Waste not, want not?

We found 10 ways you might be wasting money without even knowing it [The Penny Hoarder] DAILY September 16, 2019 Happy Monday, Penny Hoarders! This week is National Unmarried and Single Americans Week, and to celebrate, we’re channeling our best Lizzo-Beyonce hybrid energy… while we continue to bring you the same smart financial tips and tricks we always have. Because, well, good finances are not just for the cuffed and coupled. Today, we’re talking about writing checks and when it can be a good idea to treat yourself to a sweet vacation. [Save Money Therapy]( 8 Ways to Get Free or Cheap Therapy When You Don’t Have Health Insurance Mental health care can be expensive, especially if you have poor — or no — health insurance. If you or someone you know is looking for mental health assistance, check out these nine strategies for finding affordable or free mental health services. [READ NOW]( [bank accounts]( [You Still Need to Know How to Write Checks. Here’s How]( by Lisa Rowan Dear Penny… This reader has $3,000 in credit card debt, but she wants Dear Penny’s blessing before she books a trip to Iceland — and [Penny’s response may surprise you](. Waste Not, Want Not? Sometimes, it seems like your money problems could be solved if you could just… stop wasting money. OK, so it’s not all that easy — but there are probably a few ways you’re wasting money without even realizing it. Here are [10 common ways people waste money]( and what you can do instead. In The Community [Community]( One Penny Hoarder is (finally!) financially ready to buy a home, but they’re not sure if it’s worth it. What do you think? Help this community member decide their 15-year plan and [weigh in on the question]( of when to buy — and when to keep renting. Word of the Day Credit card cash advance (n): A service provided by most credit card companies that allows a cardholder to borrow cash up to a certain limit. The catch? The average credit card cash advance fee is close to 5% — and the average interest rate is over 24%. Yikes. But if you’re in serious need of quick cash, you might be considered taking the money and just accepting these sky-high fees and charges. Not so fast: Here are [some alternatives to check out first](. Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.