How to get more money in your paychecks

Plus, how to prioritize retirement and debt payoff, expert tips for finding good, cheap wine and more [The Penny Hoarder] DAILY DAILY October 28, 2020 Hey Penny Hoarders, Election day is just six days away. If you haven’t voted yet, it’s time to get to the polls! If you need a ride, you can get one from Lyft or Uber. Both companies [are offering free and discounted rides to polling places]( including election drop boxes, through election day. Once you cast your ballot, come on back here: Today, we’re talking about how to ask for a raise at work, expert tips for finding wine at a decent price and more. [Make Money]( How to Get a Raise: Our Guide to Asking for and Getting More Money Thinking you’re worth more than you’re getting paid right now? It might be time to ask for a raise. Of course, there’s a lot more to consider right now — and it might be a more difficult ask due to the economic effects of the pandemic. But if your company is doing relatively well and you’re consistently a high achiever — and have concrete evidence to prove your worth — we’ve got tips that will help you talk to your manager about a raise. And if now’s not the right time? Well, you can tuck these tips away for another day a little further in the future. [GET MY RAISE]( To Save, or Not to Save? “Dear Penny… My husband and I are seniors who are currently working full time. We’ve been paying off our debt seriously since COVID-19 started, but we still owe $74,000. We only have one month’s savings. Should we save more before tackling our credit card?” This couple has a lot to consider before they decide on their next financial steps. [Can Dear Penny help them sort it all out]( [Save Money]( [These Expert Tips Will Help You Find Cheap Wine That Tastes Good]( by Danielle Braff Be the First to Know Did you know you can get our best money tips, the latest financial news, our top work-from-home job finds and a whole lot more delivered right to your phone — before we share it everywhere else? [Sign up to receive real-time alerts from The Penny Hoarder Insider here]( SPONSORED Today's Quick Picks - OK, who doesn’t love free stuff?! Yeah, we thought so. Which is why we’ve got a whole roundup of freebies that are currently up for grabs in our Penny Hoarder Shop! [Check them out here](. - Ready to put your free time to good use? Why not learn a new language with the Rosetta Stone language app? Right now, you can get an extra 10% off an already discounted subscription with code PENNY10. [Learn more here]( - Investing sounds like a lot of work… but it doesn’t have to be. To prove it, we found [three totally lazy ways to start investing today]( (without getting up off the couch). Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [SHARE WITH A FRIEND](mailto:?subject=Check out this newsletter from The Penny Hoarder&body=Hey!%0D%0A%0D%0AI've been reading The Penny Hoarder newsletters and thought you'd be interested too.%0D%0A%0D%0AI get smart tips and strategies for making and managing money delivered straight to my inbox. Let The Penny Hoarder help you re-prioritize and improve your finances. Click here to see the newsletter I just read!%0D%0A%0D%0Ahttps%3A%2F%2Flinks.thepennyhoarder.com%2Fe%2Fevib%3F_t%3D23a8fe520b1043d0ac0c91a3ebd443bb%26amp%3B_m%3D023655a8d4c44ab79123d55ac735ac57%26amp%3B_e%3D5UonrIX0jH4vzwidIxwIMyg7NduzArIgcqZzgBUX9Qv9BlL9Cq787-1dh2hYmM42w_j-xl3OQPA6lgHARAkaf4rl8CAnQjy_5uOeHTVOPBGmZLMssSP5COpGuBeW4-eX%0D%0A%0D%0A%0D%0AIf you like what you see, sign up using the link below.%0D%0A%0D%0A [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.