10 things you’re better off renting instead of buying

Stress management, Social Security answers & renting benefits [The Penny Hoarder] DAILY DAILY September 20, 2021 [Alternate text] [Haven Disability]( Hey Penny Hoarders, Last week, The Penny Hoarder closed on Thursday and Friday so our team could have a mental-health break. If you're in need of a little stress relief, [check out these options]( then enjoy some of our favorite stories from the past month. [Investing]( [5 Moves to Make if You’re Worried the Stock Market Will Crash]( Stock market crashes are inevitable. They’re a part of the risk you take when you play the game. Even though you may not be able to avoid them, if you make the right moves ahead of time, you can help ensure a quicker bounce back. [READ NOW]( [What Happens to Your Social Security if You Die Tomorrow?]( Social Security can be a complicated benefit to understand, with all of its rules and exceptions. But what happens if you never even get a chance to collect after a lifetime of paying into the system? [Save Money]( [10 Things You Should Rent Instead of Buy]( by Katherine Snow Smith [30 Inexpensive Ideas to Keep Your Home Tidy and Organized]( Struggling to keep your home neat and tidy? Instead of letting that junk drawer — among other places — get progressively more out of control, follow these helpful tips to bring order to the chaos without spending a ton. [Alternate text] [Haven Disability]( Plan for the Unexpected With so much going on in our lives, keeping track of everything can get overwhelming, so we rely on things like calendars, digital alerts and even sticky notes. But where so many of us fall short is in planning for the unexpected. Like a sudden sickness or injury that takes you out of work for an extended period of time, for example. That’s when [Haven Disability]( enters the picture. When faced with an illness or debilitating injury that prevents you from working, Haven Disability income insurance policies — backed by Mass Mutual — help you stay on top of your most important bills during such a situation. Policies are customizable based on your needs, with up to $5,000 per month in coverage available. Plus, benefit periods can last for up to 12 months, and with rates starting at just $10 per month, Haven makes securing protection manageable for most budgets. Getting started is easy! First, you can rest easy knowing there’s no health exam required, and you don’t even need to speak to an agent if you don’t want to. All you have to do is [answer a handful of questions to find out if you qualify](. That’s it! It’s all done online, from the comfort of your home, and you’ll be done in as little as 10 minutes.* Don’t let the unexpected derail your life. It’s time to execute a plan to help ensure you — and your bills — are taken care of when you need help the most. [CHECK YOUR PRICE]( SPONSORED Today's Quick Picks - [9 Simple Ways to Earn up to $336/Week Working Part-Time From Home]( - [These 5 Bills Are Draining Your Bank Account. Here’s How to Cut Back $2,579]( - [4 Ways to Turn $10 Into a Fortune Without Doing Anything Unethical]( - [If Your Paycheck is Over $1,500, Make These 6 Moves Before Payday]( Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [SHARE WITH A FRIEND](mailto:?subject=Check out this newsletter from The Penny Hoarder&body=Hey!%0D%0A%0D%0AI've been reading The Penny Hoarder newsletters and thought you'd be interested too.%0D%0A%0D%0AI get smart tips and strategies for making and managing money delivered straight to my inbox. Let The Penny Hoarder help you re-prioritize and improve your finances. Click here to see the newsletter I just read!%0D%0A%0D%0Ahttps%3A%2F%2Flinks.thepennyhoarder.com%2Fe%2Fevib%3F_t%3D23a8fe520b1043d0ac0c91a3ebd443bb%26amp%3B_m%3D29ae374f6a104b2eab32987ae949a0d8%26amp%3B_e%3DcaSn1l-PE_FZ72bpfw6SbOj2wkU7krH1j6DOiKdtjEncaugpFXzc_d1Nd0zyyX6CaBWmAab8yB8lbpca0OXdB_rosB8VWt_ns6Bas1YFY4tkBBp7_tvUEKtYgwjIPIB7%0D%0A%0D%0A%0D%0AIf you like what you see, sign up using the link below.%0D%0A%0D%0A [Image] *It’s important to be honest in the application process. The issuance of the policy or payment of benefits may depend upon the truthfulness of answers you give in the application. Haven Disability is a Short Term Disability Insurance Policy (ICC20-HLSTDI-POL) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. Policy and rider form numbers and features may vary by state and may not be available in all states. Our Agency license number in Arkansas is 100139527. Refer to important information about this policy's exclusions and limitations. For costs and complete details of coverage contact (855) 950-1395 or visit us online at . Not available in AR, CA, DE, FL, MT, ND, SD or WY. The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.