13 tips for spending less & smart ways to save more

Here's what "impulse spending" is — plus your chance at $1K to spend however you want [The Penny Hoarder] [To Sum It Up] October 3, 2020 Happy Saturday, Penny Hoarders! [How to Stop Impulse Buying: 13 Ways to Curtail Mindless Purchases]( If you ever wonder at the end of the month where all your money went, impulse buying may be the culprit. Learn how to resist the temptation and save your cash. [READ MORE]( [6 Places to Get Low-Cost or Free Mammograms — Even Without Insurance]( October is Breast Cancer Awareness month, which serves as a good reminder to get a mammogram. Here are six places you can get a free or low-cost one. [READ MORE]( [The 13 Best Bank Promotions of October 2020 (Up to $700 Cash)]( In the market for a new bank account? Make sure to check out the 13 best offers we found for October 2020 before you open one. [READ MORE]( $1K Could Go a Long Way Money is tight for a lot of people right now, and we know $1,000 could go a long way — especially heading into the winter months. So, we teamed up with some awesome brands to bring you the chance to win $1,000 cash to use however you want. Buy groceries, support small business, get ahead on bills, start your holiday fund — whatever you see fit! [Enter here for your chance to win](. [Dear Penny Answers: 6 Tricky Questions About Money and Retirement]( How can you make your retirement savings last? What if you put too much in your Roth IRA? Dear Penny tackles your retirement questions in this lightning round. [READ MORE]( [October’s Class-Action Settlements Involve Kombucha, Microwaves and More]( Pasteurized kombucha and defective microwaves are the subjects of two of this month’s class-action settlements. Are you eligible? [READ MORE]( Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [SHARE WITH A FRIEND](mailto:?subject=Check out this newsletter from The Penny Hoarder&body=Hey!%0D%0A%0D%0AI've been reading The Penny Hoarder newsletters and thought you'd be interested too.%0D%0A%0D%0AI get smart tips and strategies for making and managing money delivered straight to my inbox. Let The Penny Hoarder help you re-prioritize and improve your finances. Click here to see the newsletter I just read!%0D%0A%0D%0Ahttps%3A%2F%2Flinks.thepennyhoarder.com%2Fe%2Fevib%3F_t%3D23a8fe520b1043d0ac0c91a3ebd443bb%26amp%3B_m%3D7ef53e470fa74279967f18d49644a1b9%26amp%3B_e%3DadZ31xG6dR1kqzVQRlfSnj6z-v2VkWFDgweqodZRAcmMrL9SSPnwzfsuMdJbwkEcsywsM4WWCZp2ji5CjLx6BSiPbB_JqfpKgor52FJt-JnEl0juBI3eO153cn0RJTmU%0D%0A%0D%0A%0D%0AIf you like what you see, sign up using the link below.%0D%0A%0D%0A [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.