AI Stock Warning: Prepare for a Cash Avalanche

Fund Fees: Don’t Throw Money Down The Drain [StreetAuthority]    From Our Partners  [AI Stock Warning: Prepare for a Cash Avalanche]( A “cash avalanche” could soon hit U.S. stocks. The consequences for our financial system and YOUR wealth, could last a decade. [More here.](   Fund Fees: Don’t Throw Money Down The Drain By John Persinos  Do you know exactly what you pay in mutual fund fees? If you’re like many retail investors, probably not. But over time, substantial money is at stake. Below is a quick primer on mutual fund fees. Even seasoned investors could use a refresher on this topic. Always check the fund’s expense ratio, which is stated in the fund prospectus. The fund’s expense ratio is its annual operating expenses divided by its average annual net assets. An expense ratio is the percentage of your assets a fund claws back each year as payment for its services. All mutual fund investors face annual charges and deductions for various ongoing expenses, the majority of which are tabulated in a fund’s expense ratio. That is, if a fund manages assets totaling $400 million and charges $2 million, it would report an expense ratio of 0.5%. The average expense ratio for actively managed mutual funds is between 0.5% and 1.0%. For passive index funds, the typical ratio is about 0.2%. Most analysts consider an expense ratio of 1% or less to be reasonable. Although we all know of high-cost funds whose performances seemingly justify their expense ratios, history demonstrates that expensive funds are more likely to lag the market. From 2017 through 2021, the average expense ratio for passive funds declined 8% and the average fee for active funds declined 12%. Greater competition and savvier investors are contributing to the decline. It’s still your responsibility to educate yourself about fees and expense ratios. If you hold an unusually expensive fund, ask yourself if it’s worth it. [Read More...](   [vt-pay-video]( [Shocking video shows how to double your money by Friday]( This [shocking video]( has been causing quite a stir… It exposes a unique trade that has paid out 321 out of 324 trades… with the majority of the trades making 100% or more… every 3-10 days. [The details outlined here](… and the profit potential behind these trades are very real. [Discover how a simple 10 minute trade on Tuesday could double your money by Friday.]( You are receiving this email at {EMAIL}as part of your subscription to StreetAuthority. To ensure that you receive these emails, [please add us to your address book.]( [Terms](   [Privacy](   [Unsubscribe]( ©2024 [[ StreetAuthority ]] [[ 20 Pidgeon Hill Drive, Suite 202, Sterling, VA 20165 ]] All rights reserved. Any reproduction, copying, or redistribution, in whole or in part, is prohibited.