Newsletter Subject

Couples are combining bank accounts *when*?

From

thepennyhoarder.com

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info@newsletters.thepennyhoarder.com

Sent On

Fri, Feb 17, 2023 11:04 AM

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Couples are fast-tracking money matters these days. ͏ ‌ ͏ ‌ ͏ ‌ ?

Couples are fast-tracking money matters these days. ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](63ee7159dade836b6206695c:ot:631faf77229f6550ab06f0cf:1/66b050be?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY2MzE4NzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWViMzlkNDAzZDQyMTUzODAzOWMwMSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMTcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIxNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=kcM7RIGYowoUPPhQMhBhXtgCzhUyuhcVHNDXT7kQKqk)   Disney just dropped a new teaser for its upcoming live-action version of “The Little Mermaid,” and we finally got a glimpse of Ariel’s magical underwater world… if only for a moment. Ariel's romance was certainly a whirlwind, but we're guessing even they waited longer than six months to get a joint bank account. Yep. People are doing that, apparently.     63ee7159dade836b6206695c:ot:631faf77229f6550ab06f0cf:1/dc0e0f35?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY2MzE4NzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWViMzlkNDAzZDQyMTUzODAzOWMwMiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3RheGVzXC9zb2NpYWwtc2VjdXJpdHktaW5jcmVhc2VcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMTcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIxNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=qRbEF_an9ge50u4Vz3VB1YfYvanlz6bhGMTX4MVVftQ  [Will a Social Security Increase Raise Your Tax Bill?](63ee7159dade836b6206695c:ot:631faf77229f6550ab06f0cf:1/a4330151?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY2MzE4NzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWViMzlkNDAzZDQyMTUzODAzOWMwMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3RheGVzXC9zb2NpYWwtc2VjdXJpdHktaW5jcmVhc2VcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMTcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIxNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=ZpYgi9r_mNzDdlZHoUjAuqQKU7mFjvQjUVk4kixaajk)  Long story short, it depends. Not everyone is taxed on their Social Security benefits, but if you have other sources of income, you might be. We have a breakdown of [how it works](63ee7159dade836b6206695c:ot:631faf77229f6550ab06f0cf:1/5a4ec594?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY2MzE4NzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWViMzlkNDAzZDQyMTUzODAzOWMwNCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3RheGVzXC9zb2NpYWwtc2VjdXJpdHktaW5jcmVhc2VcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAyMTcmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDIxNyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=MbgnkWHzL_qyecnzG2o1f2ieqg06A1FwO5HYOdoF6vA) so you aren’t caught by surprise.     [21 Strange Ways to Use Coke Around the House](63ee7159dade836b6206695c:ot:631faf77229f6550ab06f0cf:1/43483176?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY2MzE4NzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWViMzlkNDAzZDQyMTUzODAzOWMwNSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL3VzZXMtZm9yLWNvY2EtY29sYVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIxNyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjE3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=Ynfmqglya6DRQqaPhhOmDRRWU6PSNfSUO5pNO8mwKpE)  Soda does a whole lot more than quench your thirst and tickle your nose. From cleaning your toilet bowl to removing oil stains (yes, really), a little bubbly can go a long way to save you money.     [This Challenge is Perfect for Wiping Out $5K in Debt](63ee7159dade836b6206695c:ot:631faf77229f6550ab06f0cf:1/1348f3ff?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY2MzE4NzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWViMzlkNDAzZDQyMTUzODAzOWMwNiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvMjEtZGF5LWRlYnQtY2hhbGxlbmdlLTItcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjE3JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMTcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=D-7FA_PWPBzPpAorRkbA4Lcb-3lSZa-31aWw1ASak0w)  Sky-high interest rates make it feel like credit card debt will forever be a part of your world. But with the right strategy, you can pay it off. Here’s how.          63ee7159dade836b6206695c:ot:631faf77229f6550ab06f0cf:1/673a42d3?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY2MzE4NzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWViMzlkNDAzZDQyMTUzODAzOWMwNyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3NpZGUtZ2lnc1wvZW50cnktbGV2ZWwtd29yay1mcm9tLWhvbWUtam9ic1wvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIxNyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjE3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=poOgm0bTZ70SghzH5tiefqGLHxjuWFaqWTEnXa_1tJI  [12 Entry-Level Remote Jobs That Don’t Need Experience](63ee7159dade836b6206695c:ot:631faf77229f6550ab06f0cf:1/d58c3d95?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY2MzE4NzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWViMzlkNDAzZDQyMTUzODAzOWMwOCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3NpZGUtZ2lnc1wvZW50cnktbGV2ZWwtd29yay1mcm9tLWhvbWUtam9ic1wvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIxNyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjE3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=C6R6SAZiNcDMKpYoijeHFSH75cLVCBSIuqIkKJLxTCA)  Starting a job can feel like your first day with new legs. These jobs make it easier to [get a fresh start](63ee7159dade836b6206695c:ot:631faf77229f6550ab06f0cf:1/4cfb35bb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY2MzE4NzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWViMzlkNDAzZDQyMTUzODAzOWMwOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3NpZGUtZ2lnc1wvZW50cnktbGV2ZWwtd29yay1mcm9tLWhvbWUtam9ic1wvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIxNyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjE3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=31KpxvfKov76uaphM_iLSSTgCgc112gE7ZpD2O0h3Bk) in a new field. The best part is, there’s no experience or commuting required.          [Cut Your Most Expensive Bills — Without Giving Anything Up](63ee7159dade836b6206695c:ot:631faf77229f6550ab06f0cf:1/28f9b869?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY2MzE4NzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWViMzlkNDAzZDQyMTUzODAzOWMwYSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvc2F2ZS1tb25leS1vbi1iaWxscy15b3UtY2FudC1lc2NhcGUtcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjE3JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMTcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=97NdT6tWHktzKBcWpFd29b2m29GPy9XE2gJDkbrucNE)  Why is it always on you to give up simple pleasures just to scrape by? What about all these companies squeezing you for everything they can? It’s time to flip the scales and stop overpaying them.     [How to Combine Finances With Your Partner](63ee7159dade836b6206695c:ot:631faf77229f6550ab06f0cf:1/1713f05d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY2MzE4NzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWViMzlkNDAzZDQyMTUzODAzOWMwYiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2J1ZGdldGluZ1wvY291cGxlcy1zaGFyaW5nLWZpbmFuY2VzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjE3JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMTcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=oWpQ7XG1IapSW1-HTT72RjuAIvZdGGD0Ns9zBD7J2ZU)  We asked and found that nearly half of couples commingled their finances after just six months of dating. When to do it is a personal decision, so we’re not here to judge. But we do have advice on how to go about it.     [Think Twice: 5 Awful Money Tips People Actually Believe](63ee7159dade836b6206695c:ot:631faf77229f6550ab06f0cf:1/0d7520db?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY2MzE4NzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWViMzlkNDAzZDQyMTUzODAzOWMwYyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvZHVtYi1maW5hbmNpYWwtYWR2aWNlLXBydFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIxNyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjE3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=h9TUo5xAXULEklbKeGEY3ZBLUYolQnWlnpbhv7FUM8w)  Don’t be like those poor, unfortunate souls who continue to follow terrible money advice… unless you like losing money. But we’re guessing you don’t, so it’s time to stop doing these five things.     [6 Legit Ways to Make Money Without Getting a Second Job](63ee7159dade836b6206695c:ot:631faf77229f6550ab06f0cf:1/a7e75358?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY2MzE4NzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWViMzlkNDAzZDQyMTUzODAzOWMwZCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvd2l0aG91dC1hLXNlY29uZC1qb2ItcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMjE3JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAyMTcmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=-5CuEDrglMLFy6PTVOSfAaciFS3Jn5PJ_ez9_8slH98)  You don’t need to hawk all your treasures to earn some extra clams. You also don’t need to get another job. (Who has time for that?) Instead, do these six things.          [Was this email forwarded to you? Subscribe Now.](63ee7159dade836b6206695c:ot:631faf77229f6550ab06f0cf:1/e963c503?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzY2MzE4NzQsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzZWViMzlkNDAzZDQyMTUzODAzOWMwZSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDIxNyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMjE3JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=EOkr-EiOdmTJ50DzCbL5F8may9TUkz3a2EFBuDW0Siw)     © 2023 The Penny Hoarder. All rights reserved. 490 1st Ave S. 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