How much good will January's Social Security bump actually do?

Plus, the value of a dollar, investing for beginners & more [The Penny Hoarder] DAILY DAILY October 18, 2021 [Alternate text] [Ethos]( Hey Penny Hoarders, Today, we’re lifting the veil on the complicated world of investing and sharing all of the tips and tricks you need to get started. Plus, we’ll take a look at the almighty dollar and its value. (Hint: Sometimes it’s worth way more than you think.) [Investing]( [Investing for Beginners: A Crash Course on Making Your Money Grow]( Investing is one of the best ways to make your money grow, but it can also be intimidating if you don’t know what you’re doing. We’re here to help with everything you need to know to get started, including key concepts and strategies. [READ NOW]( [Social Security Is Getting a Bump — But Is It Any Good?]( Starting in January, Social Security recipients will see a 5.9% bump in their monthly checks. That’s good news, right? Sort of. That boost still might not be enough to account for skyrocketing prices of just about everything else. [Save Money]( [6 of the Best, Cheapest Meal Delivery Services]( by Kathleen Garvin [When Is a Dollar Worth More Than a Dollar?]( The best thing about paper money is its consistency — $20 is always $20, right? Well, not always. Find out what to look for on those bills stuffed in your wallet to see which, if any, are actually worth a whole lot more. [Alternate text] [Ethos]( It’s Time to Commit You are committed to your family’s well-being. You work hard to provide for them daily. But what steps have you taken to make sure that care continues should something happen to you? [Ethos]( can help make sure that happens. They take the stress and high cost out of life insurance, making it easier to help take care of your family if you die unexpectedly. There are no unnecessary hurdles to jump, and unlike so many other providers, you won’t be left hanging around for weeks or months waiting for coverage to start. Ethos speeds up the whole process, and most policies begin the very same day! Look, we understand that death makes most people uncomfortable. But it’s better to address a difficult topic now, rather than wait until it’s too late. Why? Because two in five American households would face financial hardship in as little as six months after losing their primary wage-earner.* So it’s important to act now — just in case. With Ethos, [the application process couldn’t be easier](. Securing coverage can take as little as 10 minutes, and you can even do it all on your phone. There’s no medical exam required and no need to speak with an agent (unless you’d like to speak with one). Just answer a handful of health questions, and Ethos will match you with a policy. That’s all there is to it! Are you ready to commit to helping build your family’s future protection? [GET MY QUOTE]( SPONSORED Today's Quick Picks - [If Your Credit Score Is Under 700, Make These 5 Moves ASAP]( - [9 Simple Ways to Earn up to $336/Week Working Part-Time From Home]( - [Groceries Are Getting More Expensive (Again). Here’s How to Afford Everything You Need]( - [The 6 Biggest Money Secrets Most Rich People Won’t Tell You]( Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [SHARE WITH A FRIEND](mailto:?subject=Check out this newsletter from The Penny Hoarder&body=Hey!%0D%0A%0D%0AI've been reading The Penny Hoarder newsletters and thought you'd be interested too.%0D%0A%0D%0AI get smart tips and strategies for making and managing money delivered straight to my inbox. Let The Penny Hoarder help you re-prioritize and improve your finances. Click here to see the newsletter I just read!%0D%0A%0D%0Ahttps%3A%2F%2Flinks.thepennyhoarder.com%2Fe%2Fevib%3F_t%3D23a8fe520b1043d0ac0c91a3ebd443bb%26amp%3B_m%3D1ecaa80edddd4360aed6bba2832f0e59%26amp%3B_e%3DzypMHJPPy93OUhzsqfxbdSUReVwNDFDArUT1euM4dbm7Fc06hKwwytmR3b2A9JhUI9dCpFfryrBMESMS-qgvPekUYkiYvZoiAdMOWlJk2RhkloRjkhjBbkvJGaDaW2ey%0D%0A%0D%0A%0D%0AIf you like what you see, sign up using the link below.%0D%0A%0D%0A [Image] *According to the Life Insurance Marketing and Research Association 2021 Insurance Barometer Study The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.