We found a credit card with real rewards

Stop getting bogged down by rules and black-out dates [The Penny Hoarder]( [Partners] TOGETHER WITH [The Ascent]( Finally! A Card With Perks You Can Actually Use   It’s the same old story: A credit card offer comes your way promising a ton of perks that sound too good to be true — and that’s because they usually are. Between blackout dates and rigid rules nobody can keep track of, the (credit) cards are stacked against you whenever you try to cash out. We like a credit card that’s more straightforward with its rewards. That’s why [we’re excited about this one]( packed with perks you can take advantage of without putting on a whole song-and-dance routine. First of all, there’s no annual fee, something to celebrate in itself. You’ll also get: - 0% intro APR on purchases and balance transfers until 2023 - Up to 5% cash back - A rich sign-up bonus If you’re as tired of being duped by credit cards as we are, [this is the opportunity]( for you. [GET YOUR PERKS]( [The Ascent]( [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.