From faux pas to fixed

This company can help you address your biggest 401(k) mistakes  [The Penny Hoarder] DAILY September 10, 2019 [Sponsored By:] [blooom]( Happy Tuesday, Penny Hoarders!  Quick question: How early is too early to start decorating for Halloween? Does having a graveyard on your lawn in September make you festive… or the creepy neighbor everyone makes an extra half-mile loop to avoid on their morning jog?  Today, as we consider being that neighbor, we’re talking about how one company can help you fix some of the bigger mistakes you’re making. (No, not the ones related to premature decorating — the ones related to your retirement account.) [car maintenance]( Don’t Let Your Car Steer You Off Budget. Plan for Routine Maintenance Knowing how much to budget for car maintenance and regularly saving up means you don’t have to panic about money when your “check engine” light comes on. [READ NOW]( [side gigs]( [9 Podcasts That Can Help You Grow Your Side HustleÂ](  by Adam Hardy Time for an Upgrade?  Car seats are necessary, but thanks to regular wear and tear the fine layers of cracker dust and the beating they take from the “I can buckle it by myself” tantrums, they only last so long. Lucky for parents who have a couple of duds sitting in the garage, Walmart and Target are hosting car seat recycling events this month. Learn how you can earn a 20% off coupon at Target or a $30 Walmart gift card for [turning in your child’s old seat]( . Dear Penny…  “We are currently behind on all of our bills after some life events put us in a $2,000 hole. We cannot get caught up… I don’t know what to do.” When you’re behind on everything, catching up on bills can feel hopeless. Dear Penny [says help is out there]( , but you need to ask for it ASAP. [Sponsored By:] [blooom]( From Faux Pas to Fixed  Imagine if every time you got dressed, you put your shirt on inside out. Now imagine that people at work started noticing — but that no one let you know about your fashion faux pas. Irritating, right?  If you were making the same mistake over and over again, wouldn’t you want someone to tell you — and then help you fix it? Blooom will. Blooom has analyzed hundreds of thousands of 401(k) accounts and found five common mistakes people are making far too often. Mistakes like…  - Keeping the wrong stock-to-bond ratio
 - Forgetting to rebalance
 - Not investing all their money
 - Not meeting their employer match
 - Paying high hidden fees  But Blooom doesn’t just point out your mistakes; it can also help you fix them. In just a few minutes, Blooom can give you a free 401(k) analysis that will show you whether your investments are allocated properly and whether you’re losing money paying hidden investment fees. It’ll even tell you just how much more money your account could earn by the time you want to retire. After that, if you sign up, it’s about $10 per month to have Blooom monitor and maximize your 401(k).  So if you’re tired of walking around with your shirt inside out (metaphorically speaking), [let Blooom help]( get you on the right track toward retirement. [TRY BLOOM](  [Image]  Word of the Day Previous claims history (n):  A historic record of insurance claims you have filed. If you’re shopping around for renters insurance because your landlord requires it, this is just one of a few factors an insurer will consider when determining your rate.  While there are a lot of things insurance companies aren’t allowed to take into account when determining your rate, there are six things they can (and most likely will) look at. For example, you might pay more for a policy if you live in an area frequently affected by natural disasters — or if you have a history of filing insurance claims. [LEARN MORE]( Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences]( . If you no longer wish to receive emails, [unsubscribe here]( . Questions? View our [Privacy Policy]( . [View this message in browser]( .