9 things you should always have on hand

How to start investing when you’re already retired, stock your pantry & budget for home-schooling [The Penny Hoarder] DAILY DAILY April 6, 2021 Hey Penny Hoarders, When a high school in Vermont had to close its building unexpectedly, administrators got creative and converted an old Macy’s into a new school. And while those kids might enjoy taking an escalator to algebra, you don’t have to get that fancy if you’ve decided to home-school your kids. This mom shared [five brilliant strategies for home-schooling on a budget](. [Save Money]( Using These 9 Pantry Essentials, You Can Make Pretty Much Anything You want to make dinner every night to save money. Really, you do. But when you’re facing leftovers again or an unappetizing can of soup, you end up ordering Uber Eats. Keeping these pantry essentials in your kitchen will allow you to whip up quick meals and minimize your takeout spending. [READ NOW]( Too Old to Start Investing? This retiree has nearly paid off some credit card debt and is living off of Social Security and pension benefits. But at 71, is it too late to start investing? [Dear Penny says there’s still time]( but she has a big caveat about growing a nest egg later in life. [Save Money]( [Think You Know Money? Test Your Financial Literacy With This Quiz]( by Nicole Dow How Much Is Enough… or Too Much? Life insurance is one of those tricky balancing acts: You want enough coverage to protect your loved ones in case you die but you don’t want monthly premiums that bust your budget. [Here are four questions to ask to decide how much life insurance you need](. The Penny Hoarder’s Facebook Live Event Mark your calendars! [Join us Tuesday, April 13, at 1 p.m. for our Facebook Live event]( when we’ll ask Erin Lowry of Broke Millennial about how to navigate awkward financial conversations. We'll also be giving away five copies of Lowry's latest book, "Broke Millennial Talks Money." See you next week! SPONSORED Today's Quick Picks - Where do you want to travel post-pandemic? Whatever your dream trip is, the time to start socking away cash is now. We found [four ways to save up to $865 for a future getaway](. - Saying no is powerful. And it can save you a ton of money. Just how much? [Saying no in these five situations]( could put $3,104 in your savings this year. - Things break. Do you have the cash to cover repairs for a major appliance or your car? Before something breaks, follow these [four tips to build an emergency fund](. - Wouldn’t it be nice to be free of the financial worries weighing you down? It’s possible. By making [these smart money moves]( you can forge a path toward a strong financial future. Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [SHARE WITH A FRIEND](mailto:?subject=Check out this newsletter from The Penny Hoarder&body=Hey!%0D%0A%0D%0AI've been reading The Penny Hoarder newsletters and thought you'd be interested too.%0D%0A%0D%0AI get smart tips and strategies for making and managing money delivered straight to my inbox. Let The Penny Hoarder help you re-prioritize and improve your finances. Click here to see the newsletter I just read!%0D%0A%0D%0Ahttps%3A%2F%2Flinks.thepennyhoarder.com%2Fe%2Fevib%3F_t%3D23a8fe520b1043d0ac0c91a3ebd443bb%26amp%3B_m%3D56595905e8154549a1a2f751e5efe271%26amp%3B_e%3DZGT9YYuod1-P7tltduobRUkXWO2i7ecmMaSWM5FKBiNexRijR75acZ-1D-xzj2V5D6A0aDkt4KYzmRGgwuX-4pPNhW3IplsSjoJun-4AUNrhOccQC18WgNi2VqIOnI7J%0D%0A%0D%0A%0D%0AIf you like what you see, sign up using the link below.%0D%0A%0D%0A [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.