Your future self called ☎️ Start saving for emergencies

Do it by earning extra working from home [Sum It Up]( [Build an Emergency Fund]( [Build an Emergency Fund]( [Everybody needs one!]( We know what you’re thinking — "Where do I even start?" But it really only takes a few creative adjustments to start freeing up some money from your current spending. Where could you adjust your spending to [add more to your emergency fund]( before disaster strikes?   [You Can Make Money From Home]( Penny Hoarders have loved these ways you can make money at home, so we're sharing them again! These aren't straight-up jobs — more like [side-gigs and money moves to help you earn extra cash]( without even leaving the house. [See the Jobs](   [Ways to Turn Bad Debt into Good Credit]( You'll be in a better place financially if you can flip your bad debt into good credit. Here are a few ways you can [turn the tables on your debt while boosting your credit score]( credit limit and discretionary income. That's how Penny Hoarders turn money frowns upside down.   [Budgeting 101 for college students]( [Ready to Enroll in Budgeting 101?]( As if enrolling in college isn't enough stress for parents and students, you have to think about budgeting too? While it certainly feels like a four-letter word, a budget can help keep your money in check, especially for college students. Here's a cheat sheet to help you avoid [common college spending mistakes](.   [This 2-Week Challenge Cuts $5K+ in Credit Card Debt]( Debt can creep up quietly, almost unnoticed — and just like that, your credit balance hits $5,000 or more. It's a daunting realization, but it doesn't have to be a permanent setback. Here’s how to [slash your debt with a 2-week challenge](.   [Weird Ways to Make Money — Who Knew?]( Just how odd does an odd job have to be before a Penny Hoarder says no? You could get paid to stand in line or write or exercise or even just sleep. Whether you're looking for entrepreneurial inspiration or just entertainment, here are [some weird (and totally legal) ways to make extra money]( you might want to consider.   [We'll Text You More Money Tips]( Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. [Learn more]( about how we make money and select our advertising partners. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. © 2024 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S. [View in browser]( [Mailing preferences]( | [Unsubscribe]( | [Privacy Policy](