Risky business (minus Tom Cruise)

11 low-cost divorce tips & why you shouldn’t bet on penny stocks [The Penny Hoarder] DAILY DAILY November 16, 2020 Hey Penny Hoarders, We’re not normally the kind to lecture you about the choices you make (no judgments from us for splurging on a special meal), but on this subject, we feel we must: If you smoke, you should quit. November is National Lung Cancer Awareness Month, which serves a good reminder that one of the biggest risk factors for lung cancer is cigarette smoking. Ready to ditch cigarettes? [These 7 free resources can help](. [Investing]( 7 Rules to Follow if You’re Determined to Gamble Money on Penny Stocks We are the first to tout the value of a penny — after all, it’s in our name. Penny stocks might seem like an opportunity to buy into an up-and-coming company — especially compared to the skyrocketing prices of big-name stocks (we’re looking at you, Amazon, with your four-figure price tag) — but the dirt-cheap price doesn’t necessarily make it a good deal. Here’s why penny stocks are among the riskiest investments you can make. [Read Now]( Breaking Up Without Breaking the Bank If you’re getting divorced, you’ve been through enough. The last thing you need is a $13,000 bill (that’s the average cost of a divorce in the United States). But a divorce doesn’t have to mean financial ruin. We gathered [11 low-cost divorce tips]( from attorneys so you can begin to move on without spending a fortune. [Make Money]( [Our Step-By-Step Guide to Setting Up an Online Clothing Resale Shop]( by Quiana Darden To Think, It Was There All Along Got a Gmail account? Then you also have a free budgeting tool. Cool, huh? Google Sheets, Google’s spreadsheet app, is a customizable, convenient — and did we mention free? — platform for budgeting. Whether you’re an old pro at spreadsheet tracking or a budgeting beginner, here’s [how you can use Google Sheets]( to make managing your money simpler. SPONSORED Today's Quick Picks - Become an investor in as little as two minutes. No, really: That’s how long it takes to [start investing with Stash](. Plus, Stash will give you $5 after you add $5 to your Invest account so you can start building your portfolio. - Netflix called: You’ve binge watched everything. So what now? Why not use this time to [try a hobby that keeps your brain turned on]( — and maybe even develops a skill that leads to a new career? - Everyone could use a little extra cash in their pocket — but you needed that money, like, yesterday. Check out the [50 ways we’ve found to fatten your bank account]( this month. Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [SHARE WITH A FRIEND](mailto:?subject=Check out this newsletter from The Penny Hoarder&body=Hey!%0D%0A%0D%0AI've been reading The Penny Hoarder newsletters and thought you'd be interested too.%0D%0A%0D%0AI get smart tips and strategies for making and managing money delivered straight to my inbox. Let The Penny Hoarder help you re-prioritize and improve your finances. Click here to see the newsletter I just read!%0D%0A%0D%0Ahttps%3A%2F%2Flinks.thepennyhoarder.com%2Fe%2Fevib%3F_t%3D23a8fe520b1043d0ac0c91a3ebd443bb%26amp%3B_m%3D0f52b0fe1f8a4f1cae477437d69c1347%26amp%3B_e%3DcHGUe03jcCZRVRp-iqk1qbZn354k529b56x5rj8r7sEw1EWIbO_or_kXC7iJxIRU-XHuksujt2GFBuM8VLOVhjof-jCG7LCB8dugsnTJOxaXYN0FpIPn2Ytm_YhQV_rh%0D%0A%0D%0A%0D%0AIf you like what you see, sign up using the link below.%0D%0A%0D%0A [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.