Newsletter Subject

Get $10,000 to travel the world and eat

From

thepennyhoarder.com

Email Address

info@newsletters.thepennyhoarder.com

Sent On

Thu, Nov 3, 2022 01:03 PM

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Electric bills, financial infidelity and affording rent ͏ ‌ ͏ ‌ ͏ ‌

Electric bills, financial infidelity and affording rent ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  ͏ ‌  [Daily](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/a8bb087d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQwOCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjExMDMmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTEwMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=0xCEycK0O8A6Z_JrPJf3s4Zc5PoPIKSrgYdqJrva-JI)   Great. Just as we’re sort of getting used to our new inflation-adjusted spending habits, winter rears its ugly head. Before sub-zero temps settle in, make these adjustments to help [keep your electric bill down](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/b670ff43?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQwOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2hvdy10by1sb3dlci1lbGVjdHJpYy1iaWxsXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjIxMTAzJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMjExMDMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=cUkrLrzom2vwlILXV0NWE0RQrXAULxN46SSBRU91MT4). You could also (chef’s) kiss your current money problems away by landing this $10K dream job with Ramada. [Here’s how to apply](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/a2b1be01?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQwYSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3NpZGUtZ2lnc1wvY2hpZWYtZWF0cy1vZmZpY2VyXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjIxMTAzJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMjExMDMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=gX8PS6hsnJ5VjhemcXIVTUczebPRd_DbEfXVaYnBDJI) to spend three weeks in search of the world’s best local eats.     6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/64b126ef?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQwYiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2hvdy10by1sb3dlci1lbGVjdHJpYy1iaWxsXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjIxMTAzJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMjExMDMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=B7z4-Ec1g9BcIAWCyIKXuEs2wUJkyWvTYjIquAcveOo  [21 Ways to Slash Your Electric Bill This Year](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/920b1ae4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQwYyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2hvdy10by1sb3dlci1lbGVjdHJpYy1iaWxsXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjIxMTAzJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMjExMDMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=3Wn0e0dCASk8F2I6DkjcbJ-rZhmSqHa0NiMMjAu3JCI)  Our least favorite holiday tradition is the lighting of the furnace, so to speak, and that’s because of what it represents: higher bills. Before temperatures dip too much and you rush to adjust your thermostat, use these tips to keep costs down.  [Read More](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/2eb0430c?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQwZCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL2hvdy10by1sb3dlci1lbGVjdHJpYy1iaWxsXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjIxMTAzJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMjExMDMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=UvkxDDkRu6puz-QYUn8a6Q2NHobyt2YQOseqnC0e5Q8)          [Get $10K to Eat Your Way Around the World](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/cc886173?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQwZSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3NpZGUtZ2lnc1wvY2hpZWYtZWF0cy1vZmZpY2VyXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjIxMTAzJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMjExMDMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=5BDWb787lBn9yt1zSv0P9SWII3GvIePufIL6peg9zeY)  Love food? Love to travel? Want to get paid $10K to document it all on social media? If so, we’ve found your ultimate dream job: Ramada's Chief Eats Officer. Here's how to snag this gig.     [Should I Divorce My Husband Over His Mountain of Debt?](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/8b94fff4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQwZiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2RlYnRcL2Rpdm9yY2UtaHVzYmFuZC1vdmVyLW91dHJhZ2VvdXMtZGVidFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIyMTEwMyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjIxMTAzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=PfUBraYUQVAnqo2ZrNN4mslbG9yTjitKWQz-9C9DIhI)  Dear Penny — My husband has taken on outrageous debt. I want to pay it off, but he says I’m trying to control him. Should I take our rental income and put it in my account so I can pay our creditors? Or divorce him?     [7 (Completely Legal) Ways to Make Money Without a Job](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/c2381f66?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQxMCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvd2l0aG91dC1hLXNlY29uZC1qb2ItcHJ0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjIxMTAzJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMjExMDMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=A7M7EOiTFBEiNeEaUrG6AXGzpfX5Ky01HaisGIfuOvU)  Ask a friend how to make some quick cash without actually getting a job, and they might suggest you rob a bank. (A joke, we hope.) How about you table that idea, and instead try one of these totally legit gigs that won’t get you arrested.          6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/fbbe51a0?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQxMSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3RoZXJlcy1wcm9iYWJseS1jYXNoLWhpZGRlbi1pbi15b3VyLXdhbGxzLWhlcmVzLWhvdy10by1maW5kLWl0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjIxMTAzJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMjExMDMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=hSol5yilO6lKAf2WDyHyqO0aXaxO34hRcSaLU_jswLE  [Is Your Home Secretly Full of Hidden Treasure?](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/a807c0cc?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQxMiIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3RoZXJlcy1wcm9iYWJseS1jYXNoLWhpZGRlbi1pbi15b3VyLXdhbGxzLWhlcmVzLWhvdy10by1maW5kLWl0XC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjIxMTAzJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMjExMDMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=YnMbiltjx0iO5bXlTGgN_n--DOOkXVhlPG2pwXB6_gg)  For some reason, we have it in our minds that treasure gets buried. But it’s often hiding in plain sight — or maybe under a floorboard.          [Do These Big Corporations Owe You Money?](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/00bb9dad?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQxMyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL21ha2UtbW9uZXlcL3F1aWNrLW1vbmV5XC9ub3ZlbWJlci1jbGFzcy1hY3Rpb24tc2V0dGxlbWVudHNcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjExMDMmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTEwMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=uDDtUD-Q7P8_91JNOpcfPgKpvvW8rR9YSLJABDc3e7g)  Coppertone, Snapchat and Humana are just three of the big players doling out the latest round of class action payments. Deadlines are approaching quickly, so act fast to submit your claim on any qualifying settlements.     [4 Steps to Take if You Can’t Afford Rent](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/7f0fa3f4?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQxNCIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2J1ZGdldGluZ1wvY2FudC1wYXktcmVudFwvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIyMTEwMyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjIxMTAzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=v6NwLp9kpbKgfkz2FGn26aU4wJ3EPbvH8077_9clvgA)  Struggling to pay rent is nothing to be ashamed of. (Just look at [how bad it’s gotten](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/42f90a39?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQxNSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL3Jpc2luZy1yZW50c1wvP2FmZl9pZD04NiZhZmZfc3ViMz0yMDIyMTEwMyZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9ZGFpbHkmdXRtX2NhbXBhaWduPTIwMjIxMTAzJmNpZD02MzFmYWY3NzIyOWY2NTUwYWIwNmYwY2YifQ&jwtS=R8qaM4X3j0AC3UvxyUGknaqGBDH-qJ7dAZZGFYIVxns) across the country.) Don’t let embarrassment prevent you from reaching out for assistance — it certainly beats the alternative. Here are four ways to find help.     [7 Money Moves You Need to Make Right Now](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/2b928ad9?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQxNiIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvbW9uZXktbWFuYWdlbWVudC0xMC1zdGVwcy1hZ2VcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjExMDMmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTEwMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=oLC7tYcYQmqZTA475NwHTvJ1lZUUgKGR9FbU3gQ7KLg)  Winning the lotto sure would make life a lot easier, but until that happens, let’s focus on things you can do today to improve your finances. Our list is packed with real, tangible opportunities that are ripe for the picking.    IN CASE YOU MISSED IT   [How to Spend Less on Groceries Every Time You Shop](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/4c002d78?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQxNyIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL3NhdmUtbW9uZXlcL3N1cGVybWFya2V0LWNvbXBhcmlzb24td29ya3NoZWV0LXNhdmUtbW9uZXktb24tZ3JvY2VyaWVzXC8_YWZmX2lkPTg2JmFmZl9zdWIzPTIwMjIxMTAzJnV0bV9tZWRpdW09ZW1haWwmdXRtX3NvdXJjZT1kYWlseSZ1dG1fY2FtcGFpZ249MjAyMjExMDMmY2lkPTYzMWZhZjc3MjI5ZjY1NTBhYjA2ZjBjZiJ9&jwtS=IAhxq2lpSlgofw6oluOhJaICK5lFmndMmMxlNDqkGMo)     [6 Things About Money Rich People Don’t Want You to Know](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/3ef0db2d?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQxOCIsImxpbmtVcmwiOiJodHRwczpcL1wvcGFydG5lcnMudGhlcGVubnlob2FyZGVyLmNvbVwvbW9uZXktc2VjcmV0cy1wcnRcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjExMDMmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTEwMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=YUVNiGnKvTFLgwnZszNPD3NEMym9T6tmIXUJCqtpR4U)     [Does It Ever Make Sense to Refinance at a Higher Rate?](6362c32cc2ba971439020b51:ot:631faf77229f6550ab06f0cf:1/b25c46b8?jwtH=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9&jwtP=eyJpYXQiOjE2Njc0ODA2MTksImNkIjoiLm5ld3NsZXR0ZXJzLnRoZXBlbm55aG9hcmRlci5jb20iLCJjZSI6ODY0MDAsInRrIjoidGhlX3Blbm55X2hvYXJkZXIiLCJtdGxJRCI6IjYzNjJjODg0MDc5NjU4YmQzYTBhNTQxOSIsImxpbmtVcmwiOiJodHRwczpcL1wvd3d3LnRoZXBlbm55aG9hcmRlci5jb21cL2hvbWUtYnV5aW5nXC9yZWZpbmFuY2UtYXQtaGlnaGVyLWludGVyZXN0LXJhdGVcLz9hZmZfaWQ9ODYmYWZmX3N1YjM9MjAyMjExMDMmdXRtX21lZGl1bT1lbWFpbCZ1dG1fc291cmNlPWRhaWx5JnV0bV9jYW1wYWlnbj0yMDIyMTEwMyZjaWQ9NjMxZmFmNzcyMjlmNjU1MGFiMDZmMGNmIn0&jwtS=rkfArVHBLHpUDLAHE5Gr26X6BAdNqKZNsfji-IjLoaA)           © 2022 The Penny Hoarder. All rights reserved. 490 1st Ave S. 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