Working from home is in retrograde

How to make your at-home situation less frustrating, what goes into flipping houses and more [The Penny Hoarder] DAILY DAILY October 16, 2020 [Alternate text] [Rosetta Stone]( Hey Penny Hoarders, Mercury is in retrograde (as of Tuesday) which is said to have a negative effect on communication and technology — two things we really can’t afford to struggle with while so many of us are working from home. But whether you believe in the idea that the stars and planets can affect your Zoom call or not, we could all stand to review our work-from-home etiquette and improve our technological prowess. So, here are [14 tech tips to help you master the work-from-home thing]( for good. [Save Money]( Flexible Spending Accounts Have Changed During COVID-19. Here’s How Despite the name, flexible spending accounts have always had pretty rigid rules around how they’re funded and how the money can be used. This year, though, the pandemic has made it especially difficult for some people to spend all of the money they have set aside in their FSAs — while others need more money than they planned for. Either way, 2020 has (as it is wont to do) forced some changes in how both dependent care FSAs and health care FSAs function. Here’s what’s different about your FSA — and how you can access and use that money. [Read Now]( You’ve Got Questions. We’ve Got Answers. Does your credit need a reboot after this mess of a year? Dear Penny (aka Senior Editor Robin Hartill, CFP®) is LIVE in our online community with Credit Sesame answering your money questions to help you get your credit back on track. [So get your questions ready — or just pop over and follow along]( [Home Buying]( [How to Get Started Flipping Houses — and What the Process Really Costs]( by Tiffani Sherman Now Hiring Heroes From Home Attention military service members, veterans and spouses: [Hire Heroes USA is holding a virtual job fair on Oct. 22](. All you need is a computer, an internet connection and your resume, and you can chat with prospective employers without ever leaving home. [Alternate text] [Rosetta Stone]( Everyone Deserves a Second Chance Remember in college when you took a couple semesters of Italian because you had to to graduate? By then, your motto was “Cs get degrees” — but now you’re kicking yourself for not taking advantage of that opportunity. You’d love the chance to try again… but you don’t have as much free time on your hands (and you definitely aren’t interested in paying today’s tuition prices). Well, here’s your second chance: [the Rosetta Stone language app](. Rosetta Stone’s app makes it easier than ever to learn a new language — and start speaking, reading and writing it confidently — in as little as 15 minutes a day. The app uses the best of Rosetta Stone’s programs and curriculums, developed by professional linguists and education specialists, alongside powerful technologies that make learning a new language simple, intuitive and even fun. See, Rosetta Stone doesn’t just toss you some flashcards and call it a day. It goes way beyond that, providing you with [advanced tools and features]( The Seek & Speak object-recognition technology uses augmented reality to turn everyday objects into conversation practice. And as you speak, Rosetta Stone’s proprietary speech recognition engine, TruAccentⓇ, uses machine learning to help you improve your pronunciation. Plus, Rosetta Stone teaches you words, phrases and conversation patterns you’ll actually encounter in real life. (Instead of getting kind of good at saying things like, “the brown dog jumped,” you’ll get really good at saying things like, “how do I get to The Coliseum from here?”) And, because you can download lessons and tools to use offline, so you can learn anytime, anywhere. Right now, you can get 46% off a 12-month subscription of Unlimited Languages with Rosetta Stone, plus an extra 10% off with code PENNY10. So [download the Rosetta Stone app]( and get that second chance you’ve been wishing for today. [Start Learning]( SPONSORED Today's Quick Picks - Starting to feel like you’ll never see the light at the end of the debt tunnel? Accredited Debt Relief can help. Get your [free consultation and free savings estimate]( today — and let the experts help you resolve your debts fast. - Shopped at Dollar General lately? If not, you’re missing out on everyday low prices — made even lower by easy-to-use digital coupons. [Download the Dollar General app and start saving $5 every Saturday]( Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [SHARE WITH A FRIEND](mailto:?subject=Check out this newsletter from The Penny Hoarder&body=Hey!%0D%0A%0D%0AI've been reading The Penny Hoarder newsletters and thought you'd be interested too.%0D%0A%0D%0AI get smart tips and strategies for making and managing money delivered straight to my inbox. Let The Penny Hoarder help you re-prioritize and improve your finances. 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