The Money Section | Check this off your to-do list before the year ends.

͏A shocking reason why tenants are getting rejected. ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ [Fort Worth Star-Telegram]( December 21, 2022 • Issue #13 [The Money Section] This week, we’re looking at the tax moves to make before 2022 ends, the top housing markets for 2023, and what more rate hikes could mean for investors. Time is running out. [Moves]( Eddie Lee for Money While federal income tax returns aren’t due until April, there are a number of December deadlines to be aware of if you want to lower your tax bill and increase your refund. These are the [6 tax moves to make before the ball drops](. ✨ One more for your to-do list. Rebalancing your portfolio can make a big difference for your investments and potentially your next tax bill. If your stocks did not perform as you wanted in 2022, here is a [smart investing move to make before 2023](. 📈 A bleak outlook. As of Monday’s close, stocks fell broadly across the board, with 10 of 11 sectors of the S&P 500 ending the day lower. Investors are now weighing recession risks, and many have grown skeptical that stocks can stage an end-of-year rally. [Read more](. New year, new trending cities. [Markets]( Shutterstock With borrowing costs soaring and many potential homebuyers priced out of larger cities, some smaller metropolitan areas are primed for a surge in popularity next year. According to economists at the National Association of Realtors, these are the [top 10 housing markets for 2023](. 😱 One more obstacle. Rising prices are not the only thing potential renters need to worry about. According to a Consumer Financial Protection Bureau report, inaccurate data from 'sloppy' background checks are also preventing renters from securing housing. [Here’s everything you need to know](. 😮 💨 Hopeful signs ahead. For the past few months, existing and new home sales have been steadily declining because of the spike in rates and the fact that home prices remain stubbornly high for first-time buyers. Still, there are some promising signs that [the worst could soon be over](. Take a hike. [Rate Hikes]( Money; Getty Images Last Wednesday, after the U.S. central banking system raised interest rates by a half percentage point, stocks fell immediately. As if this wasn’t enough, Fed Chair Jerome Powell has hinted that additional hikes have not been ruled out. To find out what this could mean for investors, [read more](. 💔 A derailed American dream. As the Fed’s most aggressive interest-rate hike cycle in a generation filters through the US economy, the gap is widening between the haves and the have-nots. For context, here’s a look at pockets of the economy that are [bearing the brunt of the impact](. 🎁 The gift that keeps on giving. Stocks probably aren’t the first (or second, or third) thing that comes to mind when thinking of holiday gifts, but they might actually be more valuable for recipients than traditional options like electronics and toys. If you want to surprise your loved ones with gift stocks, [here’s how to do it](. Smart Money Move Give your loved ones the gift of an educational legacy [529] [529]Many parents and grandparents want to leave an educational legacy by helping fund their loved ones' college education. A 529 plan is the smart option because it can offer great benefits in the short term while setting up your family member for success in the future. Designed as tax-advantaged savings plans, 529 plans may allow your contributions to be deducted from state taxes. Your investment may earn interest over time and the funds can be used to pay for college, technical school, as well as K-12 school up to $10,000 per year in eligible states. Moreover, 529 plans can be set up starting from birth and anyone can contribute to them. To learn more, simply click below. [View the Best 529 Savings Plans of 2023]( Stories we're reading this week - [Free COVID-19 Tests Are Available From the Government Again]( - [‘Heartless’ mass layoffs hit US workers ahead of holidays]( - [88% of employers offer a Roth 401(k) — almost twice as many as a decade ago. Here’s who stands to benefit]( - [These Are the 10 Most ‘Recession-Proof’ Jobs Heading Into 2023]( - [What the nuclear fusion breakthrough means for our future]( - [The many lies of Sam Bankman-Fried]( - [Here's How Many Homeowners Could Be Stuck With 'Underwater' Mortgages in 2023]( - [‘Crypto winter’ has come. And it’s looking more like an ice age.]( - [Car repossessions are on the rise in warning sign for the economy]( - [The Best Laptops for Your Money]( The Money Section is written in partnership with Money Research Collective This email was sent to {EMAIL} because you are signed up to receive marketing emails from the Fort Worth Star-Telegram. If you no longer wish to receive emails of this type, you may [unsubscribe]( or [update your email preferences](. We are unable to monitor replies to this email. Please [contact customer service]( if you have any questions or concerns. [Privacy Policy]( | [Terms of Service]( | [View in Browser]( Copyright © 2022 Fort Worth Star-Telegram. All Rights Reserved. 2300 W 7th Street Ste. 108, #230, Fort Worth, TX 76107