Earn 2% cash back, just in time for Memorial Day sales

Plus, military discounts + how to get an 800 credit score [The Penny Hoarder Sum It Up]( [Together with The Ascent, a Motley Fool service]( Memorial Day has become a major retail holiday with deals dropping all weekend. If you're looking to take advantage of these holiday promotions in a frugal way, we'll tell you about [a credit card offering 2% cash back on purchases](. Get the stuff you want at sale prices, earn 1% cash back when you buy and then earn another 1% cash back when you pay. That's how Penny Hoarders do it. [Apply Now](   [Inflation Watch: Medical and Energy Costs Rising]( The price of energy and medical care went up in April, which has some Penny Hoarders wondering if they can afford everything they need. In this article, our expert breaks down what prices are increasing, what prices are decreasing and how to [shape your budget accordingly](. [The ridiculously simple way to save big on interest charges]( [Declutter Your Finances This Spring]( [With Zero-Interest Debt Payments]( It’s that time of year to declutter and reorganize your home to prep for the warmer months ahead. And while you’re at it, why not clean up your credit card debt, too? No physical labor or rubber gloves required. That’s why we love [this 0% APR card for consolidating all your high-interest debt](. Not only will you get zero interest on balance transfers for nearly two years, but you’ll also earn 2% cash back on your everyday purchases. All with no annual fee. Here’s what you’ll get with this card: - 2% cash back on purchases - 0% APR on balance transfers - No annual fees Now, that’s the type of efficient spring cleaning we can all get behind. Apply today and [start wiping out your debt with no interest until mid-2025](. [Apply Now]( [Cut $5K in Credit Card Debt in 2 Weeks]( Like the last day of school before summer break, debt can really sneak up on you. You're just living your best life, and almost overnight your credit card balance jumps up to $5,000 or more. Exhausting, right? It doesn’t have to be. Here’s how to [slash your debt with this 15-day challenge](.   [200 Military Discounts for Memorial Day and Beyond]( [200 Military Discounts for Memorial Day and Beyond]( In honor of Memorial Day weekend, we're sharing [our updated list of 200 military discounts](. Obviously, these discounts cannot equal the sacrifices made by armed forces personnel. But it's a well-earned way for military personnel to feel appreciated, no matter the amount of money saved.   [Earn an Income Without Leaving the House]( If you’ve got a smartphone and a cozy place to chill out, you have everything you need to try these [five side gigs that pay real money](. These side gigs may not replace your main source of income, but you might be surprised how easy it is to make some fast cash without even leaving the house.   [9 Habits That Will Get Your Credit Score Above 800]( [9 Habits That Will Get Your Credit Score Above 800]( An excellent to perfect credit score opens the door to better loan rates, which can save you thousands over the lifetime of a mortgage or auto loan. But 800 can feel out of reach! So we took a close look at the behavior of people with credit scores of 800 or better to learn what they're doing right. These are the nine habits you want to adopt now to drive your credit score into the top echelon. [Habit No. 2 might surprise you.](   [If Your Credit Score Is Under 700, Make These Moves ASAP]( If you're struggling to get your score above 700 because of debt, we understand. With seemingly unbridled inflation, many people have had to rely on credit cards just to keep up with basic needs. Your credit score may have suffered as a result. If that sounds uncomfortably familiar, [we found some companies who want to help](.   [We'll Text You More Money Tips]( Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. [Learn more]( about how we make money and select our advertising partners. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. © 2024 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S. [View in browser]( [Mailing preferences]( | [Unsubscribe]( | [Privacy Policy](