$7K/month for sending texts? OMG

If you’re reading this on your phone, you could already be earning ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](639a333aa02de1825e04071c:ot:631faf77229f6550ab06f0cf:1/6e709c16?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzExMDI1MDgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzOWEzNjNhYTAyZGUxODI1ZTA0MDcyNyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjEyMTUmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTIxNSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=Xavv60tbFyCNKV71O-6ND8z2csQR6XvyI1koIbE-oPM)   Everyone’s favorite royal family shared their annual holiday card photo this week. (Not that we’re on their mailing list.) The royals? Rocking casual denim? They’re just like us! Kidding. They don’t have to worry about money the way we do. For those who weren’t lucky enough to grow up in an actual palace, we found [an easy way to make good money](639a333aa02de1825e04071c:ot:631faf77229f6550ab06f0cf:1/cb2d2024?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzExMDI1MDgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzOWFmZTk2NjhjMjcwNDRjYzA1NWY0YyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3F1aWNrLW1vbmV5XC9nZXQtcGFpZC10by10ZXh0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjIxMjE1JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMjEyMTUmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=yI07XgYX7dOi69AyEmzKjPttq3kX4gKyPls8jBWs1t0) using your phone.     639a333aa02de1825e04071c:ot:631faf77229f6550ab06f0cf:1/b056bd6a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzExMDI1MDgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzOWEzNjNhYTAyZGUxODI1ZTA0MDcyOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3F1aWNrLW1vbmV5XC9nZXQtcGFpZC10by10ZXh0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjIxMjE1JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMjEyMTUmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=8EHYFDVAn4afWTIYj7ewgrY0hxvuA084o69PZ5H8PPc  [How to Earn $7K/Month for Texting](639a333aa02de1825e04071c:ot:631faf77229f6550ab06f0cf:1/d43e0f1f?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzExMDI1MDgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzOWEzNjNhYTAyZGUxODI1ZTA0MDcyYSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3F1aWNrLW1vbmV5XC9nZXQtcGFpZC10by10ZXh0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjIxMjE1JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMjEyMTUmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=RFwcNyd_Eujjh8J-rEaVRvLcaxVcunwRgYVwMQOwL2c)  You’re already sending dozens of texts every day. Why not get paid for it? Most of the gigs on our list are ideal for supplementing your income (or, y’know, paying for presents). But some of these opportunities could become extremely lucrative full-time jobs.     [Should I Have Signed My Boyfriend's $5,000/Month Mortgage?](639a333aa02de1825e04071c:ot:631faf77229f6550ab06f0cf:1/36211ac4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzExMDI1MDgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzOWEzNjNhYTAyZGUxODI1ZTA0MDcyYiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2hvbWUtYnV5aW5nXC9ib3lmcmllbmRzLTUwMDAtbW9udGhseS1tb3J0Z2FnZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIyMTIxNSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjIxMjE1JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=jXSg3CF21Fa34L6kTwOa_TtAz_AcX2JWvBb0AQYRhTE)  Dear Penny — My boyfriend’s mother died owning a brownstone that’s now in foreclosure. He wants me to refinance the home in my name, but I can’t afford the $5,000 mortgage payment. I refused. How badly could this have damaged my finances?          639a333aa02de1825e04071c:ot:631faf77229f6550ab06f0cf:1/57da6079?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzExMDI1MDgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzOWEzNjNhYTAyZGUxODI1ZTA0MDcyYyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2ZpZ2h0LXByaWNlLWluZmxhdGlvblwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIyMTIxNSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjIxMjE1JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=dCFB9fBph1yXFtt-gTCrAygdbHJ86tr3lR0nImtogaU  [The Top Inflation-Fighting Hacks to Save Money](639a333aa02de1825e04071c:ot:631faf77229f6550ab06f0cf:1/7c915b06?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzExMDI1MDgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzOWEzNjNhYTAyZGUxODI1ZTA0MDcyZCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2ZpZ2h0LXByaWNlLWluZmxhdGlvblwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIyMTIxNSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjIxMjE1JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=7g9QUbXGsHKHjJAc_A_ddT9sk7BSpCu4yf3dBDAQVGg)  The news might say inflation is down, but try telling that to your wallet when you’re at the grocery store. We have 14 ways to change how you shop so you can save more cash.          [Steer Clear of This Debt Strategy if You Hate Winning](639a333aa02de1825e04071c:ot:631faf77229f6550ab06f0cf:1/5ffacf40?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzExMDI1MDgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzOWEzNjNhYTAyZGUxODI1ZTA0MDcyZSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2RlYnRcL2hvdy10by11c2UtZGVidC1zbm93YmFsbC1tZXRob2RcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjEyMTUmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTIxNSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=USr58nG8ZtNx052QZw1mu4FhoSnO5KCnn_0zvyA0xRE)  Debt sucks, especially when your regular payments don’t even seem to make a dent. Giving up isn’t an option. Instead, we’ll show you how focusing on small wins now can lead to huge victories later.          [7 Secret Ways to Break the Paycheck-to-Paycheck Cycle](639a333aa02de1825e04071c:ot:631faf77229f6550ab06f0cf:1/040e6155?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzExMDI1MDgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzOWE0Mjg2OTJkZjYwODlkZjA4ZjA3ZSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvNi1maWd1cmUtcGF5Y2hlY2stdG8tcGF5Y2hlY2stcHJ0XC8_YWZmX3N1YjQ9YSZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjEyMTUmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTIxNSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIiwibGlua1ZhcmlhbnQiOiJoZWFkbGluZXNfb25seV80X2FmZmlsaWF0ZV9vZmZlcnMifQ&jwtS=VlEiIyaCdU7M6yJU0b7MNafZ5-a4KaxhPPAlG1JbBPY)  [The Biggest Money Secrets Most Rich People Won’t Tell You](639a333aa02de1825e04071c:ot:631faf77229f6550ab06f0cf:1/cd60c55d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=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&jwtS=-mOdsv0qfd3u6zELpq-DJfXl28NAOKkFkt-gL8d3KgY)  [Should You Leave More Than $1,500 in a Checking Account?](639a333aa02de1825e04071c:ot:631faf77229f6550ab06f0cf:1/b7f109b8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzExMDI1MDgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzOWE0Mjg2OTJkZjYwODlkZjA4ZjA4MCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvbGVhdmUtMTUwMC1jaGVja2luZy1hY2NvdW50LXBydFwvP2FmZl9zdWI0PWEmYWZmX2lkPTg2JmFmZl9zdWIzPTIwMjIxMjE1JnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMjEyMTUmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiIsImxpbmtWYXJpYW50IjoiaGVhZGxpbmVzX29ubHlfNF9hZmZpbGlhdGVfb2ZmZXJzIn0&jwtS=jbshogThOryDC1IuTgjVx2F6Tp9nVGNjX9eRm8cSTkI)  [These Companies Send People Money When They Ask Nicely](639a333aa02de1825e04071c:ot:631faf77229f6550ab06f0cf:1/b9b6b4b6?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzExMDI1MDgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzOWE0Mjg2OTJkZjYwODlkZjA4ZjA4MSIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvbmljZS1jb21wYW5pZXMtcHJ0XC8_YWZmX3N1YjQ9YSZhZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjEyMTUmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTIxNSZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIiwibGlua1ZhcmlhbnQiOiJoZWFkbGluZXNfb25seV80X2FmZmlsaWF0ZV9vZmZlcnMifQ&jwtS=Nf3bYFKnfTiv9BXuqq4FT1b1vQr_E57rdYcxdw6d9Hs)          [Was this email forwarded to you? Subscribe Now.](639a333aa02de1825e04071c:ot:631faf77229f6550ab06f0cf:1/e6ac066a?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2NzExMDI1MDgsImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzOWEzNjNhYTAyZGUxODI1ZTA0MDczMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3N1YnNjcmliZVwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIyMTIxNSZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjIxMjE1JmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=RI_6Crkx3F06c0wOMdO99oeKMKyW9BJcA_BETzCRjPw)     © 2022 The Penny Hoarder. 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