The former All Black who’s helping first time buyers get into a home

[padding] [If you are unable to view this message correctly, click here]( [padding] [stuff header] [spacer] [padding] Hi {NAME}, It was delightful to read about former All Black Mils Muliaina, who bought his first property at the age of 21 and now works as a mortgage manager [helping other first time buyers get into a home of their own.]( During his time wearing the silver fern he helped other young players get onto the ladder. After growing up in state housing and renting, it seemed like a no-brainer to him to get his own house. He reckons it's crucial, especially for young Polynesian families, to start the home-buying conversation, even if they think they’re not ready. “I didn’t really know what I was doing buying a house,” says Muliaina, 42. “I was brought up in Housing New Zealand houses, and renting. But it seemed to make sense to put money into property. That first house was in New Lynn, and it cost me $250,000. It was an old villa, and I later purchased the two flats in front of it. I sold the house at the back in 2017 for $1.2 million.” That’s the kind of property nous it pays to tap into. Muliaina knows what it is the banks are looking for, and helps clients keep an eye on their spending. “Every month we look at their bank statements to see they are on task and not going into overdraft…Having a set plan in place can help reduce debt – we help determine what you can achieve.” Sounds spot on. How are your finances looking this weekend? Have a good one! [padding] [user profile pic] [padding] Kylie Klein-Nixon [padding] Senior Homed Reporter [padding] [spacer] [padding] Enjoying this email? [Check out Stuff's other daily and weekly newsletters.]( [spacer] # [padding] [spacer] [padding] [spacer][separator] [padding] [spacer] [padding] [spacer][Homed]( [spacer] All Black tackles debt [spacer] A qualified mortgage manager, Mils Muliaina is a director at The Mortgage Hub in Auckland, using his skills to help young, Polynesian families get on the ladder. [spacer] [read more]( [padding] [spacer] [padding] [spacer][Homed]( [spacer] House-free and thriving [spacer] The MacLeods were living in Invercargill when they were bitten by the van-life bug - now they reckon they’ll never live in a house again. The reason? Quality family time. [spacer] [read more]( [padding] [spacer] [Privacy Info]( [spacer] [padding] [spacer][Homed]( [spacer] A sacred opportunity [spacer] The agent listing this church in Havelock has more reason than most to feel it’s a special project – her father, who died just three weeks ago, was baptised in the church. [spacer] [read more]( [padding] [spacer] [padding] [spacer][hot take]( [spacer] Divinely Devonport [spacer] Return with us to the church we first visited in 2017, to see how the buyer's plans have come to wonderful fruition. [spacer] [read more]( [padding] [spacer] [padding] [Privacy Info]( [spacer] [Privacy Info]( [padding] [spacer] [padding] [spacer][hot take]( [spacer] Location, Location, Location - 20 years and counting [spacer] Senior Homed reporter Colleen Hawkes binge-watched Location Location Location 20 Years later so you don’t need to. Here’s what she discovered… [spacer] [read more]( [padding] [spacer] [padding] [Privacy Info]( [padding] [spacer] [padding] [padding] [spacer][Support Stuff]( [Discover more at Homed]( [padding] [spacer] You are receiving this email because you are a opted in to receive the Stuff Homed newsletter. [Unsubscribe]( [Manage your profile]( [Privacy Policy]( Did a friend forward you this email? [Sign up to get the Stuff Homed newsletter in your inbox]( Stuff, 4 Williamson Ave, Ponsonby, Auckland, 1021, New Zealand [spacer] [padding]