3 ways your unused credit card might be hurting you

Plus, how to watch TV for free, unique caregiving jobs & more [The Penny Hoarder] DAILY DAILY November 19, 2021 Hey Penny Hoarders, Today, we’re prepping for winter weather by showing you how to steer clear of through-the-roof heating bills. Plus, whether you love helping make people or animals feel good, we found five interesting side gigs that pay you to do what makes you happy. [Save Money]( [25 Ways to Beat the High Cost of Heating Your Home This Winter]( Defrosting your home is poised to cost a whole lot more this year. If you use fuel to heat, you could see as much as a 54% spike in your bill. Avoid the sizzling surge — check out our extensive tips to beat the heating bill. [LEARN MORE]( [Is Your Unused Credit Card Still Hurting You?]( A dusty old credit card sitting in your wallet is surely harmless, right? Not always. We’ll help you avoid three potential pitfalls to make sure your credit stays on track even as you pay down debt and reduce credit use. [Make Money]( [5 Side Gigs That’ll Let You Get Paid to Help People or Animals]( by Molly Moorhead, CFP® [13 Ways to Stream TV for Free]( Cutting the cord is a whole lot easier when you have some viable backups for your entertainment needs — and it’s even better if those options are free. These apps keep the viewing options coming without the staggering cost of cable. [Sick of Your Morning Commute?]( If the thought of starting and ending each day battling traffic kicks your stress levels into overdrive, we hear you, and we get it. Our Work-From-Home Jobs Portal was designed to help you find the perfect new gig — no commute necessary. SPONSORED Today's Quick Picks - [6 Times Couples Should Combine Their Finances — and 3 Situations Where They Shouldn’t]( - [If Your Paycheck Is Over $1,500, Make These 6 Moves Before Payday]( - [Here’s How to Create a $1,000 Emergency Fund]( - You Disappointed by Your Finances? Pursue Happiness With These 5 Steps]( - [This Secret Banking Account Has No Fees and Pays 100x the Normal Interest Rate]( Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [SHARE WITH A FRIEND](mailto:?subject=Check out this newsletter from The Penny Hoarder&body=Hey!%0D%0A%0D%0AI've been reading The Penny Hoarder newsletters and thought you'd be interested too.%0D%0A%0D%0AI get smart tips and strategies for making and managing money delivered straight to my inbox. Let The Penny Hoarder help you re-prioritize and improve your finances. Click here to see the newsletter I just read!%0D%0A%0D%0Ahttps%3A%2F%2Flinks.thepennyhoarder.com%2Fe%2Fevib%3F_t%3D23a8fe520b1043d0ac0c91a3ebd443bb%26amp%3B_m%3D09ac1c8019c547f086895d5ea0107e2f%26amp%3B_e%3DB7lYokP6k3yyJrPIulWO-DVXHj8uK_IDhtCDPLic2Bg_RzGAOYRfa90vX3UEmD1HaDM9v9aM4_Sba1_dywHVgQiE2jnf7AR4ROkjS9YeKhaSWedA7h9aum_UfnMDN8Ac%0D%0A%0D%0A%0D%0AIf you like what you see, sign up using the link below.%0D%0A%0D%0A [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.