Phone apps to know & what WON’T hurt your credit

Here’s how to manage your money through big setbacks, living together and more [The Penny Hoarder] DAILY June 30, 2020 Hey Penny Hoarders, Well, we’ve made it to the halfway point of 2020 — and while we’re glad to have so much of it behind us now, there’s no telling what the rest of this year has in store. To help you prepare, though, we’re talking about how to safeguard your money using apps and what to know about how your credit score is affected (or not) by big money setbacks. [Credit Scores]( 10 Money Setbacks That Surprisingly Won’t Hurt Your Credit Score If you’re going through tough times right now, you’re probably wondering what that means for that credit score you worked so hard to build. But here’s the good news: What’s bad for your finances isn’t always bad for your credit. (No, really!) Here are 10 major money setbacks that surprisingly won’t affect your credit score. [Read Now]( Get the Latest — Right to Your Phone Want the latest updates on what’s going on in personal finance these days — delivered right to your phone? [Subscribe to The Penny Hoarder Insider]( to receive SMS alerts on things like work-from-home job openings, tips for saving and managing your money when times are tough and a whole lot more. [Retirement]( [A Money Guide for Couples Who Are Totally in Love… but Never Want to Marry]( by Robin Hartill, CFP® App-solute Protection Could you access your banks, credit card and lender accounts in an emergency — even if you weren’t at home? Safeguard your money in about 15 minutes [by downloading these phone apps](. Wanna Work From Home? But still haven’t found the work-from-home job that’s right for you? Check out all of the available remote jobs we’ve rounded up [in our work-from-home jobs portal]( SPONSORED Today's Quick Picks - The first step to breaking the paycheck-to-paycheck cycle? Building an emergency fund. Here are [our best tips for saving up a $1,000 cushion]( in as little as two months’ time. - When it comes to your career, learning to code opens up a whole new world of possibilities. Here’s [how you can learn to code from the comfort of your couch]( for just $39. - Tired of earning measly pennies on your savings account? [This bank will reward you with airline miles instead](. Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [SHARE WITH A FRIEND](mailto:?subject=Check out this newsletter from The Penny Hoarder&body=Hey!%0D%0A%0D%0AI've been reading The Penny Hoarder newsletters and thought you'd be interested too.%0D%0A%0D%0AI get smart tips and strategies for making and managing money delivered straight to my inbox. Let The Penny Hoarder help you re-prioritize and improve your finances. Click here to see the newsletter I just read!%0D%0A%0D%0Ahttps%3A%2F%2Flinks.thepennyhoarder.com%2Fe%2Fevib%3F_t%3D23a8fe520b1043d0ac0c91a3ebd443bb%26amp%3B_m%3Dd7348315cad640538ca5c4bf48db8734%26amp%3B_e%3DnWqo_2LfjuaXqt7xvkUVkKsYmzw9eYDeMoKqOvZqY9kLvf7eOjoHJxruW6k18SWeEYExPdzPkTg2_wHrHsuVvPSAVQ2jlDLaoRXhTqmS6iqjS-viANjpY9lPrE4VUjEH%0D%0A%0D%0A%0D%0AIf you like what you see, sign up using the link below.%0D%0A%0D%0A [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.