It's time to stop living with debt

These resources will help you conquer your money problems [The Penny Hoarder]( Struggling to Pay Off Your Debt? Debt is no joke. Once it accumulates, it’s easy to become stuck and feel unsure of how you’ll ever overcome it. So what can you do? Here, we rounded up some of our best features packed with tools to make real life-changing moves so you can start enjoying financial freedom. [This 21-Day Challenge is Perfect For People With $5K or More in Credit Card Debt]( Credit card interest has an annoyingly consistent (and persistent) habit of preventing you from climbing out of debt. If you’re sick of making regular payments without seeing the needle move, this three-week challenge is perfect for you. [When Money Is Tight, These 7 Resources Will Help Nearly Everyone]( Are you living paycheck to paycheck and getting tired of the daily anxiety that comes with constantly wondering what you would do if faced with a financial emergency? Follow these tips, and you can begin building up savings so you’ll be better prepared for the unexpected. Ways To (Legally) Escape Debt You’ve Never Heard Of]( Half of U.S. adults have some amount of credit card debt. If you long to be a part of the other half but aren’t sure what to do first, we’re here to help. No, you don’t need to resort to nefarious means of making money. (We’d never suggest that.) Instead, these totally legal moves can help get you moving in the right direction. [If You Have More Than $10K in Debt, Make These 5 Moves]( $10,000. It’s a big number. If you’re in over your head with this much (or more) debt, it can feel suffocating and hopeless. We’re here to let you know you can reach financial independence. You just need to make the right moves. Here are five to get you started. [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.