The Money Section | Is Your Industry Safe?

͏Meanwhile, these groups are falling behind on savings. ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ [Fort Worth Star-Telegram]( November 30, 2022 • Issue #10 [The Money Section] This week, we’re looking at Gen Z’s plan for early retirement, what to do if you think you might be laid off, and what bitcoin investors should expect for 2023. The young are optimistic. [Optimism]( Rangely García for Money Even as inflation takes a toll on most people’s wallets, Gen Z is still surprisingly optimistic about their money. According to a survey released this month by Goldman Sachs, 77% of Gen Zers believe they will be better off financially in 2023. Is this optimism shared by older generations? [Read more.]( 🐦 The ‘early bird’ generation. Half of Gen Z ‘super-savers’ expect to not only retire by age 57, but to do so with over $2 million in the bank. With the average retirement age rising steadily over the years —now at 65 for men and 62 for women— [can the Gen Z dream become a reality?]( 🏃 ♀️ Hard to catch up. Amid a volatile economy, half of Gen Xers and one third of millennial workers are falling behind on their retirement savings, according to a new report from Goldman Sachs. Read on to find out how retirement plans and worries differ between [Millennials, Gen Z, Gen X, and Baby Boomers.]( To sell, or not to sell? [Bitcoin]( Rangely García for Money If you bought $1,000 worth of bitcoin last November, when prices were at their peak, your investment would be worth roughly $250 today, according to a report by blockchain analytics platform IntoTheBlock. What should a crypto investor do in these uncertain times? [Here’s what insiders recommend.]( 🎼 Moving in tandem. Stocks and crypto prices followed the same patterns during many of the major ups and downs in 2022. This market behavior undercuts one of the main pro-crypto arguments —that it can help diversify your portfolio— but experts remain optimistic. [What does this mean for investors?]( 🤷🏼 ♂️ Over their heads. After the FTX collapsed earlier this month, members of the US Congress began waving red flags and publicly asking for government regulation on crypto trading. Many of them, however, don’t have the slightest clue as to how exactly crypto —or any digital asset— actually works. [Do lawmakers have what it takes to tackle the volatile world of cryptocurrencies?]( All the right moves. [6 Moves]( Eddie Lee for Money This year, nearly 137,000 tech workers have lost their jobs, and 2023 isn’t looking much better for big tech. Even though the labor market —as a whole— is still strong, it’s reasonable for workers to feel uncertain about their future. If you think your job might be in jeopardy, here are [6 moves you should start making now.]( 🏡 Double the pain. On average, people who work at an office spend $863 per month in work-related expenses. Remote workers, on the other hand, spend only $440 per month. Is hybrid work the solution? [Here’s what the data says.]( 👷🏾 ♂️ A glimmer of good news. Almost three years after Covid-19 hit, companies around the world still worry about labor shortages. Even though tech giants and banks are cutting workers, many employers seem desperate to keep hiring. Read on to find out why [workers have a better-than-usual shot at holding onto their jobs if recession arrives.]( Smart Money Move Protection and peace of mind — all in one device [Alert] [Alert]Medical alert systems are a must-have for people with limited mobility or seniors who choose to live alone. You or your loved one can wear a device and can call for assistance if there’s a problem. The device is available with sensors that can detect heart rate, oxygen levels, and more. And while no product or service can stop falls or other emergencies from happening, medical alert systems offer peace of mind and protection when it matters most. [View the Best Medical Alert Systems of 2022]( Stories we're reading this week - [IRS Warns Tax ‘Refunds May Be Smaller in 2023’]( - [Why Retailers Are Trying Extra Hard to Woo Holiday Shoppers]( - [The Student Accommodation Problem No Professor Wants to Talk About]( - [The Future of Monkeypox]( - [The Best Coffee Makers for Your Money — and Barista Tips for Brewing the Perfect Cup at Home]( - [Student-Loan Holders See New Path for Wiping Out Debt Through Bankruptcy]( The Money Section is written in partnership with Money Research Collective This email was sent to {EMAIL} because you are signed up to receive marketing emails from the Fort Worth Star-Telegram. If you no longer wish to receive emails of this type, you may [unsubscribe]( or [update your email preferences](. We are unable to monitor replies to this email. Please [contact customer service]( if you have any questions or concerns. [Privacy Policy]( | [Terms of Service]( | [View in Browser]( Copyright © 2022 Fort Worth Star-Telegram. All Rights Reserved. 2300 W 7th Street Ste. 108, #230, Fort Worth, TX 76107