30 cheap ways to get organized

Use these hacks to tidy up at home. ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Sum It Up](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/4f230c7d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWYyZCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODgmYWZmX3N1YjM9MjAyMjEyMzEmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPXN1bWl0dXAmdXRtX2NhbXBhaWduPTIwMjIxMjMxJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=tDGoMWuS1gxSt34yrC0PBnOeqmc6ppapwi4BsOxyo6c)   63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/dd58b244?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=teZA2qxos0cZtem-9k0XA6uavLpZMJ2RJMhinK7LgNY 63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/6a88c16b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=ZGkRgCz1vlooVj6kWMdAlqjTvqteMnqAIAuCgNLIDkY 63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/8c772d30?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=L6h61MP0rgzwrWxQONosuIWidqNGozF9PmcwJu0xy28          Hard to believe 2022 is already coming to an end. Today is the day everyone sits back and reflects on the highs (OK, and lows) of another year done. But don’t forget: Now is a good time to come up with a money plan for 2023, and this week’s highlights have what you need to get started.     63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/64b07864?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWYzMSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2NoZWFwLW9yZ2FuaXphdGlvbi1pZGVhc1wvP2FmZl9pZD04OCZhZmZfc3ViMz0yMDIyMTIzMSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMjEyMzEmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=NVgiHOz8GfCnRWp82L5Afwe0wjpQ5NIOtmxITr0n_E0  [Where Do We Put All This New Stuff?](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/3a045b1f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWYzMiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2NoZWFwLW9yZ2FuaXphdGlvbi1pZGVhc1wvP2FmZl9pZD04OCZhZmZfc3ViMz0yMDIyMTIzMSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMjEyMzEmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=pVVMVSclfWIuhJrEFeLmXQCwvEb1BtsXboorlTj9uqQ)  The holidays are just about wrapped up, but what about all that stuff you unwrapped? Now is a good time to start organizing, before your new treasures become clutter. These 30 hacks will return order to your homefront without breaking the bank.          63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/ec81029c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWYzMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2ZyZWUtdGhpbmdzLXRvLWRvLWR1cmluZy10aGUtaG9saWRheXNcLz9hZmZfaWQ9ODgmYWZmX3N1YjM9MjAyMjEyMzEmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPXN1bWl0dXAmdXRtX2NhbXBhaWduPTIwMjIxMjMxJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=cX_4YsjIlmNd7Oge39XeDDrKvhqEte5MlXCdzviBRME  [29 Free Activities to Keep the Holiday Spirit Alive](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/c7499d55?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWYzNCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2ZyZWUtdGhpbmdzLXRvLWRvLWR1cmluZy10aGUtaG9saWRheXNcLz9hZmZfaWQ9ODgmYWZmX3N1YjM9MjAyMjEyMzEmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPXN1bWl0dXAmdXRtX2NhbXBhaWduPTIwMjIxMjMxJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=fUokQFlMe5ueob31EJVl00bXA8Tki5mzPLHj_WVcndE)  Hey, there’s still a whole lotta winter ahead of us, and we’re not ready for the festivities to end — especially when they don’t cost a dime, like these fun-filled activities.     63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/a6085e3d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWYzNSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2Jlc3QtY2hlYXAtY2hhbXBhZ25lXC8_YWZmX2lkPTg4JmFmZl9zdWIzPTIwMjIxMjMxJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1zdW1pdHVwJnV0bV9jYW1wYWlnbj0yMDIyMTIzMSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=OnTiPPwYAXB1AIwicTmqNaYAyN3pGwF0IGuqE4Fh_MI  [10 Last-Minute Bottles of Champagne for Under $15](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/02f65d4d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWYzNiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2Jlc3QtY2hlYXAtY2hhbXBhZ25lXC8_YWZmX2lkPTg4JmFmZl9zdWIzPTIwMjIxMjMxJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1zdW1pdHVwJnV0bV9jYW1wYWlnbj0yMDIyMTIzMSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=u5fK_KjyuIdb-fEZRDyP_qdirh63jX4CygTwV-JreyU)  You still have time to shop if you get moving. Good thing, because let’s be real: It’s not New Year’s Eve without a glass of bubbly. Stay on budget with our affordable picks.        63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/eccad28a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=vM5ZapZQTR_8Mop7yi9mnzSkxQPC6EsUkHn4yEH30Uc 63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/88fe50ae?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=xKE3ESGwNEcuc-86VLXMl_zUulhJBFaPpNbwBmp9Wq4 63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/a8968a3e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=_XQQUtttl56E_4P6GBdL09hmJel_ylYv_0r8z6eFeXk        63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/348c79fb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWYzYSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL3Blbm55LWNoYWxsZW5nZVwvP2FmZl9pZD04OCZhZmZfc3ViMz0yMDIyMTIzMSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMjEyMzEmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=mZuB8hjzQNWaKb5NKgMWCGVFZ9fsqSll7lYPCDV1-eU  [Finally! A Savings Challenge for Anyone](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/165706a8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWYzYiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL3Blbm55LWNoYWxsZW5nZVwvP2FmZl9pZD04OCZhZmZfc3ViMz0yMDIyMTIzMSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMjEyMzEmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=0CXy_Pd6TPIW8YHJhKUbbN4TNIs14S2VFHBU65ZhlaY)  Social media is full of embarrassing challenges that only reward you with a chance of a brush with internet fame. Hard pass. Instead, start this challenge now, and you’ll be nearly $700 richer by the end.     63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/85b87df8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWYzYyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3JldGlyZW1lbnRcL3NvY2lhbC1zZWN1cml0eS1jaGFuZ2VzXC8_YWZmX2lkPTg4JmFmZl9zdWIzPTIwMjIxMjMxJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1zdW1pdHVwJnV0bV9jYW1wYWlnbj0yMDIyMTIzMSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=KwZgc7yGx-aruTw93PRMifRPGB_PFnqu4teJlNPIEu4  [5 Big Changes Coming to Social Security in 2023](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/c859984e?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWYzZCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3JldGlyZW1lbnRcL3NvY2lhbC1zZWN1cml0eS1jaGFuZ2VzXC8_YWZmX2lkPTg4JmFmZl9zdWIzPTIwMjIxMjMxJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1zdW1pdHVwJnV0bV9jYW1wYWlnbj0yMDIyMTIzMSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=wXbmtfQC3gTDR2hiXzxudLYNxlgEd8-XliqR86ufQc0)  This year’s Social Security changes don’t just affect recipients, but also people paying into the system. So even if you’re years away from retiring, you’ll want to know what to expect in the new year.          [15 Companies That Will Give You Free Food and Products](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/adf5c74c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWYzZSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvYmVzdC1pbnRlcm5ldC1mcmVlYmllcy1wcnRcLz9hZmZfaWQ9ODgmYWZmX3N1YjM9MjAyMjEyMzEmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPXN1bWl0dXAmdXRtX2NhbXBhaWduPTIwMjIxMjMxJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=UbIQsJxWbxfd54m5gzrh_NRh3BRcI-4sN_K5ECYfYOg)  Getting hooked up with free goodies is our idea of a good time. But just because something is free doesn’t mean it’s something you want. Here are 15 freebies that are actually worth claiming.     [6 Companies That’ll Send You Money When Asked Nicely](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/72fe19cb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWYzZiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvbmljZS1jb21wYW5pZXMtcHJ0XC8_YWZmX2lkPTg4JmFmZl9zdWIzPTIwMjIxMjMxJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1zdW1pdHVwJnV0bV9jYW1wYWlnbj0yMDIyMTIzMSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=4vfXbnE8Rgbkn5wySouN8Uyo4zML7AOPuKlJCtlYw_A)  Do you cringe whenever it’s time to sit down and pay your monthly bills? It feels like no matter how hard we work, it’s impossible to get ahead. It might be time to ask for help. These companies can help you get ahead.     [7 Fast Ways to Make Cash Today](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/7ecc1d7b?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWY0MCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvZmFzdC1jYXNoLXBydFwvP2FmZl9pZD04OCZhZmZfc3ViMz0yMDIyMTIzMSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMjEyMzEmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=6rslDpZKYl7WhxrU6LQHwon_BSGB88rQ5r4P20u-uOw)  Do you need cash, like, now? Been there, hate that feeling, but don’t despair. We have seven simple ways you can start earning right now — you may even be able to get paid today.        63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/8d1f9810?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=nfHDpXuLf3uj9qfUGaMf3vC3-5vDnOpk7s916bdNYFA 63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/1e68bb05?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=JhTSJO-_NrlRXmkceOU1IOU9YmC36p7wZ5wahGOsIJw 63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/692c2fea?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=5-384rhpIFlBvTruaccaBtQQLBMCzC5WLbhZ327m878        [Was this email forwarded to you? Subscribe Now.](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/120df27f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWY0NCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04OCZhZmZfc3ViMz0yMDIyMTIzMSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMjEyMzEmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=TtrOaeatMaESh1xPwgqn3OMiatz_JAqrW8z0R4euUNI)     © 2022 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S.  [Mailing Preferences](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/b1ecf7a6?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=biRPJc97AJsboLFhVk2FIJKYPRay2m7gmT73P1tVMnU)  | [Unsubscribe](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/38b6925f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=ahOFGbrAI_-OGVX-GZSalp06vL76JhcVyW4trXdX6Bg)  | [Privacy Policy](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/05482547?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWY0NyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3ByaXZhY3lcLz9hZmZfaWQ9ODgmYWZmX3N1YjM9MjAyMjEyMzEmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPXN1bWl0dXAmdXRtX2NhbXBhaWduPTIwMjIxMjMxJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=Fkz1QkNaoilu8Rm2FPn-h77aygzYZE_HvGCCSnifDOY)    [Facebook](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/76021e29?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWY0OCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LmZhY2Vib29rLmNvbVwvdGhlcGVubnlob2FyZGVyXC8_YWZmX2lkPTg4JmFmZl9zdWIzPTIwMjIxMjMxJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1zdW1pdHVwJnV0bV9jYW1wYWlnbj0yMDIyMTIzMSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=YK3SWNjBO0EQOnuJqlAhjGIP4n8VShZhGnTxYX9PCfQ)  [Twitter](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/df67595a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWY0OSIsImxpbmtVcmwiOiJodHRwczpcL1wvdHdpdHRlci5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04OCZhZmZfc3ViMz0yMDIyMTIzMSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMjEyMzEmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=Sqlvd7bU8gbVs1GPYZi8nN5jvVLA7Ru9uF-47AUCUZs)  [Pinterest](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/230ad040?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWY0YSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnBpbnRlcmVzdC5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04OCZhZmZfc3ViMz0yMDIyMTIzMSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMjEyMzEmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=igUfm0-mWm1-h7ZySvr2YEoMa-pfFU_WmUzzlQdhLzs)  [instagram](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/74c73054?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWY0YiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3Lmluc3RhZ3JhbS5jb21cL3RoZXBlbm55aG9hcmRlclwvP2FmZl9pZD04OCZhZmZfc3ViMz0yMDIyMTIzMSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9c3VtaXR1cCZ1dG1fY2FtcGFpZ249MjAyMjEyMzEmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=inPBae76G_Yjsp0H4dpq3vDAN2L03ghOetJHzTQvQBM)  [YouTube](63adc55fa0908bc6f2014256:ot:631faf77229f6550ab06f0cf:1/b8b264f8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzI0OTcwNTIsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYWRlYTVlODcyYjViYWI2NzA0MWY0YyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnlvdXR1YmUuY29tXC9jXC90aGVwZW5ueWhvYXJkZXI_YWZmX2lkPTg4JmFmZl9zdWIzPTIwMjIxMjMxJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1zdW1pdHVwJnV0bV9jYW1wYWlnbj0yMDIyMTIzMSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=eBARPODPTn-FLk3IKDuJYTbeIeV-qFPvxBdkjgieqs8)                                Â