Think you're such a smarty pants? 🧠

Learn how you're losing your wallet [The Penny Hoarder]( [Learn to Earn]( [What kind of smart are you?]( Some folks have book smarts, others have street smarts, and then there are the Penny Hoarders with money smarts. Even the book- and street-smartest people we know can struggle with financial decisions. Whether you read books or run the streets, anyone can get smarter about their money, so why not you? You could [earn better interest]( on your savings, [earn better cash back]( on your everyday purchases, and [earn the respect of your family, friends and peers]( with smarter money habits. Let's learn and earn together.   [You Could Be Earning 5.30% APY* on Your Savings]( Think you need a better place to grow your money? Open a free Vio Cornerstone Money Market Savings Account. Vio's 5.30% annual percentage yield* is one of the highest earning rates you’ll find — up to [110% higher than other high-yield bank accounts](. If you’re ready to save smarter and earn more, it takes only a few minutes to apply for a free account with Vio. [Earn Better Interest](   [Get Paid up to $360/Year With This Free Debit Card]( Get rewards wherever you shop with this free debit card from Discover. You’ll [earn 1% cash back]( on every single purchase you make using your Discover® Cashback Debit account, on up to $3,000 monthly.†There's no impact on your credit score for signing up and no minimum balance requirements ever. [Earn Better Cash Back](   [Smarten Up with These 8 Money Secrets (Also Free!)]( Earning better interest on your savings and better cash back on your everyday purchases are just two ways you can get smarter about your personal finances. If you're ready to graduate to the next level, we have eight more money lessons for you, including how you can [become a real estate investor for as little as $10](. [Learn More to Earn More]( *See [viobank.com]( for more details. †See [Discover's website]( for details. Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. [Learn more]( about how we make money and select our advertising partners. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. © 2024 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S. [View in browser]( [Mailing preferences]( | [Unsubscribe]( | [Privacy Policy](