This credit card comes with real rewards

Say goodbye to rigid rules and black-out dates [The Penny Hoarder]( [Partners] TOGETHER WITH [The Ascent]( Finally, Cash-Back Rewards Without the Hassle   Credit cards that promise a litany of perks often come with a list of exceptions so long that redemption feels near impossible. They’re almost not even worth attempting to use. [That’s what excites us about this card]( You don’t have to go through a whole song and dance just to reap the benefits. It also has some seriously generous cash-back opportunities. You’ll get 5% back on up to $1,500 in quarterly purchases within rotating activated categories. On top of that, you’ll also get: - 0% APR until 2023 on purchases and balance transfers - A rich sign-up bonus - No annual fee If you’re ready for a card that actually delivers on what it promises, [this might be the card for you](. [Apply Now]( [The Ascent]( [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.