Un-risky business

Investments for the risk-averse & home-schooling on a budget [The Penny Hoarder] DAILY DAILY September 25, 2020 [Alternate text] [Dollar General]( Hey Penny Hoarders, It’s the first weekend of fall! Depending on where you are in the country, that means color-changing leaves, crisp air and apple cider — or a day at the beach, if you’re like us and live in Florida. Regardless, the change in season has us in the mood to swap out old habits for new ones — and cleaning out the closet we’ve been ignoring all summer. While we rifle through that pile of shorts, you can check out investment options if you’re risk-averse and discover an easy way to save $25K on college (OK, maybe not easy, but doable). Join us on this autumn stroll. [Investing]( The 8 Safest Ways to Invest Your Money if You’re Terrified of Risk Remember March? (We were so young, so carefree!) But then remember when the stock market took a rollercoaster ride and you vowed to stuff every dollar into your mattress for the rest of eternity? Yeah, that’s a sign you have a low risk tolerance when it comes to investing — meaning, you worry more about losing money than missing out on the opportunity to make more of it. We get it — investing can be a little scary. And although there’s no such thing as a risk-free investment, there are plenty of safe ways to invest your money. Here are eight options that are good for conservative investors. [Read Now]( The Penny Hoarder’s 1 Thing to Do This Weekend Make a date with your closet this weekend — unearth all those clothes that were buried by, well, your other clothes. But don’t just organize — earn a few bucks off your old duds by selling on one of these [six online platforms](. Because there’s no better way to celebrate fall than with a clean closet and a full wallet. [CHECK IT OUT]( [Save Money]( [This Mom Shares 5 Brilliant Strategies for Home-Schooling on a Budget]( by Nicole Dow None of the Cool Kids Are Doing It Sure, college is fun, but you don’t want to be the oldster still hanging around campus after the rest of your gang has graduated and moved on. And it’s not just because sticking around is uncool. It’s also pricy — like, $25,000 extra for graduating in five years instead of four. But earning that tassel within four years isn’t easy. Fortunately, [we have tips to help you no matter where you are on your college journey](. [Alternate text] [Dollar General]( All the Savings, None of the Hassle When it comes to saving money on your weekly errands, you have a few options. You could clip coupons (don’t forget them at home!). Or you could drive around comparing prices at different stores. Or you could cross your fingers in hopes that some of those stores are offering additional savings that day. Or you could just do all of your shopping at [Dollar General]( where it’s easy to save in a bunch of different ways. At Dollar General, you’ll get some of the best prices we’ve seen lately, plus the chance to use digital coupons that will bring your total down even further, plus the ability to save an additional $5 on your purchase of $25 or more on Saturdays. Wondering just how good these savings are? Recently, one of our writers compared prices for some go-to personal care items (including Degree deodorant, Claritin allergy tablets, Pond’s moisturizer and more) at Dollar General and Walgreens. After adding up the total cost of the items at each store, he found that by shopping at Dollar General and using his $5-off coupon, he could save a whopping $19.92. (Think about it: If you were to save that much every single weekend, you could bank more than $1,000 over the course of a year.) All you have to do is download the Dollar General app and sign up for a DG Digital Coupons account. You’ll get access to hundreds of dollars’ worth of coupons, and you can [claim your extra $5 off $25 coupon to use on Saturdays](. (Just enter your phone number at checkout!) So if you’re ready to start saving on the brands and products you love — without all the hassle — head to your local Dollar General. [Start Saving]( SPONSORED Today's Quick Picks - In 2020, we’ve proven we can adapt. The same should be true for our financial strategies. Here are [six pieces of outdated financial advice]( — and what to do instead. - You are so ready to be out of debt. But it feels like you’ve tried everything. No worries — we came up with a bunch of strategies you probably didn’t realize you could use to help you pay it off. [Here’s how](. 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