A rewards card that helps you buy a house?

Fund your down payment or pay down your mortgage [The Penny Hoarder](   [Together with Rocket Card]( [Let Your Credit Card Rewards Help Pay Down Your House]( In a world where inflation has run amok, you could probably really use help funding your down payment. Or getting cashback if you already have a mortgage. We’ve found your hero, and you barely have to do anything different. With the new [Rocket Visa Signature® Card]( you can get up to 5% cashback towards your down payment and closing costs for a Rocket Mortgage®.1 And if you already own a home through Rocket, you can get 2% cashback to put toward your mortgage balance which could help pay it down faster.2 Every dollar you spend with your Rocket Card counts.3 There are no spending categories to worry about and you don’t need to be a Rocket Mortgage customer to get this card (but you can only redeem toward a statement credit if you don’t have a Rocket Mortgage3). Right now, you can also get a $200 welcome bonus to kick off your savings when you spend $3,000 within the first 90 days (see terms).4 It takes just two minutes to [apply for the Rocket Card]( and there’s no impact to your credit score for checking if you’re pre-approved.5 Did we mention there’s no annual fee if you have a mortgage with Rocket Mortgage? Well, there isn’t.6 [Apply Now]( [Rocket Card]( All Rocket Visa Signature Cards are powered by Deserve and issued by Celtic Bank. Visa is a registered trademark of Visa Inc. The card may be used everywhere Visa is accepted. Subject to credit approval. 1. Up to $8,000 in card points value can be redeemed towards a new Rocket Mortgage transaction, applied as an asset to the applicant’s closing statement, offsetting applicant required funds to close. Not available in conjunction with Third Party originated or Charles Schwab partner loans. These points may be combined with an additional $2,000 in engagement points which will apply as a Lender Credit. Subject to [Cardholder Rewards Terms of Use](. 2. Redemption available toward additional principal on existing retail Rocket Mortgage loans. Not available for third party originated, assumed or Charles Schwab partner loans. Not available if servicing for your loan is sold to another party. Subject to [Cardholder Rewards Terms of Use]( 3. Customers earn 5 points for every $1 spent. Points are redeemable towards a new Rocket mortgage transaction (excluding refinance), an existing Rocket mortgage additional principal payment, or a statement credit, at different values. Subject to [Cardholder Rewards Terms of Use](. 4. Rocket Visa Signature Card Spending Bonus: you will receive a $200 statement credit after you spend $3,000 on eligible purchases, which must be made in the first 90 days your account is open. Eligible transactions exclude refunds and disputed charges. In order to receive the spending bonus after qualifying, your account must be in good standing at the time of fulfillment. If at any point after the eligible spend period, it is determined that spend was insufficient to meet the threshold, we may cancel the statement credit and add the value back to your principal owed. 5. Preapproval does not guarantee an account approval and you must submit a full application for review in order to apply for any offer(s) of credit. Submitting for a preapproval is how you find out if you may be eligible for a Rocket Visa Signature Card without impacting your credit score. If your application is approved, accepting the offer will result in a hard credit pull which could impact your credit score. 6. Rocket Card, LLC charges a $95 Annual Fee for use of the Rocket Visa Signature Card, which will be waived for customers that have an existing mortgage serviced by Rocket Mortgage, LLC. The amount and terms of the Annual Fee are included in your Cardholder Agreement. Similarly, Rocket Card, LLC reserves the right to offer bonuses and benefits and the terms of any offer will be provided separately. The APR range for the Rocket Visa Signature Card can be found in the [Cardholder Agreement](. © 2024 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S. [View in browser]( [Mailing preferences]( | [Unsubscribe]( | [Privacy Policy](