We found 8 totally legit contests that will pay $195K in prizes

Plus, buying an RV, tipping guide, Asian American financial influencers & more May 12, 2022 [The Penny Hoarder Daily Newsletter]( Hey Penny Hoarders, Birthday lunches at work can be fun, but they’re not everyone’s cup of tea — especially when you have to foot the bill for yet another lunch out. Is it worth the potential stigma that comes with refusing to join? [Dear Penny weighs in](. Plus, it’s easy to be drawn in by the allure of contests promising huge payouts, but are they legit? [We found eight that are]( and they’re ready to pay out nearly $200K. [Debt]( [Everything You Need to Know About Financing an RV]( Is it really summer if you don’t take at least one road trip? Then again, why stop at one when you could make the open road your backyard? RV ownership (plus ample [remote work opportunities]( makes a nomadic lifestyle much easier. Sound dreamy? Here’s what you need to know to make it a reality. [Dear Penny: Am I Cheap if I Refuse to Attend Co-Workers' Birthday Lunches?]( My boss invites the office out for co-workers’ birthday lunches. We're hourly, so we forfeit our own time and must pay for lunch for ourselves. Am I a sour pickle if I don’t go? [When Money Is Tight, These 7 Companies Can Lend a Hand]( There’s nothing wrong with asking for a little help when times are tough. It’s knowing who to ask that’s most important. We tracked down seven resources you can use to ease your financial burdens starting today.     IN CASE YOU MISSED IT - [Our Ultimate Tipping Guide Explains How Much to Leave in Every Situation]( - [Dear Penny: Can My Boyfriend Get a Passport With Student Loans in Default?](   [Save Money](     [Cheap Wedding Venues: 10 Creative Ideas to Save Up to $11,000](   [Enter National Contests Now: Winnings Could Total $195K]( Raise your hand if you love free money. (If your hand is down, we have questions.) Don’t skip this roundup if you love a game of chance. We found eight high-stakes contests that are collectively giving out nearly $200,000. Don’t wait! Deadlines are fast approaching. [8 Asian American Financial Influencers You Should Be Following]( Our cultures can have a huge impact on our relationship with money. It can also be valuable to garner viewpoints from other cultures when making financial decisions. Whether you’re Asian American or are looking for a different perspective, you should add these influencers to your follow list. [Here’s How to Create a $1,000 Emergency Fund]( Look, we get it. Saving money is tough. But at the very least, you need to have a backup plan in place for the day you’re hit with a big, unexpected expense. Whatever your budget, follow these steps, and you’ll be well on your way toward having an emergency nest egg. Was this email forwarded to you by a friend? [Subscribe Now](.   The Penny Hoarder [490 1st Ave S, Suite 800 | Saint Petersburg, FL 33701 | U.S.A.]( [View in browser]( | [Share with a friend](mailto:?subject=Check%20out%20this%20newsletter%20from%20The%20Penny%20Hoarder&body=Hey!%0D%0A%0D%0AI've%20been%20reading%20The%20Penny%20Hoarder%20newsletters%20and%20thought%20you'd%20be%20interested%20too.%0D%0A%0D%0AI%20get%20smart%20tips%20and%20strategies%20for%20making%20and%20managing%20money%20delivered%20straight%20to%20my%20inbox.%20Let%20The%20Penny%20Hoarder%20help%20you%20re-prioritize%20and%20improve%20your%20finances.%20Click%20here%20to%20see%20the%20newsletter%20I%20just%20read!%0D%0A%0D%0Ahttps%3A%2F%2Flinks.thepennyhoarder.com%2Fe%2Fevib%3F_t%3D23a8fe520b1043d0ac0c91a3ebd443bb%26amp%3B_m%3D2723837f42c24d4a85c7d0305367fc1e%26amp%3B_e%3DYw0XHoYePmAY0bS7_8yuNlnDM6fzBBxPHTFtZGcZC32EfH7-rc3FN-n80LTOC3Ltb5Nay43W7ggRjxO49b2ohxGZDUAyp-Kj0kZwTwJpnsyg6bRgSoKVpfD-LgCWwYCI%0D%0A%0D%0A%0D%0AIf%20you%20like%20what%20you%20see,%20sign%20up%20using%20the%20link%20below.%0D%0A%0D%0A [Mailing preferences]( | [Unsubscribe]( | [Privacy policy]( [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( © 2022 The Penny Hoarder. All rights reserved.