SPECIAL REPORT: Fall Financial Checklist

Smart Money Moves You Should Make This Fall | Minimize Your Risk with Investments That Will Put Your Money to Work | The Theory of (Financial) Relativity and How to Be Happier Created for {EMAIL} | [Web Version]( September 8, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( Kiplinger Today [SIGN UP]( ⋅ [SHARE]( [] Top Story [] [Smart Money Moves You Should Make This Fall]( [Smart Money Moves You Should Make This Fall]( (Getty Images) Now is a great time to check in on investments, budgets and tax plans to make sure everything is on track and set yourself up for success. Tony Drake, certified financial planner, writes about [three important moves you should include in your autumn checkup](. [] Investment Strategy [] [Minimize Your Risk with Investments That Will Put Your Money to Work]( [Minimize Your Risk with Investments That Will Put Your Money to Work]( (Getty Images) Shifting assets to safer classes of investments may be an effective strategy for supplementing your income without sacrificing the safety of your principal investment. Rich Guerrini, president and CEO of PNC Investments, helps you [explore investment opportunities that pay a fixed yield and may be quickly liquidated without the risk of a significant loss](. [How automated tech makes investing easy]( Stay chill while your money works for you, with Betterment's tax-smart tools and automated technology. Investing involves risk. Performance not guaranteed. [LEARN MORE]( ADVERTISEMENT [Advertisement] [] Financial Philosophy [] [The Theory of (Financial) Relativity and How to Be Happier]( [The Theory of (Financial) Relativity and How to Be Happier]( (Getty Images) Keeping up with the Jones’ was a warning against looking at others' material possessions compared to your own as a measure of your success. No one ever said or cared if the Jones’ were happy. Andrew Rosen, certified financial planner, writes that at the end of the day, [it is unhealthy to compare ourselves, our happiness and, specifically, our finances to someone else. Your financial life is uniquely you](. [] Financial Planning [] [Adjust Your Financial Plan to Prepare for Increasing Longevity]( [Adjust Your Financial Plan to Prepare for Increasing Longevity]( (Getty Images) In today's world, advancements in medical technology and healthier lifestyles are contributing to increased life expectancy. it's beyond time to adapt financial planning strategies to account for extended life-spans. Josh Sailar, certified financial planner, stresses that we’re living longer, which means we’ll spend more years in retirement than we do now. [Maintaining your standard of living will require some financial planning adjustments](. [] Debt Reduction [] [How You Can Assess, Manage and Pay Off Debt]( As the number of Americans reporting to be living from paycheck to paycheck has grown — it’s a great reminder that debt can be a drag on your lifestyle and mental well being. The road to a debt-free lifestyle and secure financial future can be complex. Christian Mitchell, EVP and chief customer officer at Northwestern Mutual, says knowing what you can spend now vs save for later can help you reduce worries, build financial confidence and get closer to financial security. [Get Started]( [] Updating Documents [] [October is the New June — A Pre-Marriage Financial Checklist]( Fall is now the most popular time to get married. Although getting your financial and legal forms in order isn’t romantic, it's important. There are a few documents that need to be updated or you risk delaying your tax refund. We discuss six different documents and/or accounts you should update and we tell you why it's important to get those changes recorded. [Read the Checklist]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. 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