Will you be our valentine? 💌

Here’s how to get your finances to a sweet spot — whether you’re single or coupled up [The Penny Hoarder] DAILY February 14, 2020 Hey Penny Hoarders, Happy Valentine’s Day! We love love, and we love when people get to stress less about money — so you can see how a special Valentine’s Day newsletter chock-full of money advice for couples is kind of our jam. (Don’t worry — it’s not all about couples.) Today, we’re talking about organizing your finances together and on your own, plus our favorite budget date night idea. [Save Money]( On a Budget for Valentine’s Day? This Fun Date Idea Only Costs a Penny Look, we love any reason to celebrate — but we don’t think spending quality time with your partner should bust your budget for the rest of the month. Tonight, cancel your reservation at the ritzy restaurant, forget about picking up a bottle of the fancy Champagne on your way home and decide against dumping dollars into one night of celebrating the thing you should (probably) be celebrating more than once a year. If you’re looking for a Valentine’s Day date idea that doesn’t cost an arm and a leg — and all of your February “fun money” — the answer starts with our favorite coin. [Read Now]( [Budgeting]( [Love and Money: What Budgeting Looks Like at Every Relationship Stage]( by Nicole Dow Single? We Didn’t Forget About You! When you’re single, you don’t have a partner helping you pay bills — but you also don’t have to answer to anyone but yourself (well, and your budget) when it comes to your financial goals and decisions. But if you’re going to live your best life as captain of your own ship, you’ve got to commit to making the right choices. [Here are 11 financial tips for singles to heed](. You’re In Control Did you know? We’ve got lots of ways for you to get exactly what you want, when you want it. You can [update your subscription preferences here]( and let us know exactly what you want from us (we’re listening!), or choose to receive updates only on the topics you care about most. In The Penny Hoarder Community True love means sticking together through it all — including the curveballs life throws at you when you least expect them. We’ve been enjoying community member Moore Income’s honest, insightful money posts during what he’s dubbed “Financial Fitness February,” and this one is no different. Check out [this post in our community about financial wins, losses and the lessons we learn along the way]( — then feel free to chime in with some words of encouragement, support or advice! Today's Quick Pick - Sometimes, you just need a fresh start. Take part in [this four-day financial cleanse](. You’ll finish feeling refreshed and confident — and could save big. [Word of the Day]( Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.