Home insurance rates are up more than 34% nationwide

+ a brief history of former presidents running for reelection US Edition - Today's top story: Why home insurance rates are rising so fast across the US – climate change plays a big role [View in browser]( US Edition | 24 September 2024 [The Conversation] [The Conversation]( Top headlines - [US regulators crack down on Keurig – what’s next?]( - [Both Trump and Harris support less immigration]( - [Sri Lankans throw out old guard in election upset]( Lead story This week is threatening to be a rough one for weather disasters. Forecasters expect a hurricane to hit Florida as early as Thursday. California is facing a week of high heat and high winds – a bad combination for wildfires. In both states, rising disaster risk has sent home insurance costs through the roof in recent years. But home insurance premiums aren’t just rising in the obvious disaster-prone states. Nationwide, rates rose 34% on average from 2017 to 2023. And they’re up more than 40% in about a dozen states, including some you might not expect, such as Arizona, Nebraska and Minnesota. [Why is home insurance getting so expensive?]( It’s a question I hear a lot. Andrew Hoffman, a University of Michigan business professor who follows the insurance industry, explains the factors driving the increase in an article today. He’s also joining us on Oct. 9 for a public webinar to delve deeper into the changes underway in insurance costs and coverage and what’s ahead. [Sign up here to join the webinar]( at 2:30 p.m. ET/11:30a PT Oct. 9. [ [News about the issues and ideas of the campaign, not the horserace. Subscribe to our Politics Weekly newsletter.]( ] Stacy Morford Environment + Climate Editor The U.S. has seen a large number of billion-dollar disasters in recent years. AP Photo/Mark Zaleski [Why home insurance rates are rising so fast across the US – climate change plays a big role]( Andrew J. Hoffman, University of Michigan Insurers are raising rates quickly, and it’s not just in California and Florida. They’re often shrinking coverage at the same time. Politics + Society - [On the US-Mexico border, the records of Trump and Harris reflect the national mood of less immigration, not more]( William McCorkle, College of Charleston Allowing immigrants to settle in the US isn’t just an act of compassion. It’s also been a significant factor in the country’s economic growth, a point both candidates seem hesitant to make. - [No, immigrants aren’t eating dogs and cats – but Trump’s claim is part of an ugly history of myths about immigrant foodways]( Adrienne Bitar, Cornell University Trump’s allegation about immigrants eating pets is part of a long history of slurs demonizing people for what they do and don’t eat. - [A brief history of former presidents running for reelection: 3 losses, 1 win and 1 still TBD]( Graeme Mack, University of Richmond History illustrates that voters become galvanized and change their party allegiance when former US presidents run for a nonconsecutive term. Environment + Energy - [Can you trust companies that say their plastic products are recyclable? US regulators may crack down on deceptive claims]( Patrick Parenteau, Vermont Law & Graduate School As concern about plastic pollution mounts, the federal government is revising its standards for calling products recyclable. A recent fine against Keurig could be a sign of things to come. Economy + Business - [Customers like diversity from brands − but can smell hypocrisy a mile away]( Pankhuri Malhotra, University of Oklahoma Customers are unimpressed by middling support for diversity, new research shows. Education - [Parents with disabilities have faced discrimination for years in the US, but new rules will help ensure that child welfare systems treat them more fairly]( Elizabeth Lightfoot, Arizona State University As of 2010, 3 in 4 states had laws allowing a parent’s disability to be used as the grounds for terminating their parental rights. Science + Technology - [How to archive your photos in the digital age]( Wasim Ahmad, Quinnipiac University A media scholar and photographer walks you through the options for archiving all those photos you’re collecting on your phone. International - [Sri Lankans throw out old guard in election upset: What nation’s new Marxist-leaning leader means for economy, IMF loans]( Vidhura S. Tennekoon, Indiana University Anura Kumara Dissanayake touted his victory as a ‘fresh start’ for the South Asian nation, two years after it came to the brink of economic collapse. 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