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Car payment > Rent? Yep. It’s a thing.

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thepennyhoarder.com

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Thu, Jan 19, 2023 02:19 PM

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Don’t pass up the chance to cut your expenses in 2023 ͏ ‌ ͏ ‌ ͏ ‌

Don’t pass up the chance to cut your expenses in 2023 ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](63c865bdb9389fc72b0eb53d:ot:631faf77229f6550ab06f0cf:1/dd73f815?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzQxMzc5OTMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYzg2YmEyYjM3ZjIwMjA4ZTA5OWE1ZSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAxMTkmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDExOSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=5wUsDA3Mlbf7JB6iwCd11j3OggmCvOeyjY7JO9lzLGk)   On this day in 1986, the first computer virus named Brain infected an IBM PC. Brain locked floppy disc drives (lol) and required payment to inoculate the machines. We’ll show you how to stay safe online from today’s cyberattacks, which are more sophisticated (and a lot less floppy). But first, do you have a different kind of infection called football fever? We’ll show you how to inoculate yourself against paying too much to [catch the playoffs](63c865bdb9389fc72b0eb53d:ot:631faf77229f6550ab06f0cf:1/681f3b2f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzQxMzc5OTMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYzg2YmEyYjM3ZjIwMjA4ZTA5OWE1ZiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2hvdy10by13YXRjaC1uZmwtd2l0aG91dC1jYWJsZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDExOSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMTE5JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=1OMppVRVdRjYnBz-d0B6YxmLQHKcIXeh4tWeNrM0E4Q).     63c865bdb9389fc72b0eb53d:ot:631faf77229f6550ab06f0cf:1/7312467f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzQxMzc5OTMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYzg2YmEyYjM3ZjIwMjA4ZTA5OWE2MCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2hvdy10by13YXRjaC1uZmwtd2l0aG91dC1jYWJsZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDExOSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMTE5JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=H8phnGi0rvTnmcBpqFp2l2AVYHtCbJkV5G0S-MjvXVc  [Stream the NFL Playoffs Without Cable](63c865bdb9389fc72b0eb53d:ot:631faf77229f6550ab06f0cf:1/91816c4a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzQxMzc5OTMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYzg2YmEyYjM3ZjIwMjA4ZTA5OWE2MSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2hvdy10by13YXRjaC1uZmwtd2l0aG91dC1jYWJsZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDExOSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMTE5JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=ieU__VOGN3lU8cdPLUaatllqfCiIOiKBUvPcLoEPT3w)  Cutting the cord is smart, but it can leave you in the lurch on game day. Instead of scrambling to catch the score online, we saved you a seat to the cheapest ways to stream live NFL games without the cost of cable.     [Many Car Buyers Are Now Paying $1,000 or More a Month](63c865bdb9389fc72b0eb53d:ot:631faf77229f6550ab06f0cf:1/5e006659?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzQxMzc5OTMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYzg2YmEyYjM3ZjIwMjA4ZTA5OWE2MiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2RlYnRcLzEwMDAtY2FyLXBheW1lbnRcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAxMTkmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDExOSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=fkUEZk5vwEPMBxGful7fmlYo9lLYp4JLYOD8KOYWbjs)  It sounds ludicrous, but if your monthly car payment rivals your mortgage, you’re not alone. A record number of Americans now pay four figures every month for their ride. Here’s how to lower those sky-high payments or trade in a car that’s in the red.     [12 Ways To Make Money Without a Job](63c865bdb9389fc72b0eb53d:ot:631faf77229f6550ab06f0cf:1/0adcc4d8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzQxMzc5OTMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYzg2YmEyYjM3ZjIwMjA4ZTA5OWE2MyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvMTMtd2F5cy10by1tYWtlLW1vbmV5LXdpdGhvdXQtYS1qb2ItcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMTE5JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAxMTkmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=2BV-FKPHNR32gnx2LuMe_CaFpo4sSxo9EuuPJOqyPHI)  If you think the only way to get ahead is to slog through a traditional job, think again. See how these 12 clever ways to make money can help pay the rent — without having to punch a clock.          63c865bdb9389fc72b0eb53d:ot:631faf77229f6550ab06f0cf:1/bc5aaefb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzQxMzc5OTMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYzg2YmEyYjM3ZjIwMjA4ZTA5OWE2NCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2ZyZWUtbXVzaWMtYXBwc1wvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDExOSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMTE5JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=gRAUjWsYsRwutNUrFpAZpJZBkxEibcsDFQUjKDBKJcM  [Stream Your Tunes Without Paying the Piper](63c865bdb9389fc72b0eb53d:ot:631faf77229f6550ab06f0cf:1/1de12050?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzQxMzc5OTMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYzg2YmEyYjM3ZjIwMjA4ZTA5OWE2NSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2ZyZWUtbXVzaWMtYXBwc1wvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDExOSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMTE5JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=AHrt1XWQJowYQI-uGkt1cpwM68YJadk1-NClWBXalf0)  Does free music sound too good to be true? Put your skepticism on pause because we found eight ways to stream your favorite songs without paying a dime.          [Urgent Alert: These 8 Companies Are Overcharging You](63c865bdb9389fc72b0eb53d:ot:631faf77229f6550ab06f0cf:1/39636c2a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzQxMzc5OTMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYzg3NDgxYjM3ZjIwMjA4ZTA5OWFiMSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvdXJnZW50LWFsZXJ0LXBydFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDExOSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMTE5JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=1wZawCGYqmv98G5LAn1ZicaWLiiMQLsOZH8Uw3X45W8)  Spoiler alert but we’re looking at you, Amazon. Here are eight companies that are likely overcharging and what you can do to get your money back.     [Your Data is Valuable. Here’s How to Protect It](63c865bdb9389fc72b0eb53d:ot:631faf77229f6550ab06f0cf:1/e0a61765?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzQxMzc5OTMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYzg2YmEyYjM3ZjIwMjA4ZTA5OWE2NyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2hvdy10by1zdGF5LXNhZmUtb25saW5lLXRpcHNcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAxMTkmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDExOSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=pdJ1jmdikKZaf-R2UiDxC5VxaAelyxI0YYMrhuffROs)  Twitter. Last Pass. Uber. There’s a new data breach every day. Here’s how to dodge hackers and stay safe online, plus what to do if your data is exposed.     [6 Surprising Ways People Are Earning an Income From Home](63c865bdb9389fc72b0eb53d:ot:631faf77229f6550ab06f0cf:1/44cd048f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzQxMzc5OTMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYzg3NDgxYjM3ZjIwMjA4ZTA5OWFiMiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvZXh0cmEtaW5jb21lLXBydC0yXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjMwMTE5JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMzAxMTkmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=VimFRzxCQvK9DLTospR8RprKFuYaJUIBDByiWDReJPc)  Put your slippers on and fire up the laptop. These six ways to make extra money this month don’t require you to set one pinky toe outside your front door. Grab a cup of coffee and tackle one (or all) to cash in before breakfast.     [15 Companies That Will Give You Free Food and Other Products](63c865bdb9389fc72b0eb53d:ot:631faf77229f6550ab06f0cf:1/228cfdee?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzQxMzc5OTMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYzg2YmEyYjM3ZjIwMjA4ZTA5OWE2OSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvYmVzdC1pbnRlcm5ldC1mcmVlYmllcy1wcnRcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMzAxMTkmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIzMDExOSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=liJlu0NHK5GvqyebEOGQz6mHG6M8ToFe1xQ8vSPJjyE)  We hope you came hungry, because the internet is giving away a lot of freebies, including food and other products. Here are 15 companies to hit up for free stuff.          [Was this email forwarded to you? Subscribe Now.](63c865bdb9389fc72b0eb53d:ot:631faf77229f6550ab06f0cf:1/c396f599?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzQxMzc5OTMsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYzg2YmEyYjM3ZjIwMjA4ZTA5OWE2YSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIzMDExOSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjMwMTE5JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=ai5kruJ3BrSOeZaxFLw1bkflMlKhPLCAZB332NysmSQ)     © 2023 The Penny Hoarder. All rights reserved. 490 1st Ave S. 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