Buyer beware: Do this before you buy a home

How to groom your dog, buy a dream home & make money creatively [The Penny Hoarder] DAILY DAILY July 16, 2021 [Alternate text] [Bestow]( Hey Penny Hoarders, The Scripps National Spelling Bee returned this year after a pandemic-induced hiatus, and it crowned its first African-American winner. The 14-year-old spelling champ trained with a coach we interviewed back in 2018. He shared [his tips on how to turn gud speling good spelling into a paying gig](. [Save Money]( Skip the Pros: DIY Dog Grooming FTW Everyone loves spoiling their pets. But professional grooming can cost a pretty penny, and it’s a luxury that benefits pet owners more than animals. Start grooming your pet yourself and put that cash to better use… like a squeaky new toy. [READ NOW]( Keep Your Dream Home From Becoming a Nightmare You finally did it: You found the home of your dreams! While it may check all the right boxes (on paper), it’s the things you can’t always see that can come back to haunt you. Whatever you do, [move forward with that inspection]( or you might find yourself with a case of buyer’s remorse. [Bestow]( [Make Money]( [56 Creative Ways to Make Money You May Not Have Thought Of]( by Adam Hardy, Katherine Snow Smith How to Retire as a Freelancer Working for yourself is a gig that’s chock-full of freedom. But it also has its limitations. Though you may have thrived on a lifetime of hustling, you deserve a chance to retire just like everyone else. [Take these steps to prepare for a stress-free entry to your golden years](. [Alternate text] [Bestow]( In a Word… “Life insurance — isn’t that just for wealthy people?” In a word… nope! Here’s the deal: If there are people who count on you and your income, you should look into getting a life insurance policy. We know it’s not pleasant to think about, but if something were to happen to you, how would your loved ones fare financially? Would they be left struggling to pay the bills? What about rent or the mortgage? Would they have to shoulder your debt? Who would help your kids pay for college someday? Now for the easier-to-think-about part: With a term life insurance policy offered by [Bestow]( you could leave your family up to $1.5 million to help them stay afloat in a worst-case scenario. Bestow makes it super fast and ridiculously easy to apply for coverage right from your phone. As long as you’re between the ages of 18 and 60, you can apply and get a quote in seconds — and if you’re approved, you could have coverage by the end of today. There’s no medical exam required, so you don’t even need to leave your house. Besides, term life insurance may be cheaper than you think. Bestow’s premiums start at just $10 a month. So don’t keep believing the myth that life insurance isn’t meant for you. It takes just minutes to [apply and see how much you could leave your family]( to help make sure they’re taken care of. [GET MY ESTIMATE]( SPONSORED Today's Quick Picks - Worried about making rent this month? You have options! When you’re strapped for cash but have bills to pay, [sticking with these strategies can get you back on track](. - It’s time to make the most of your paycheck. If you have extra income to spare and you’re not making these smart money moves, [you could be missing out on a huge payout](. Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [SHARE WITH A FRIEND](mailto:?subject=Check out this newsletter from The Penny Hoarder&body=Hey!%0D%0A%0D%0AI've been reading The Penny Hoarder newsletters and thought you'd be interested too.%0D%0A%0D%0AI get smart tips and strategies for making and managing money delivered straight to my inbox. Let The Penny Hoarder help you re-prioritize and improve your finances. Click here to see the newsletter I just read!%0D%0A%0D%0Ahttps%3A%2F%2Flinks.thepennyhoarder.com%2Fe%2Fevib%3F_t%3D23a8fe520b1043d0ac0c91a3ebd443bb%26amp%3B_m%3D63568791f322431bb41249816ab986f7%26amp%3B_e%3Dxt74aUaAGuM4AH48Z5FO1snz8Z6peCGtwAOODiw3q11HBplTVJXeQoZddQtxknY5H36v58D2x0OdNkzlvAbIkoBCYvnUPoUJhMVNJk6yWxWGDT-SokBZDx-8TsWlZCDd%0D%0A%0D%0A%0D%0AIf you like what you see, sign up using the link below.%0D%0A%0D%0A [Image] Life insurance quotes provided by Bestow Agency, LLC dba Bestow Insurance Services in CA, who is the licensed agent. Term Life Insurance Policies offered by Bestow are issued on policy form LS181 and LS182, or state version including all applicable endorsements and riders, by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Products or issues ages may not be available in all jurisdictions. Limitations or restrictions may apply. Not available in New York. 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