SPECIAL REPORT: How AI and Tech Can Impact the Way You Do Finance

How Generative AI Is Changing Personal Finance for Homeowners | Six of the Best Budgeting Apps | Finfluencers Are a Rising Trend. But Should You Trust Their Advice? Created for {EMAIL} | [Web Version]( February 2, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( Kiplinger Today [SIGN UP]( ⋅ [SHARE]( [] Top Story [] [How Generative AI Is Changing Personal Finance for Homeowners]( [How Generative AI Is Changing Personal Finance for Homeowners]( (Getty Images) Artificial intelligence is on everyone’s minds, as we’ve been awed by the small amount we’ve seen it accomplish, writes Co-Founder of HomeZada John Bodrozic. AI can be used for so many things, including navigating home ownership. New homeowners will always have plenty of questions on everything from finance to renovation projects, and an [AI-based platform can become a one-stop shop for those kinds of queries](. [] How to Save Money [] [Six of the Best Budgeting Apps]( [Six of the Best Budgeting Apps]( (Getty Images) Many people have sworn by Mint when it comes to creating a budget and sticking to it, but sadly, the popular app is shutting down. If you’re a Mint devotee, though, have no fear: There are many other excellent budgeting apps out there. [We walk you through the best app for beginners](, the right pick for debt management, and so much more. [Minimize Your Tax Burden with Vanguard]( Vanguard Personal Advisor can provide advice on choosing accounts with tax benefits, buying investments that are prone to a lower tax bite, and making strategic moves before year-end to help cut your tax bill. [Start the conversation today.]( Paid non-client promotion [LEARN MORE]( ADVERTISEMENT [] Social Media [] [Finfluencers Are a Rising Trend. But Should You Trust Their Advice?]( [Finfluencers Are a Rising Trend. But Should You Trust Their Advice?]( (Getty Images) There are social media influencers for just about every topic these days, and finance is no exception. Many users are now getting advice on investing or budgeting from TikTok stars or YouTubers — but is that actually a good idea? [Here’s how to know if a “finfluencer” is trustworthy](, or if you need to turn to another source for your money advice. [] Stocks [] [Can Stocks Picked by Artificial Intelligence Beat the Market? Three Stocks to Watch]( [Can Stocks Picked by Artificial Intelligence Beat the Market? Three Stocks to Watch]( (Getty Images) It’s not always easy to predict which way the stock market will go, but artificial intelligence just might make it easier. A new platform, Danelfin, uses AI to analyze data to predict which stocks investors want to swoop in on. [Read about these three stocks Danelfin recently highlighted in its forecast]( — and see if AI tech will change the way we invest. [] WEALTH CREATION [] [Invest Your Conscience with Ethical Trading Apps]( ESG investing (environmental, social, and governance) has only grown in popularity over the years, as younger people have started getting involved in the stock market. These investors look for companies that prioritize sustainability and social responsibility. It can be difficult to find these organizations — and determine if they’re a wise financial choice — but these apps can help you figure out everything you need to know about sustainable funds explains financial adviser Tim Fries. [Read More]( [What's Your Risk Tolerance?]( Our advisors will assess your risk tolerance, create a comprehensive financial strategy, and recommend investments based on Vanguard's time-tested strategies. [Take the first step today](. Paid non-client promotion [LEARN MORE]( ADVERTISEMENT [] Credit & Debt [] [Klarna Launches BNPL Subscription Plan. Is It Worth It?]( Klarna allows users to pay in four installments instead of buying a purchase outright. It now has a new feature: a buy now, purchase later plan. Here’s what you need to know about the subscription plan — and if it’ll have a financial upside for you. [Read More]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Kiplinger]( [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:kiplingertoday@smartbrief.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036