Hereâs why youâve *got* to make a budget, which company is paying $15+/hr and more
[The Penny Hoarder]
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October 29, 2020
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[Talkspace](
Hey Penny Hoarders,
Amazon recently announced another hiring spree â this one to the tune of 100,000 seasonal workers. Part-time and full-time roles are available, and most of them are entry level, so you wonât need prior experience. Plus, [youâll earn (at least) Amazonâs minimum hourly wage]( (hint: Itâs more than double the Federal figure), and some locations are even offering sign-up bonuses. If youâre looking for something a little less seasonal, but still flexible, youâre in luck: Today, weâre talking about six employers that offer health insurance to part-time workers â plus a whole lot more!
[Make Money](
These 6 Employers Offer Health Insurance to Part-Time Workers
By law, employers of a certain size have to provide full-time workers with health insurance coverage â as long as they clock at least 30 hours per week. But there are some employers out there that go above and beyond whatâs required by law and extend that coverage to part-time workers, too. If youâre on the hunt for a part-time role that comes with this (traditionally) full-time benefit, weâve put together a list to make your search a little simpler.
[Read Now](
Give Me 5 Good Reasonsâ¦
Hate the thought of budgeting? Listen, weâre not sure anybody *loves* budgeting, but if you need us to give you good reason to jump on the budgeting bandwagon, we will. In fact, [weâll give you FIVE good reasons](.
[Insurance](
[Hereâs Why You Might Need Mortgage Insurance When You Buy a House](
by Timothy Moore
Goinâ Old School
A little confused â and a lot intimidated â when it comes to investing? Forget the investing apps and tools for a minute; letâs go old school. Here are [seven of the best investing books to read]( before diving into the world of stocks, bonds, mutual funds and all those other confusing investment options.
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[Talkspace](
Anywhere, Any Time
This year has been tough. Really tough. Like, not-sure-whether-to-laugh-or-cry-or-buy-a-drum-set-just-to-get-out-your-frustrations kind of tough. But before you invest in an instrument thatâs going to have your upstairs neighbor pounding on the door, weâve got another idea: Try Talkspace.
[Talkspace is an online therapy platform]( that makes improving your mental health affordable â and totally convenient. Because everything takes place online via secure messaging and video chat, you donât have to worry about traveling to an office or waiting weeks for an in-person appointment slot. In fact, with Talkspace, you get 24/7 access to therapists, so you can get help when you need it most.
Getting started is simple: After you fill out a quick assessment and choose the right payment plan for your budget, Talkspace will match you with a therapist that fits your needs and your mental health goals. (Talkspace therapists specialize in lots of different areas, so you can even use Talkspace for [couples therapy]( and [therapy for teens]( Once youâre matched, youâll work with the same therapist every time, but if somethingâs not quite right, you have the option to switch therapists at no extra cost.
You can message your therapist anywhere, at any time, and theyâll respond regularly. For those times you need to go a bit more in depth, you can schedule a live video chat. All of Talkspaceâs therapists are licensed, verified and background-checked, and it uses banking-grade encryption across its digital platforms â so your personal information always stays personal.
Right now, new users can [get $80 off your first month]( with code PENNY80. So if youâre ready to start chatting â and feeling better â join the more than 1 million Talkspace users receiving affordable, high-quality, at-home help today.
[TRY TALKSPACE](
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Today's Quick Picks
- One step at a time: We created [this week-by-week guide]( to help you break the paycheck-to-paycheck cycle and stash your first $1,000 in savings.
- We canât all be millionaires⦠but that doesnât mean we canât manage our money like one. Here are [10 simple (but totally smart) money moves]( any normal, non-millionaire person can make today.
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