Are credit card rewards worth the annual fees?

Where to find affordable therapy, your old 401(k) & a credit card worth the fee [The Penny Hoarder] DAILY DAILY March 9, 2021 Hey Penny Hoarders, In an interview with Oprah Winfrey, Duchess of Sussex Meghan Markle revealed she had suicidal thoughts after marrying into the British royal family. Although no one is immune to depression, seeking help can be extra challenging when you’re financially stressed. Even if you don’t have health insurance, [here are five mental health apps]( that make therapy more accessible and affordable. [Budgeting]( My 4 Major Takeaways From Reading ‘Napkin Finance’ The Penny Hoarder’s first virtual book club pick was “Napkin Finance: Build Your Wealth in 30 Seconds or Less” by Tina Hay. It uses visual infographics to explain personal finance topics, including budgeting, debt and investing. Here are our major takeaways. [READ NOW]( Wait, Where’s My Money? Amid a whirlwind romance and moving to a foreign country, she quit her job. Now she’s back in the U.S. and wondering if she left behind a 401(k) at her old job. [Dear Penny takes on the case of the forgotten retirement fund](. In Case You Missed It Check out some of our top stories from last week! [Your Grandma’s Hobbies Are Back In Vogue as Trendy Side Gigs]( [Jobs That Pay for College: 4 Employers That Will Pay for Your Degree]( [70% of Americans Qualify for Free Tax Filing — How to Make Sure You Get It]( [Make Money]( [How Much Do You Get Paid to Donate Sperm? All Your Questions Answered]( by Dana Sitar So Tempting The cash back rewards sound tempting, and the travel perks — when you get to use them again — are alluring. But should you apply for a credit card that charges you an annual fee? Here’s exactly [how to determine whether the perks are worth the fee](. SPONSORED Today's Quick Picks - How’s that New Year’s resolution coming along? No shame if you’ve gotten off track — we all do! We’re here with [seven financial goals]( you can tackle throughout the year. - Doing more shopping online lately? Don’t miss out on savings. [This free service]( notifies you any time you are shopping on Amazon and about to overpay.* - Saving money is never a bad thing, right? Well, kind of. But if you’re only saving, your money won’t grow fast enough to get you to retirement. [Here’s what you should do instead](. - Even millionaires can make a financial faux pas. So if you’re guilty of goofing up, don’t fret. Here are [some of the worst money mistakes you can make]( plus tips to help you recover. Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [SHARE WITH A FRIEND](mailto:?subject=Check out this newsletter from The Penny Hoarder&body=Hey!%0D%0A%0D%0AI've been reading The Penny Hoarder newsletters and thought you'd be interested too.%0D%0A%0D%0AI get smart tips and strategies for making and managing money delivered straight to my inbox. Let The Penny Hoarder help you re-prioritize and improve your finances. Click here to see the newsletter I just read!%0D%0A%0D%0Ahttps%3A%2F%2Flinks.thepennyhoarder.com%2Fe%2Fevib%3F_t%3D23a8fe520b1043d0ac0c91a3ebd443bb%26amp%3B_m%3D7c4862b27c2f4a2ea61bce16efee603b%26amp%3B_e%3DJ-foy3xE7WGBTMi0ySqLF6hinM7FmYWyimQjHJPNdTqUvy2CTE3fOJlAn19KqEDpS3m7WVlhVsf3wI6cvS9PBPDbZCQ9_P6PZec96xhxjYzkCXriXU4kq7V-WLltKnum%0D%0A%0D%0A%0D%0AIf you like what you see, sign up using the link below.%0D%0A%0D%0A [Image] *Capital One Shopping compensates us when you get the extension using the links provided. The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.