Why you need kitty litter in your car

This winter emergency car kit could save your life. ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](63a0bd4e1b0335b1df06b17b:ot:631faf77229f6550ab06f0cf:1/d80d77fe?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzE1MzQ2NDAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYTBjY2ZjMDY3OWY5ZTdlZTA0MjVjZSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjEyMjAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTIyMCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=sXQ4m5_Ae2Fd3LwLRaPO4MKc5bI07sMWDk9K7GHbFNg)   Twenty-five years after “Titanic” hit theaters, people everywhere are still trying to solve history’s greatest unsolved mystery: Could Jack have survived if Rose just let him on the dang door? Well, director James Cameron finally has a definitive answer: No. Didn’t see that coming. Getting stranded in your car amid this frigid winter weather could leave you feeling like you’re stuck on an iceberg. A floating door won’t help much, but [you should have an emergency kit](63a0bd4e1b0335b1df06b17b:ot:631faf77229f6550ab06f0cf:1/fe3c3e64?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzE1MzQ2NDAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYTBjY2ZjMDY3OWY5ZTdlZTA0MjVjZiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL3dpbnRlci1lbWVyZ2VuY3ktY2FyLWtpdFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIyMTIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjIxMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=IcQLvHQlC-Tb4mgycnxr-tnbVglX5l4AjL6fF10anK0) handy.     63a0bd4e1b0335b1df06b17b:ot:631faf77229f6550ab06f0cf:1/6dbc825f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzE1MzQ2NDAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYTBjY2ZjMDY3OWY5ZTdlZTA0MjVkMCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL3dpbnRlci1lbWVyZ2VuY3ktY2FyLWtpdFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIyMTIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjIxMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=pR-6MYsNe8bb7EU_apakDsHTxUiFJA9V5LErlSn-Ffw  [Black Ice, Right Ahead!](63a0bd4e1b0335b1df06b17b:ot:631faf77229f6550ab06f0cf:1/4fd4a234?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzE1MzQ2NDAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYTBjY2ZjMDY3OWY5ZTdlZTA0MjVkMSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL3dpbnRlci1lbWVyZ2VuY3ktY2FyLWtpdFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIyMTIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjIxMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=Y9eRtTbGOsLduOxpJyCl-Ftdato0ghK4vi_eilN6O_8)  Record numbers of travelers are expected to hit the road this week, and a whopping 90% are driving to their destinations. Winter driving comes with an extra set of hazards, but you don’t need to blow your holiday budget on supplies. Instead, stock up on these inexpensive winter car emergency essentials.     [This Move Could Save You Thousands on Your Mortgage](63a0bd4e1b0335b1df06b17b:ot:631faf77229f6550ab06f0cf:1/8a303b2c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzE1MzQ2NDAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYTBjY2ZjMDY3OWY5ZTdlZTA0MjVkMiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2RlYnRcL29uZS1leHRyYS1tb3J0Z2FnZS1wYXltZW50LWEteWVhclwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIyMTIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjIxMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=Lh-V3loz49TcKO7079mkIO1r06xe1yXMAWzJjJ6Zcso)  One extra mortgage payment each year can dramatically diminish the life of your loan. We’ll show you how to do it, whatever your budget.          63a0bd4e1b0335b1df06b17b:ot:631faf77229f6550ab06f0cf:1/bcf5a543?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzE1MzQ2NDAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYTBjY2ZjMDY3OWY5ZTdlZTA0MjVkMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3JldGlyZW1lbnRcL3NvY2lhbC1zZWN1cml0eS1tYXJyaWVkLWNvdXBsZXNcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjEyMjAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTIyMCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=ErOnMAEQd1VTPDpn1866fPNEz3PSZt-nXlO8qfc-Ir8  [Does Tying the Knot Mean More Social Security?](63a0bd4e1b0335b1df06b17b:ot:631faf77229f6550ab06f0cf:1/8c5a3e80?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzE1MzQ2NDAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYTBjY2ZjMDY3OWY5ZTdlZTA0MjVkNCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3JldGlyZW1lbnRcL3NvY2lhbC1zZWN1cml0eS1tYXJyaWVkLWNvdXBsZXNcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjEyMjAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTIyMCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=FuDf8HeRuaWqkfDj1sXiEZpEgQRq4A6XSeVi6ss0SzE)  This is one complicated benefit, but you could get more money from it if you’re married — or divorced. Brush up on these seven rules to ensure you’re getting a first-class Social Security check.          [Can My Daughter Inherit Life Insurance if She's Still a Minor?](63a0bd4e1b0335b1df06b17b:ot:631faf77229f6550ab06f0cf:1/55c92dae?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzE1MzQ2NDAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYTBjY2ZjMDY3OWY5ZTdlZTA0MjVkNSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2luc3VyYW5jZVwvY2FuLW1pbm9yLWluaGVyaXQtbGlmZS1pbnN1cmFuY2VcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjEyMjAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTIyMCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=jit9eVeCrsr0m098Jj9EEU4aQtd2Sbt748Nn5Lsycbg)  Dear Penny — I’m a single mother of a young daughter. I have a $10K life insurance policy and a small 529 plan. How do I make sure she gets all the money with no interference if I die?          [Set Your Own Schedule at These Work-From-Home Companies](63a0bd4e1b0335b1df06b17b:ot:631faf77229f6550ab06f0cf:1/cc0dc0b6?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=8q7Oi0EIwXcXKGVI5fp19AVydRSh-h8XwJCEzzyhitc)  Search for remote work, and you’re going to find a lot of rubbish out there. Nobody has time for that. We did the research and found 15 legit companies that let you work remotely and build your own schedule.     [Need Cash? These Companies Lend Regular People up to $50K](63a0bd4e1b0335b1df06b17b:ot:631faf77229f6550ab06f0cf:1/c86c90cb?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzE1MzQ2NDAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYTBjY2ZjMDY3OWY5ZTdlZTA0MjVkNyIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvYm9ycm93LTI1MGstcHJ0XC8_YWZmX3N1YjQ9YiZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjEyMjAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTIyMCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIiwibGlua1ZhcmlhbnQiOiJoZWFkX2JsdXJiXzRfYWZmaWxpYXRlX29mZmVycyJ9&jwtS=Zw4onuBDXLP-vN2vtTfL9aQcKYNXL9YchrBlqDm0F_o)  When you’re swimming in debt, your options can feel… limited. But there’s a legit way to make your monthly payments more manageable — and lower your overall debt.     [You’ve Probably Never Tried These Millionaire Money Moves](63a0bd4e1b0335b1df06b17b:ot:631faf77229f6550ab06f0cf:1/0e50f7de?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzE1MzQ2NDAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYTBjY2ZjMDY3OWY5ZTdlZTA0MjVkOCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvbWlsbGlvbmFpcmVzLWRlc2t0b3AtcHJ0XC8_YWZmX3N1YjQ9YiZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjEyMjAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTIyMCZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIiwibGlua1ZhcmlhbnQiOiJoZWFkX2JsdXJiXzRfYWZmaWxpYXRlX29mZmVycyJ9&jwtS=K06zg-mTg0sX1OvBWerZDSrBFztuxWtB6DsrmqSriCc)  Imagine waking up to find $1 million in your bank account. Talk about life-changing. But this is the real world, and we need a real strategy. (Though dreaming is nice.) Want to reach your big money goals? Make these moves.     [3 Ways to Save $100 or More on Groceries](63a0bd4e1b0335b1df06b17b:ot:631faf77229f6550ab06f0cf:1/65583526?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzE1MzQ2NDAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYTBjY2ZjMDY3OWY5ZTdlZTA0MjVkOSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvZ3JvY2VyeS1wdXRcLz9hZmZfc3ViND1iJmFmZl9pZD04NiZhZmZfc3ViMz0yMDIyMTIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjIxMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YiLCJsaW5rVmFyaWFudCI6ImhlYWRfYmx1cmJfNF9hZmZpbGlhdGVfb2ZmZXJzIn0&jwtS=vzu2Y7CScZf0wPmh3T4Lspf0_dhoQcXeyrOQyqki68o)  Look at your last grocery receipt. Can you believe the total? Unfortunately, food prices are still through the roof. Fortunately, there are some easy ways to lower your bill — here are three of them.          [Was this email forwarded to you? Subscribe Now.](63a0bd4e1b0335b1df06b17b:ot:631faf77229f6550ab06f0cf:1/a6abc515?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzE1MzQ2NDAsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzYTBjY2ZjMDY3OWY5ZTdlZTA0MjVkYSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIyMTIyMCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjIxMjIwJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=rH17IHG5d7jX_bgVjb0YxYt5ygwXOHLa519KJiQc82c)     © 2022 The Penny Hoarder. All rights reserved. 490 1st Ave S. 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