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It’s time to get serious about planning for your own future — and your kids’ [The Penny Hoarder] DAILY March 10, 2020 [Image] [Stash]( Hey Penny Hoarders, Oh man. Did you make it all the way to the end of this season of “The Bachelor?” If so, hats off to you. Here’s hoping next season is a little… less messy. Today, while we wait for the “After the Final Rose” special (what — you didn’t think we stopped watching just because it got messy, did you?!), we’re talking about four financial lessons your kids need to learn, what debt consolidation really could mean for you and how to start on your way to becoming a big-shot investor. [Debt]( Teaching Your Kids These 4 Financial Lessons Will Help Them Avoid Debt You know what isn’t in Mickey Mouse’s toolbox of things that will “help us later?” A good credit score. And you know what you never heard everyone’s favorite purple dinosaur saying? “Hey kids! Who wants to learn about interest capitalization and amortization?” So at what point are your kids supposed to learn about money and how it will affect their day-to-day? To give your kids the best chance at a brighter financial future, teach them these four lessons about debt. [Read Now]( Surprise! College. Marriage. Babies. Home buying. Life’s big events are scary and exciting and just… big. Tackle the major stuff like a grown-up and [create a budget before life’s big expenses take you by surprise](. [Make Money]( [Here’s What a Debt Consolidation Loan Really Does to Your Credit Score]( by Dana Sitar Let’s Get Analytical Online education company Degreed is hiring a work-from-home sales analyst. Perks include comprehensive insurance, unlimited PTO, education stipends and more. [Here’s what you should know before you apply](. [Sponsored By:] [Stash]( Time to Get Growin’ Here’s the deal: You can save all the money you want, but if you never make any moves to grow your money, you’ll always have, well, just as much money as you’ve socked away — not any more. But do you know what some of the wealthiest people in the world all have in common? They actively look for opportunities to grow their wealth — like through investing. We get it though; investing often feels like one of those “high-barrier-to-entry” things that’s reserved for the already-rich. But that really isn’t the case. With an app called Stash, you can start investing with no investing minimums (and in as little as two minutes). [Stash]( lets you choose from hundreds of stocks and funds to build your own investment portfolio. Plus, you can invest in fractions of shares, which means you can invest in stocks and funds you might not normally be able to afford. Like any investing, the earlier you get started, the more you can potentially earn. As your needs change over time, you can switch your plan as you shift your focus to retirement planning1 or want to set up investment accounts for your kids2. It takes just two minutes to sign up, and subscription plans start at just $1 a month3. Plus, if you [sign up now]( you’ll get a $5 sign-up bonus from Stash once you add at least $5 to your investment account4. [Stash]( Today's Quick Picks We’re partnering with Sherman’s Travel to bring you Travel Tuesday — a roundup of our favorite travel deals from this week! - No passport needed: Book your spring getaway to Myrtle Beach, South Carolina, and [score big savings on fresh air and sunshine](. - Prefer a more urban adventure? Hit the ground running (or, well, driving) by comparing prices and [snagging a serious deal on a daily car rental](. Word of the Day USDA home loan program (n): A program from the U.S. Department of Agriculture that is designed to help people with average or even below-average income buy their own homes. USDA home loans offer qualified borrowers a chance to purchase a home with no money down, mortgage rates that are below the market average and even reduced mortgage insurance premiums. So what makes a person a “qualified borrower” in this case? [Here’s everything you need to know about the USDA home loan program](. Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [Image] 1Stash offers Traditional and Roth IRAs. 2UGMA/UTMA 3The Monthly Wrap Fee starts at $1.00 and you’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash. 4Promotion is subject to Terms and Conditions. Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. This material has been distributed for informational and educational purposes only, and is not intended as investment, legal, accounting, or tax advice. Investing involves risk. The Penny Hoarder is a paid Affiliate/partner of Stash. The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.