Can I Trash It All?](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/d23af8c9?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1YSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2J1ZGdldGluZ1wvaW5sYXdzLWhvYXJkZWQtanVua1wvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=kom8Ke1cHdRsnz3PdkE00RbJ3IGwQ2PbAvynZgrI_ek)  Dear Penny — We moved into my in-laws’ house and agreed to store some things. Seven years later, we can’t move in our basement or garage. They’re filled with old clothes, dolls, paperwork and 100-plus Christmas houses. Can we get rid of everything?     [6 Easiest Ways We’ve Ever Seen to Make Passive Income](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/013abf75?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1YiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvZWFzaWVzdC1wYXNzaXZlLWluY29tZS1wcnRcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyMCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=Qroy5MvDbmLArrJVjyeZmAroMx1XPhMfXYKwTO2POjo)  Love money but hate effort? You’ve come to the right place. While these jobs aren’t entirely hands-off, they require minimal effort, and you can reap some serious rewards.     [Creative Ways to Pay Rent When You’re Running Out of Money](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/2d662e40?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1YyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvdW5pcXVlLXJlbnQtcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjIwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjAmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=_diTUo5VaSZx_VMQlfbsvRgi0lblnEdRdB3vDv0cdr4)  You shouldn’t be forced to choose between paying your rent or eating every day. If you’re feeling the pinch and are worried you’ll come up short this month, use these seven innovative tips.          [Was this email forwarded to you? Subscribe Now.](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/bd67203b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY1ZCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=wlKjoUC3aNcGKehILGEMOiYqZAQFCbdv9MhPn3Dg9zs)     © 2023 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S.  [Mailing Preferences](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/5ec2184a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=vRAgAQ8xIAf5-D5fvDfEgAN6BGXg84Au7Fm10hg1yVY)  | [Unsubscribe](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/97f6938c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=-C03hayFbBqyPaVWamOqiaHisWodTTI_P_p4xE0M7BI)  | [Privacy Policy](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/23b674e2?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY2MCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3ByaXZhY3lcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMjAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIyMCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=WZvfJxMFmclzA7t7eV8G0Un-jLCrIzO8EOQ6UAbcfxI)    [Facebook](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/e8ed8c5b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY2MSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LmZhY2Vib29rLmNvbVwvdGhlcGVubnlob2FyZGVyXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjIwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjAmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=u8RMFOBeknc6oF2KmBfMSKuQsBKVdhfWhJzT_Wq5oaM)  [Twitter](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/9cbd646d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY2MiIsImxpbmtVcmwiOiJodHRwczpcL1wvdHdpdHRlci5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=8w8qoZWx4fb6YvTvCuHJWSzdQogV4GtvKnpwAtmRHyk)  [Pinterest](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/a9c52a60?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY2MyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnBpbnRlcmVzdC5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=FbppB5z9G-5YwVZKZRMsVjhJ29Zp839TwrSGBH2OTJQ)  [instagram](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/58f16dc2?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY2NCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3Lmluc3RhZ3JhbS5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=q17Z8YI5qFdgD6SykC5eWh_TARYPgxAeHKLKb6LPre4)  [YouTube](63efb3e47017a2cd51041752:ot:631faf77229f6550ab06f0cf:1/d6e7c1e0?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY5MDIzMTEsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWZiNzQyMGI0NmYwZGRmODBiZmY2NSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnlvdXR1YmUuY29tXC9jXC90aGVwZW5ueWhvYXJkZXI_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjIwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMjAmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=ZKelnB_ZsXf9dPh3lXOIbJgjlYd0FwdHf9qVfmUSEvc)                                Â