Goodbye, daylight savings

Hello, holiday savings! [The Penny Hoarder]( [THEPENNYHOARDER.COM]( MONDAY, NOVEMBER 6, 2017 We’re feeling well-rested after stealing that extra hour of sleep yesterday. Hope you’re bright-eyed and bushy-tailed yourself… just don’t stay at the office too late for the next few months, or you might never see daylight. And now, this news… This Deal Is Hot (and Spicy and Gooey) It’s nacho cheese, it’s MY cheese! To celebrate National Nachos Day (didn’t you see it on your calendar?), Taco John’s is offering [free chips and cheese today when you use the TJ Rewards app](. Can you ever go wrong with spicy melted cheese? It’s Begun: Holiday Deals We know. You’re dragging your heels into the cold, hard ground when it comes to holiday shopping. But Ibotta has launched a new holiday: Ibotta Days. You could earn [up to 20% cash back at participating retailers](. It’ll make holiday shopping less miserable. We promise. Lego on a Trip When you swap travel tales with your buddies, don’t you want to be the one to brag about how you stayed in a house made of Legos? You didn’t think so, but now you do. It can happen! Airbnb is giving away a [free night’s stay at the Lego House in Denmark](. Job Fare Time and again, we’ve seen lists that tell us the fastest-growing careers over the next decade will be in health care. Aging population needs caregivers — we get it. But not everyone can obtain the four-year (or more) degrees needed for some of these jobs. So we found a bunch of [careers that are slated to boom over the next few years that you can get without a bachelor’s degree](. We also made sure the jobs pay well — because we figured you could find low-paying jobs on your own. You just don’t want them. Here are a few jobs to consider: - Physical therapist assistant: You’ll likely need a two-year degree and earn about $57,000 a year. - Sonographer: Look at babies and other stuff. Earn $70,000 a year with just an associate degree. - Bicycle repairer: The pay isn’t great ($27,000 a year), but this position is growing at a surprising rate, and certification only takes about a month, so it’s great for bike-lovers. - Oil, gas and mining service operator: Manage the machines that bring us energy. Earn $49,000 a year with a high school degree and some certification. Check out our full list of [13 bachelor’s-free careers set to take off in the U.S.]( Word of the Day Universal basic income (n): Like social security, but everyone gets it regardless of age or, in some cases, work. Sometimes called a negative income tax. Lots of places have discussed it, a few have experimented, but no country has actually implemented it across the board. What would life look like if everyone received enough money to cover basic expenses each month? Governments around the world are trying to find out, with basic income experiments popping up around [Europe and Africa and in Canada and New Zealand](. Now the mayor of [Stockton, California wants to bring the U.S. into the mix](. What would you do with a no-strings-attached monthly income? Until tomorrow :) P.S. We could use your help. We’re working on a series of stories about how our country has changed in the 10 years since the housing crisis. If you lost your home or struggled to keep it during the recession, we want to know how the experience has impacted you. [Use this brief form to tell us your story]( (a writer may ask to follow up with you). Thanks! We look forward to the opportunity to share your story. The Penny Hoarder | 490 1st Ave South, Suite 800 | Saint Petersburg, Florida 33701 | United States You can [update your mailing preferences here]( or [unsubscribe]( from all email from The Penny Hoarder. Questions? View our Privacy Policy. Having trouble reading this email? You can [view it online](. Like what you're seeing? Go old-school and [share this]( someone you like. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -