The gift that keeps on giving

This holiday season, give the gift of peace of mind (in the form of financial protection) [The Penny Hoarder] DAILY December 2, 2019 [Image] [Bestow]( Hey Penny Hoarders, Happy December! We hope you made it through the sale weekend with your budget (mostly) intact… but if you didn’t, no worries: Today’s email is chock full of tips and tricks for getting your sinking funds up to snuff and your budget back on track. Plus, we’re talking about one holiday gift that doesn’t require standing in an hours-long line in the freezing cold — a gift that will keep on giving for years (and years) to come. [Budgeting]( Blow Your Budget? 5 Things to Do — and Not to Do — to Get Back on Track So you got off track. You had a Thanksgiving weekend sinking fund, but you blew through it… and then some. Now you’re looking at your budget and you’re tempted to just give up and start fresh after the holidays are over. NOT SO FAST. Just like you shouldn’t let one (delicious and oh-so-worth-it) pecan pie knock you off track when it comes to your clean eating goals, you shouldn’t let one bad weekend make you throw in the towel on budgeting. You can bounce back from a budgeting blunder — all it takes is a little self-reflection and discipline. Follow these five tips for getting back on track after blowing your budget. [Budget]( [Leftovers]( [Still Got Leftovers? 30 Ways to Revive Every Bit of Your Thanksgiving Feast]( by Jamie Cattanach Spoil Yourself… The food has been eaten, the guests have gone, the house is empty… and you’ve officially earned yourself a day of “you time.” But who says you have to spend a small fortune to pamper yourself? Try these [24 ways to create a perfect spa day at home]( most of which you can do with things you probably already own. …Then Start Rebuilding Your Holiday Fund Each year, millions of Americans dig deep into their closets for holiday decorations. Then they get to work inflating their 12-foot snowmen, hanging yards of twinkling lights and hammering down reindeer cutouts in the front yard. For many, it’s a chore. But for you? [It’s a side gig opportunity](. [Image] [Bestow]( Give the Gift of Peace of Mind With the holidays coming up, you’ve probably been thinking a lot about gifts. And while sure, that new video game console might garner shouts of “THIS IS THE BEST PRESENT EVER” on Christmas morning, there’s another gift you may want to add to your list this holiday season: a life insurance policy. No, you’re not going to wrap life insurance up in a bow and prop it under the tree. But if you have loved ones who rely on your income — a significant other, a child or even a relative you help out financially — a basic life insurance policy can be an incredible gift. (In fact, we’d argue financial protection actually is the best present ever.) If you’re under the age of 54, [Bestow]( can help you get a fast life insurance quote without the medical exam, pushy sales calls or even the need to get up from the couch. The whole process is quick and easy, and you can apply online in less time than it takes to decide between the two different (but oh so similar) dollhouses your kid circled in the catalogue. Seriously: It takes just five minutes to answer some basic lifestyle questions, and you can get quotes for up to $1 million in coverage without a medical exam. If you’re approved, you can personalize your coverage to fit your budget, and you can change or cancel your plan at any time. So if you’re ready to give your family (and yourself) the gift of peace of mind this holiday season, [get a free quote]( for a life insurance policy from Bestow today. [Bestow]( [Image] [Word of the Day]( Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.