So... why haven’t you done this yet?

How to help your family build wealth, avoid debt & stay protected even after you’re gone [The Penny Hoarder] DAILY DAILY March 12, 2021 [Alternate text] [Bestow]( Hey Penny Hoarders, Your family is your most precious asset. But they also cost a lot. We get it. We’re here with ways to help you budget as a family and teach your kids the value of a dollar (no matter how old they are). Plus, we have simple ways to protect your loved ones even after you’re gone — and information about how a company called Bestow could help you get life insurance coverage by the end of the day. No kidding. [Debt]( Teaching Your Kids These 4 Financial Lessons Will Help Them Avoid Debt You tell your kids about the dangers of strangers and crossing the street, but how about the risks of sinking into credit card debt and overborrowing with student loans? Here are four simple lessons to teach your kids about debt that can help them succeed financially throughout their lives. (No lecturing required.) [READ NOW]( Where There’s a Will What happens to everything you own when you die? Yes, it might be a bit of a downer — both because you don’t think you own much and because, you know, the dying part. But it’s important for those you love to designate beneficiaries — so we have [five estate-planning moves that cost less than $100](. [Bestow]( [Investing]( [5 Clever Tricks That Will Make Your Kids Excited About Investing]( by Robin Hartill, CFP® The Family That Budgets Together... Gathering the family to plan both for expenses and for the fun stuff (like vacations) can help everyone get on the same page financially and reduce the number of fights about money. We even have [a 10-step guide for planning a painless family budget meeting]( including ways to entice your gang to show up. [Alternate text] [Bestow]( So… Why Haven’t You Done This One Yet? You’d do anything for your family. Maybe you bought a bigger (and way-less-cool) car for hauling everyone to practices, lessons and events. Or maybe you packed up and moved to a new part of town (read: the suburbs) to be closer to a certain school. Maybe you even gave up your dream beach vacay because the rest of the fam was craving a mountain adventure. But why not?! Your family is your most precious asset, and you mean it when you say you’d do anything for them. So why haven’t you looked into getting a life insurance policy yet? Here’s the deal: With a life insurance policy offered by [Bestow]( you could leave your family up to $1.5 million to help them stay afloat should anything happen to you. (We know — it’s not fun to think about, but it’s really important.) Plus, Bestow makes it super fast and ridiculously easy to apply for coverage right from your phone. As long as you’re between the ages of 18 and 55, you can apply and get a quote in seconds — and if you’re approved, you could have coverage by the end of today. There’s no medical exam required, so you don’t even need to leave your house. Besides, term life insurance may be cheaper than you think. Bestow’s premiums start at just $10 a month. It takes just minutes to [apply and see how much you could leave your family]( — and help take care of them no matter what. [GET MY ESTIMATE]( SPONSORED Quick Tips From Bestow - Five minutes today could help your family tomorrow. Bestow makes it easy to apply for term life insurance & can help your family stay afloat if you’re ever not around. [Get a free quote](. - Younger = cheaper (usually) — Life insurance is one of those things we put off. But the younger & healthier you are, the cheaper it usually is. [Don't wait, apply today]( - Tax-free benefits — A question people often ask is “how much of this goes to taxes?” Did you know that the payout from a life insurance policy is often 100% tax free? [It’s true]( Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [SHARE WITH A FRIEND](mailto:?subject=Check out this newsletter from The Penny Hoarder&body=Hey!%0D%0A%0D%0AI've been reading The Penny Hoarder newsletters and thought you'd be interested too.%0D%0A%0D%0AI get smart tips and strategies for making and managing money delivered straight to my inbox. Let The Penny Hoarder help you re-prioritize and improve your finances. Click here to see the newsletter I just read!%0D%0A%0D%0Ahttps%3A%2F%2Flinks.thepennyhoarder.com%2Fe%2Fevib%3F_t%3D23a8fe520b1043d0ac0c91a3ebd443bb%26amp%3B_m%3D56a95951240a4f71aacdb2e9e580b6ba%26amp%3B_e%3DzMgLiVlrL_ATw-VXiLldhfTUo2qvJ56sRKGxJe_JEZe0-bwBVwWO77L-kesqmjZHSgOMZwqkOVTPslPj5Q2KbDb4i0dsFCUVTB1hWi7I9tBnJPwoPv5y_wmrajgj_R9w%0D%0A%0D%0A%0D%0AIf you like what you see, sign up using the link below.%0D%0A%0D%0A [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.