12 things you need to know about Social Security

How to prepare your retirement budget, things you can recycle for cash, jobs for early risers & more July 4, 2022 [The Penny Hoarder Daily Newsletter]( Hey Penny Hoarders, Happy Independence Day! If you’re cleaning up your backyard for a day of fun with family and friends, reconsider what you throw away. Some of that garbage is [worth recycling for cash](. On a more serious note, do you know how Social Security actually works? If not, you aren’t alone, and [we have a crash course]( to help you understand more. [Retirement]( [12 Things You Need to Know About Social Security]( Everyone knows about Social Security, but that doesn’t mean everyone understands the ins and outs. Whether you’re ready to start collecting now or are still years away, these are 12 important details to learn now. [READ MORE]( [16 Early Morning Jobs for People Who Wake up With the Sun]( Rise and shine! If you thrive on getting up with the birds, this one is for you. These jobs start bright and early, leaving no time to waste before you get to work. Night owls need not apply. [50 Totally Legit Ways to Make More Money]( Looking for a way to pull in some extra cash? (Let’s be real. Who isn’t these days?) Stop scouring the internet, trying to figure out which opportunities are legit and which are bogus. We did all the heavy lifting for you and compiled this list.     IN CASE YOU MISSED IT - [12 Ways to Fight Price Inflation and Manage Rising Costs]( - [On the Hunt for a Remote Job? Try These 41 Work-From-Home Companies](   [Make Money](     [These Are Everyday Items That You Can Recycle for Money](   [12 Money-Saving Tips to Enjoy a Frugal Retirement]( Living on a fixed income isn’t always easy, but you can still make the most of your golden years. Our guide provides essential tips to let you live life to the fullest without busting your budget. [Why Is My Card Being Declined? We’ve Got The Answers]( It’s one thing when your card is rejected and the funds aren’t there, but what about when you have plenty in your account? It’s embarrassing and frustrating. Here are the reasons this can happen — plus, what you can do about it. [4 Ways to Prepare for a Recession]( Whether a recession happens this year or in years to come, you need to be prepared. Before the next one hits, make these four moves to get your finances in order. Was this email forwarded to you by a friend? [Subscribe Now](. The Penny Hoarder [490 1st Ave S, Suite 800 | Saint Petersburg, FL 33701 | U.S.A.]( [View in browser]( [Mailing preferences]( | [Unsubscribe]( | [Privacy policy]( [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( © 2022 The Penny Hoarder. All rights reserved.